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Alert: Beware of an increase in fraudsters posing as Independent Bank via, phone, email, or text. We will never contact you asking for your online banking credentials or debit card information. If you question the validity of a request, please contact us at 800.355.0641.
Alert: In observance of Juneteenth, all Independent Bank offices will be closed on Thursday, June 19, 2025. We will resume normal business hours on Friday, June 20, 2025.
fdic FDIC-Insured—Backed by the full faith and credit of the U.S. Government
Routing Number: 072402652
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Savings Accounts That Grow With You

Flexible savings options to help you plan for tomorrow while enjoying today.

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Explore Our Savings Options for Every Need

Savings options to help you plan, protect, and grow what matters most.
Most Popular
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Eagle Savings

Grow Your Everyday Savings

  • No Service Fee1
  • Competitive Interest Rate 
  • Free ATM Card
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Great for Kids
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Swift Savings Account

For 18 and Younger

  • No Service Fee2
  • Competitive Interest Rate
  • Free ATM Card
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Competitive Rates
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Relationship Money Market Account

For Higher Balance Accounts

  • No Service Fee3
  • Tiered Interest Rates Based on Account Balance
  • Free ATM Card
  • Elevated Rates When Accompanied by a Checking Account
Learn More
For Health Expenses
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Health Savings Account

No Fees and No Minimum Balance

  • Tax-Advantaged Savings for Medical Costs*
  • Competitive Interest Rate
  • Free HSA Debit Card
Learn More
Grow Your Savings
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Certificates of Deposit

Low Risk and a Fixed Rate

  • No Service Fee
  • $500 Minimum Balance Required to Open
  • Competitive Interest Rate 
  • Flexible Term Lengths
Learn More
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Manage Your Money with ONE Wallet Digital Banking

Get 24/7 access to your accounts with smart tools that simplify banking.
Explore ONE Wallet

1 No service fee with a minimum daily balance of $500, combined account statements, or eStatements. Otherwise, a $12 quarterly service fee applies.
2 No service fee if the primary account holder is under 18.
3 No service fee with a minimum daily balance of $2,500. Otherwise, a $12 monthly service fee applies.
*Consult your tax advisor for details.

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