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Independent Bank Blog

Keep up-to-date on the latest trends you need to know in banking, as well as our exciting involvement in your local community.


Can Solar Panels Save You Money?

Rental Agreements

Profitable Small Businesses

Estate Planning

Funding Your Retirement

Financial Tips Your Parents Wish They Had Known

The Spring Housing Market

'Game of Thrones' Scams

Preparing for Unfortunate Events

Growing Your Business on a Budget

Can I Work While Collecting Social Security?

The Art of Minimalism

Apartment or House?

Don't Forget To Read the Fine Print

Navigate the World of Short Sales

National Women's History Month

Tax Season

Family Time

The Wedding is Off

Can You Afford to Take a Pay Cut for A Dream Job?

The Latest Apple Phishing Scam

Second Mortgage vs. HELOC

The Cost of New Hires

Dreaming of Retiring Abroad?

Building a Food Budget

Renting Out Your Home or Apartment

Budget Pick-Me-Up

What is the Best Age to Start Saving for Retirement?

Is There A Coming Shift In the Housing Market?


2019 Changes to Social Security Benefits

Your Family's Lockbox

Entry Level Jobs

Job Hunting

Buying an Investment Property in a Seller's Market

Before You Sign A Business Loan

Selling Stocks

Holiday Card Tips

Reddit Announces Data Breach


Hosting a Holiday Meal

Buying a Second Home

Employee Gifts

Holiday Flights

The Biggest Sale Days of the Year


Holiday Budget

VA Home Loans

Fraud in Your Business

Selling Your Business

Freezer Meals

Ingredient Delivery Services

Grocery Shopping

What is a Jumbo Loan?

Your Money Personality

College-Aged Kids

Attention: iPhone Users

Teaching Your Kids About Money

Establishing Credit for the First Time

Impulse Shopping

How Is the Value of A Home Appraised?

Franchise Ownership

Volunteering in Retirement


Buying vs. Renting

Uber, Lyft, and Carpooling Services

Know Your Mortgage Options

Competitive Analysis

Hiring Help

Cash Back Credit Cards

Dream Job

Lost Your Phone?

Can You Afford Preventative Renovations?



School's Out!

An Instagram-Worthy Vacation

6 Month Check-In

Mortgage Reassignments

Business Loans or Lines of Credit

Should You Retire When You Still Have Debt?

Making a Big Purchase

I want to be a Millionaire!

4 Internet Security Myths

Money Habits

Short Sale or Foreclosure?

Standby Letter of Credit

The Top 5 Retirement Risks

Spring Cleaning

Getting Approved

3 Things that Inevitably Happen When You Don't Have A Budget

Are Your Finances Healthy Enough for a Refinance?


Finding the Right Financial Advisor

In the Game

Salary Tips

It’s Tax Season

Selling Your Home

Is Your Business's Data Secure?

Projected Social Security Benefits

Shopping In Bulk

Graduate School

Valentine's Day On A Budget

New Rules for Mortgages

Performance Reviews

What Mortgages Mean In Retirement

Staying Fit in the New Year

Having a Roommate

So You Defaulted

Staying Safe Online

Flipping Houses

Looking Ahead

Moving to a Retirement Community?

Everything You Need to Know about a 401(k)

Popping the Question

Buying A New Car

Man’s Best Friend

Sole Proprietor vs. LLC

Shippable Christmas Gifts

Shoestring Christmas

Home for the Holidays

Black Friday Facts

Spooky Phishing Scams

Increasing Your Home's Energy Efficiency

Giving Back to the Community

What’s Next?

Travel Rewards Cards

Keep Your Account Balance Healthy

Investing For Beginners

What is a HELOC?

Analyzing the Data

Cashing out Retirement Funds

Online Shopping

Money Saving Apps

Build Your Wealth

3 Notorious Back-to-School Phishing Scams

Buying A Vacation Home

Before You Expand Your Business

When Adult Kids Move Home

What is Your Personal Saving Style?

Adulting 101

Daily Splurge Purchases

Debt-to-Income Ratio

Peer-to-Peer E-Commerce

The Cold Hard Numbers

Factoring in the Fun

Stuck with Student Loans?

Whipping Up Delicious Summer Foods

Moving Out

Calling all Small Business Owners

Social Security

Are You Spending More than the Average Household?

The Biggest Data Breaches in Recent History

Merging Households

Transferring Credit Card Balances

Home Renovations

Creating a Business Plan

Is Early Retirement Within Reach?

Teach Your Kids About Money

How Much Money Do You Really Need?

Traveling Abroad

Are You Covered?

The complete Guide to Small Business Administration (SBA) Loans

The Top 3 Retirement Mistakes

Saving for Your Child’s College Education

Why Don’t Millennials Use Cash?

To Your Credit

Bookkeeping Blunders

The Effects of Rising and Falling Housing Prices

Are you an Empty Nester?

Be Aware of Romance Scams

Enrolling in Auto Pay

Saving in Your 20s

Spear-Phishing Schemes

No-Spend Month

Mortgage Rates Demystified

Avoid A Cash Flow Crisis

Considering Snowbird Status?

Breaking Down Health Savings Accounts

Practicing Good Money Management

Give Yourself Some Credit

The Tax Benefits of Owning a Home

7 Money-Saving Tips for Teens

Build Your Business

Budgeting 101

Teach Your Children Well

Home Buying Roadmap

Protect Your Privacy

Cashing in on a Foreclosure

Putting Your Charitable Contributions to Work for Your Business

Giving Back to the Younger Generation

Maximizing Your Year-End Bonus

Making 2017 Your Best Financial Year Yet

Keeping Your Holiday Budget on Track

Mortgage Help for Tough Times

Helpful Merchant Account Services

’Tis the Season for Spending

Funding Your Family Fun

Spending Holiday Dollars Wisely

Your End-of-Year Giving Guide

Constructing Your Dream Home

Need Cash for Upcoming Convention Expenses?

Portfolio Not Performing?

Interested in Refinancing Your Home?

Back to the Future

401(k) vs. IRA

Looking to Sell Your Home?

Keeping Uncle Sam Happy

Estate Planning 101

Wheels Up!

Rent or Buy?

Indulging Your Fantasies

Buying the American Dream

Give Your Business a Facelift

Getting Fiscally Fit

Don’t Fall for a “Government” Phishing Scam

CDs, Money Markets, and Mutual Funds

Finding the Right Financial Institution

Start Saving Now!

Be Mortgage-Free 8 Years Earlier

Work/Life Balance Off-Kilter?

Caring for an Aging Parent

Don’t Let Back-to-School Shopping Bust Your Budget

Pay Off Student Loans or Save for Retirement?

How to Reap the Rewards of Your Rewards Program

Think Mortgages are Mysterious?

Be a Savings Superstar

Think You Want to Pay Off Your Mortgage?

Thinking of a Home Renovation?

Start Early, Save Big

Getting Great Deals

Refinancing: Does It Make Sense for You?

Heading Off To College

Tax Tune-up

Managing Health Plan Deductibles

Practicing Tech Safety

Financial Spring Clean-up

To Share or Not To Share Joint Accounts

Your Financial Primer

Teaching Kids About Financial Literacy

3 Mistakes to Avoid When Buying A New Home

Financing Small Business Startup Costs

Planning for Your Child's College Visits

Travel Sports are Big Commitments

On-the-Go Banking

Lost Card? Stolen Info?

Home Sweet Home

Selecting the Right IRA for your Business

Saving for Your Child's "I do"

Fix It or List It

Get Educated on Your Student Loans

Saving for Retirement at Any Age

Student Loans 101

Tips to Shop for a Commercial Loan

Phishing 101

Safeguard Your Assets

Retire in Style

Fantasy Vacation

Starting Your Own Business

Home Equity Line of Credit

Charitable Giving

Comfortable Retirement

Child Support Smarts

Baby Makes Three

Giving Back

Beef Up Cybersecurity

Dreaming of your own Paradise?

Paying for College

Savings Tools

Bank Relationships

Company Cash Flow


Playing Retirement Catch-Up


Debit Card Safety

Mobile Banking

EMV Chip Cards

Student Loans


Savings Apps

Competitive Rates

We offer competitive rates for checking accounts, savings accounts, certificates of deposit (CDs), and mortgages. 

View Our Current Rates



Gain access to our videos—learn about how Independent Bank is helping customers, inspiring employees, and investing in our communities.

Mortgage Do's & Don'ts

We know that the mortgage process can seem overwhelming, but at Independent Bank, it’s our goal to make this process as seamless as possible.

ACH Autopay Form

Automatic Transfer Request For Loans

Checkbook Register Worksheet

Download Checkbook Register Worksheet

Graduation Checklist

A checklist for college-bound graduates, plus financial tips

Identity Theft Affidavit

A voluntary form for filing a report with law enforcement, and disputes with credit reporting agencies and creditors about identity theft-related problems. Visit identitytheft.gov to use a secure online version that you can print for your records.

All Resources