Boat, RV, & Powersport Loans Built for Your Next Adventure

Lower your loan rate by 0.75% with AutoPay*
You can qualify for a 0.75% rate reduction when you enroll in AutoPay from a new or existing Independent Bank checking account for your auto loan payment. Increase payment convenience and drive up your savings—it's a win-win!

Why Work with Independent Bank for Your Boat or RV Loan?
Competitive Rates
Flexible Terms
Autopay Discounts*
Digital Closing
Versatile Loans for All of Life’s Adventures
Boats
RVs
Power Sports
Even More

Set Sail on Your Next Adventure
Current Rates**
Boat & RV Loan FAQs
Answers to Common Questions About Boat & RV Loans
Can I borrow for other types of vehicles at Independent Bank?
Can I get pre-approved for a loan at Independent Bank?
Can I refinance my current loan?
Yes, refinancing may allow you to replace your current loan with a new one, often with a better interest rate or different loan term. This can help lower your monthly payments or reduce the overall cost of the loan.
How do interest rates affect my RV or boat loan at Independent Bank?
* To qualify for the 0.75% rate discount, AutoPay must be set up from a new or existing Independent Bank checking account. Eligible loan types include auto, RV, marine, and powersports. The maximum loan amount for this offer is $150,000; larger loan amounts may qualify for a 0.25% AutoPay discount. Private Banking clients are eligible for a maximum AutoPay discount of 0.75% (no additional discounts). Offer valid for applications submitted through December 31, 2025. Standard checking account and loan eligibility requirements apply. Subject to credit approval. Offer subject to change.
**Standard consumer loan underwriting guidelines apply. Annual Percentage Rate (APR). Rate available for well-qualified borrowers. Your rates may vary depending on your specific credit profile.