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COVID-19 Response: Most branch lobbies are currently open with new safety measures in place. We recommend checking our Website Locations Page before visiting us in person. Learn about potential assistance resources and our response on our Coronavirus Update Page.

Stimulus Payments: You should be able to access stimulus deposits in your account via direct deposit.  For more information, and to check the status of your payment in the coming weeks, please visit the IRS website.

PPP Loans:  Small Business Administration (SBA) PPP loans can begin being submitted on 1/19/2021. For more information, please visit our Commercial Lending Page.


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Terms, Agreements, and Disclosures

To review terms, agreements, and disclosures for opening an account online, please select a document from the list below.

General Agreements and Disclosures

Retail Fee Schedule
Funds Availability Policy Disclosure
EFT Agreement and Disclosure
Substitute Check Policy
Privacy Policy
Online Service E-sign Disclosure
Online Banking Agreement

Checking, Savings, and CD Account-Specific Agreements and Disclosures

Deposit Account Agreement
Mastercard Guide to Benefits
Overdraft Privilege Disclosure
Extended Coverage Consent Form

Health Savings Account Agreements and Disclosures

Tax Favored Account (TFA) Agreement
Health Savings Account (HSA) Disclosure

Health Savings Custodial Account
Mastercard Guide to Benefits - HSA Debit

Important note regarding checks

If you are ordering checks, you will receive:

  • ONE Account: Variety pack - $9.95; Duplicate pack - $11.95
  • Health Savings Account: Single pack - $9.95; Duplicate pack - $11.95

Interest rates

Click here to view our current rates.