Scale Your Business With Confidence

Bank With Ease With Business Flex Checking

At Independent Bank, we offer the tools and features you need to manage your business efficiently.

Why Choose the Business Flex Account For Your Business Checking?

Earn more as your business grows with a competitive interest rate.

Skip a trip to the bank and deposit checks right from your phone.

Pay bills securely from anywhere, anytime. Schedule one-time or recurring payments, track due dates, and avoid late fees—all in one place.

Enjoy exclusive discounts, savings, and added perks with your Independent Bank Debit Mastercard®.

Answers to Common Questions About Our Business Flex Checking Account.

What do I need to open a business account?

All applicant(s) will need to provide their Social Security number, date of birth, occupation, and physical address. Applicant(s) must be an authorized officer of the business and a U.S. resident.
The business should be legally formed in the U.S. and have operations in Michigan.
The applicant(s) will need to provide the legal business name, address, business tax ID number, the date the business was established, as well as any supplemental business documents requested.
New deposit account applications are subject to management review and may be approved or declined at the Bank’s discretion

Will I be able to request a debit card with my business account?

Yes, a free business debit card is included with your account.

What are the monthly fees for Business Flex Checking?

The monthly fee is $15.

What is the Monthly Per Item Fee (Checks/Paid Debits, Deposits/Credits, Deposited Items)?