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Important Alerts: COVID-19, PPP Loans


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is launching May 24, 2021!
Check out the new enhancements and what
you need to do by May 21, 2021.

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Find your kind of Freedom

with rates as low as 2.49% / 2.99% APR*

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+Automotive Loan Rate: As low as 2.49%/2.99% APR. 36-month max-term for 700+ credit score; payment amount of $668.62 based on 36-month term, $23,000 loan amount. Non-Automotive Loan Rate: As low as 3.99% / 4.09% APR.  Based on example of $50,000, 84 month loan with a payment of $685.60. Rates subject to change. For additional information about rates, contact your local office. Eligibility for promotional rate requires auto pay from an Independent Bank checking account and is limited to non-real estate collateralized loans that are fully amortized. Bank standard maximum term for collateral applies. Refinances of current Independent Bank loans are ineligible. Borrowers must meet standard qualification criteria. Loans greater than $50,000 will be .25% higher in rate. ^Does not include Personal Line of Credit, Loans secured by real estate, or loans to fund post-secondary educational expenses. Promotion begins May 1 and ends July 31, 2021. *Completed application must be received by 2:00 PM (ET). All loans charged standard $175 processing fee. 



Congrats, Grads!

To commemorate your graduation, we'd like to provide you with a special offer.

Receive $25* when you open a new ONE Account!

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Receive up to 3.00% APY*
just by swiping your debit card.

Current Rates   Get Started

*Refer to the fee schedule for account eligibility requirements and/or fees, if applicable, Retail Fee Schedule. eStatements required or $2/month fee will be assessed for paper statements. Fees may reduce earnings. $10 minimum deposit is required for all accounts at account opening. Accounts are subject to standard account opening guidelines. Other fees and restrictions may apply.


It’s never too early for kids to start learning about saving! Open a Swift Savings account for the child in your life today to start teaching them the importance of saving and finances.

All kids who open a Swift Savings account will receive a FREE coin booklet. Bring back the filled coin booklet to your local branch and we'll match the deposit into their savings account!

Get Started!


Free* Coverage for
Life's Little Mishaps.  


Free Cellphone Protection


Free Mobile Coupons**


Free Roadside Assistance Expense Reimbursement+


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You Could Pay Zero Closing Costs on your mortgage!*

Eligible purchase or refinance applicants in select neighborhoods could qualify!

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Consumer Loan Assistance

If you're concerned about your mortgage or personal loan through Independent Bank due to circumstances related to the Coronavirus pandemic, we may be able to help.

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Business Assistance

If your business has been impacted by COVID-19, you may be eligible for assistance through the SBA or MEDC to help support working capital, payroll, fixed debt payments, and more. 

Explore Your Options

SBA Disaster

The U.S. Small Business Administration (SBA) recently announced that they will be offering disaster assistance to Michigan residents who were negatively impacted by severe storms and flooding.
Learn More

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