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Earn Your Swipes!
Receive up to 3.00% APY*
with our
 ONE Account Logo Stacked

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You Could Pay Zero Closing Costs on your mortgage!*

Eligible purchase or refinance applicants in select neighborhoods could qualify!

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New Credit Card Options!

Earn more cash back or points to use toward rewards for the purchases you make everyday with our new credit card options! Click below to learn more.

Check out Personal & Business Credit Cards



Free* Coverage for
Life's Little Mishaps.  


Free Cellphone Protection


Free Mobile Coupons**


Free Roadside Assistance Expense Reimbursement+


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Receive up to 3.00% APY*
just by swiping your debit card.

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*Refer to the fee schedule for account eligibility requirements and/or fees, if applicable, Retail Fee Schedule. eStatements required or $2/month fee will be assessed for paper statements. Fees may reduce earnings. $10 minimum deposit is required for all accounts at account opening. Accounts are subject to standard account opening guidelines. Other fees and restrictions may apply.


REFER a Friend.

Refer your friends and family to Independent Bank, and you’ll both receive a $50 Mastercard® Reward Card!*


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*Please see Terms and Conditions.


Consumer Loan Assistance

If you're concerned about your mortgage or personal loan through Independent Bank due to circumstances related to the Coronavirus pandemic, we may be able to help.

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Business Assistance

If your business has been impacted by COVID-19, you may be eligible for assistance through the SBA or MEDC to help support working capital, payroll, fixed debt payments, and more. 

Explore Your Options

SBA Disaster

The U.S. Small Business Administration (SBA) recently announced that they will be offering disaster assistance to Michigan residents who were negatively impacted by severe storms and flooding.
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