Disclaimer

You are now leaving the Independent Bank website. Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content or security of any linked web page.

Click “OK” to continue or “Cancel” to go back

Ok Cancel

Location

Find A Location

Acme | Independent Bank

 Branch Location

Contact Information

A: 6018 US 31 North Williamsburg, MI 49690
P: 231.995.8090

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm

Drive-Up

Monday - Friday  9:00 am - 5:30 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 525 N. Cleveland-Massillon Rd., Suite 101 Akron, OH 44333
P: 234.815.1501

Office

Monday - Friday  9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 3025 Boardwalk Dr., Suite 260 Ann Arbor, MI 48108
P: 734.545.7124

Office

Monday - Friday  9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Auburn | Independent Bank

 Branch Location

Contact Information

A: 1004 W. Midland Road Auburn, MI 48611
P: 989.662.4403

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Bad Axe | Independent Bank

 Branch Location

Contact Information

A: 655 N. Port Crescent Bad Axe, MI 48413
P: 989.269.6471

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 745 N. Euclid Ave. Bay City, MI 48706
P: 989.684.6021

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 1:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:00 am - 6:00 pm
Saturday  9:00 am - 1:00 pm
Sunday  10:00 am - 1:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 623 Washington Ave. Bay City, MI 48708
P: 989.892.3511

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Belding | Independent Bank

 Branch Location

Contact Information

A: 130 S. Bridge St. Belding, MI 48809
P: 616.794.0600

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Bellevue | Independent Bank

 Branch Location

Contact Information

A: 204 W. Capital Ave. Bellevue, MI 49021
P: 269.763.9424

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 32800 Southfield Road Beverly Hills, MI 48025
P: 248.647.5900

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 404 Perry Ave. Big Rapids, MI 49307
P: 231.796.5865

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 4140 W. Maple Road Bloomfield Hills, MI 48301
P: 248.737.4242

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 802 W. Grand River Ave. Brighton, MI 48116
P: 810.224.5880

Office

Monday - Friday  9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 201 N. Mitchell St., Suite 104 Cadillac, MI 49601
P: 231.942.7156

Office

Monday - Friday  9:00 am - 5:30 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Caro | Independent Bank

 Branch Location

Contact Information

A: 1111 W. Caro Road Caro, MI 48723
P: 989.673.5656

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  8:30 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 323 W. Main St. Carson City, MI 48811
P: 989.584.3118

Office

Monday - Wednesday  9:00 am - 4:30 pm
Thursday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Wednesday  9:00 am - 4:30 pm
Thursday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 406 E. Elm St. Carson City, MI 48811

24 Hour ATM Service

Services: Talking ATMs, ATM Only
| Get Directions

Contact Information

A: 6727 Main St. Caseville, MI 48725
P: 989.856.2225

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Friday  8:30 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 6241 Main St. Cass City, MI 48726
P: 989.872.2105

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  8:30 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 4115 17 Mile Road Cedar Springs, MI 49319
P: 616.696.0050

Office

Monday - Wednesday  9:00 am - 5:00 pm
Thursday - Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Wednesday  8:30 am - 5:00 pm
Thursday  8:30 am - 7:00 pm
Friday  8:30 am - 5:30 pm
Saturday  8:30 am - 1:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 129 Lansing St. Charlotte, MI 48813
P: 517.543.4994

Office

Monday - Friday  8:00 am - 6:00 pm
Saturday  9:00 am - 1:00 pm

Drive-Up

Monday - Friday  8:00 am - 6:00 pm
Saturday  9:00 am - 1:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Clio | Independent Bank

 Branch Location

Contact Information

A: 3500 W. Vienna Road Clio, MI 48420
P: 810.687.6710

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 8760 Orion Place, Suite 204 Columbus, OH 43240
P: 614.907.7243

Office

Monday - Friday  9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 7389 Croton Hardy Dr. Newaygo, MI 49337

24 Hour ATM Service

Services: Talking ATMs, ATM Only
| Get Directions

Contact Information

A: 16030 Michigan Ave., Suite 210 Dearborn, MI 48126
P: 313.446.8670

Office

Monday - Friday  9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 1380 W. Lake Lansing Road East Lansing, MI 48823
P: 517.203.3800

Office

Monday - Thursday  9:00 am - 6:00 pm
Friday  9:00 am - 7:00 pm
Saturday  9:00 am - 2:00 pm

Drive-Up

Monday - Thursday  9:00 am - 6:00 pm
Friday  9:00 am - 7:00 pm
Saturday  9:00 am - 2:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 2900 West Road East Lansing, MI 48823
P: 517.324.7400

Office

Monday - Friday  9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 2461 S. Michigan Road Eaton Rapids, MI 48827
P: 517.663.4108

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 1615 W. Center Ave. Essexville, MI 48732
P: 989.893.4563

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  8:00 am - 5:00 pm
Friday  8:00 am - 6:00 pm
Saturday  9:00 am - 1:00 pm
Sunday  10:00 am - 1:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 32900 Middlebelt Road Farmington Hills, MI 48334
P: 248.539.4600

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 6750 Cascade Road SE Grand Rapids, MI 49546
P: 616.949.2189

Office

Monday - Wednesday  9:00 am - 5:00 pm
Thursday - Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Wednesday  9:00 am - 5:00 pm
Thursday - Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 77 Monroe Center Ave. NW, Suite 1200 Grand Rapids, MI 49503
P: 616.458.7045

Office

Monday - Friday  8:30 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 3800 Alpine Ave. NW Comstock Park, MI 49321
P: 616.784.6654

Office

Monday - Wednesday  9:00 am - 5:00 pm
Thursday - Friday  9:00 am - 6:00 pm
Saturday   9:00 am - 12:00 pm

Drive-Up

Monday - Wednesday  9:00 am - 5:00 pm
Thursday - Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: Beltline 4200 E. Beltline Grand Rapids, MI 49525
P: 616.363.1207

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 77 Monroe Center NW Grand Rapids, MI 49503
P: 616.458.7045

Office

Monday - Friday  9:00 am - 5:00 pm

Services: Talking ATMs, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 3090 Plainfield NE Grand Rapids, MI 49505
P: 616.447.0900

Office

Monday - Wednesday  9:00 am - 5:00 pm
Thursday - Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Wednesday  9:00 am - 5:00 pm
Thursday - Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 4525 Lake Michigan Dr. Walker, MI 49534
P: 616.735.2293

Office

Monday - Thursday  9:00 am - 6:00 pm
Friday  9:00 am - 7:00 pm
Saturday  9:00 am - 2:00 pm

Drive-Up

Monday - Thursday  9:00 am - 6:00 pm
Friday  9:00 am - 7:00 pm
Saturday  9:00 am - 2:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 20902 Mack Ave., Suite 210 Grosse Pointe Woods, MI 48236
P: 313.626.2626

Office

Monday - Friday  9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 720 W. Shaw Howard City, MI 49329
P: 231.937.4374

Office

Monday - Thursday  9:00 am - 4:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 230 W. Main St. Ionia, MI 48846
P: 616.527.2400

Office

Monday - Friday  9:00 am - 4:30 pm

Services: Customer Service Representative/Teller
| Get Directions

Contact Information

A: 450 S. Dexter St. Ionia, MI 48846
P: 616.527.7500

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Friday  8:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 2551 S. State St. Ionia, MI 48846
P: 616.527.6760

Office

Monday - Friday  9:30 am - 5:30 pm
Saturday  9:30 am - 2:00 pm

Drive-Up

Monday - Friday  9:30 am - 6:00 pm
Saturday  9:30 am - 2:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 1090 N. 10th St., Suite 210 Kalamazoo, MI 49009
P: 269.569.7237

Office

Monday - Friday   8:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 5854 State St. Kingston, MI 48741

24 Hour ATM Service

Services: Talking ATMs, ATM Only
| Get Directions

Lapeer | Independent Bank

 Branch Location

Contact Information

A: 1985 W. Genesee St. Lapeer, MI 48446
P: 810.245.8908

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Leslie | Independent Bank

 Branch Location

Contact Information

A: 144 S. Main St. Leslie, MI 49251
P: 517.589.8222

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Livonia | Independent Bank

 Branch Location

Contact Information

A: 37601 W. Five Mile Road Livonia, MI 48154
P: 734.591.4400

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Marlette | Independent Bank

 Branch Location

Contact Information

A: 2593 S. Van Dyke Marlette, MI 48453
P: 989.635.3541

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  8:30 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Mason | Independent Bank

 Branch Location

Contact Information

A: 190 W. Kipp Road Mason, MI 48854
P: 517.244.9361

Office

Monday - Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 2:00 pm

Drive-Up

Monday - Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 2:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 409 Ashman St. Midland, MI 48640
P: 989.486.6215

Office

By appointment only  

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 319 E. Broadway Mt. Pleasant, MI 48858
P: 989.772.9405

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday   9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 360 E. Broomfield St. Mt. Pleasant, MI 48858

24 Hour ATM Service

Services: ATMs, ATM Only
| Get Directions

Contact Information

A: 300 E. Preston Mt. Pleasant, MI 48858

24 Hour ATM Service

Services: ATMs, ATM Only
| Get Directions

Contact Information

A: 202 W. Broomfield St. Mt. Pleasant, MI 48858

24 Hour ATM Service

Services: ATMs, ATM Only
| Get Directions

Contact Information

A: 400 E. Ojibwa Mt. Pleasant, MI 48858

24 Hour ATM Service

Services: ATMs, ATM Only
| Get Directions

Contact Information

A: 1801 S. Mission St. Mt. Pleasant, MI 48858

24 Hour ATM Service

Services: ATMs, ATM Only
| Get Directions

Contact Information

A: 103 E. Preston St. Mt. Pleasant, MI 48858
P: 989.774.1078

Office

Monday - Friday  9:00 am - 5:00 pm

Services: Talking ATMs, Customer Service Representative/Teller
| Get Directions

Muskegon | Independent Bank

 Branch Location

Contact Information

A: 3251 Henry St. Muskegon, MI 49441
P: 231.830.3999

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Newaygo | Independent Bank

 Branch Location

Contact Information

A: 41 N. State Rd. Newaygo, MI 49337
P: 231.652.1665

Office

Monday - Thursday  9:00 am - 4:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday   8:30 am - 5:00 pm
Friday  8:30 am - 5:30 pm
Saturday  8:30 am - 12:00 pm

Services: ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 199 W. River Valley Newaygo, MI 49337

24 Hour ATM Service

Services: ATMs, ATM Only
| Get Directions

Contact Information

A: 4046 Huron St. North Branch, MI 48461
P: 810.688.3051

Office

Monday - Thursday  9:00 am - 4:00 pm
Friday  9:00 am - 5:00 pm

Services: Customer Service Representative/Teller
| Get Directions

Contact Information

A: 3765 Huron St. North Branch, MI 48461
P: 810.688.4727

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  8:30 am - 1:00 pm

Services: Talking ATMs, Drive-Up
| Get Directions

Okemos | Independent Bank

 Branch Location

Contact Information

A: 2119 Hamilton Road Okemos, MI 48864
P: 517.381.0817

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 1:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 1:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Olivet | Independent Bank

 Branch Location

Contact Information

A: 112 S. Main St. Olivet, MI 49076
P: 269.749.2231

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Pigeon | Independent Bank

 Branch Location

Contact Information

A: 75 S. Main St. Pigeon, MI 48755
P: 989.453.2900

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 408 Mable St. Pinconning, MI 48650
P: 989.879.2747

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 11628 Bunkerhill Road Pleasant Lake, MI 49272
P: 517.769.2200

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Portland | Independent Bank

 Branch Location

Contact Information

A: 1601 Grand River Ave. Portland, MI 48875
P: 517.647.7547

Office

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 5:30 pm
Saturday  8:30 am - 12:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 5:30 pm
Saturday  8:30 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 320 Vermontville Highway Potterville, MI 48876
P: 517.645.7607

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 348 Main St. Rives Junction, MI 49277

24 Hour ATM Service

Services: ATMs, ATM Only
| Get Directions

Contact Information

A: 78 S. Main St. Rockford, MI 49341
P: 616.866.4471

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 1:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 5:30 pm
Saturday  8:30 am - 1:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 1445 N. Center Road Saginaw, MI 48638
P: 989.799.1673

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:30 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 1:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 5500 Dixie Highway Saginaw, MI 48601
P: 989.777.1661

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm Saturday  9:00 am - 1:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 4850 Bay Road Saginaw, MI 48604
P: 989.799.0070

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 6:00 pm
Friday  9:00 am - 7:00 pm
Saturday  9:00 am - 2:00 pm
Sunday  10:00 am - 1:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 3601 State St. Saginaw, MI 48602
P: 989.799.0720

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 1:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 7400 Bay Road University Center, MI 48710
P: 989.797.4634

Office

Monday - Friday  9:00 am - 5:00 pm

Services: Talking ATMs, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 7400 Bay Road University Center, MI 48710

24 Hour ATM Service

Services: Talking ATMs, ATM Only
| Get Directions

Contact Information

A: 7400 Bay Road University Center, MI 48710

24 Hour ATM Service

Services: Talking ATMs, ATM Only
| Get Directions

Contact Information

A: 5580 State St., Suite 5 Saginaw, MI 48603
P: 989.799.3159

Office

Monday - Friday  8:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 5 Third St. SE Sand Lake, MI 49343
P: 616.636.8881

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Friday  8:30 am - 5:00 pm
Saturday  8:30 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Saranac | Independent Bank

 Branch Location

Contact Information

A: 29 Church Street Saranac, MI 48881
P: 616.642.9406

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 8880 Unionville Road Sebewaing, MI 48759
P: 989.883.3310

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 49785 Van Dyke Ave. Shelby Township, MI 48317
P: 586.731.6130

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Sparta | Independent Bank

 Branch Location

Contact Information

A: 525 S. State St. Sparta, MI 49345
P: 616.887.8277

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Standish | Independent Bank

 Branch Location

Contact Information

A: 209 S. Main St. Standish, MI 48658
P: 989.846.4595

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 93 W. Fourth St., Suite D Suttons Bay, MI 49682
P: 231.995.5565

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 4011 Eastern Sky Dr. Traverse City, MI 49684
P: 231.995.5540

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm

Drive-Up

Monday - Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 333 W. Grandview Parkway Traverse City, MI 49684
P: 231.995.5508

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm

Services: Talking ATMs, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 1239 S. Garfield Traverse City, MI 49684
P: 231.995.5575

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm

Drive-Up

Monday - Friday  9:00 am - 5:30 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 201 W. Big Beaver Road Troy, MI 48084
P: 248.689.1200

Office

Monday - Friday  9:00 am - 4:30 pm

Drive-Up

Monday - Friday  9:00 am - 5:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 5950 Rochester Road Troy, MI 48085
P: 248.828.3737

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 201 W. Big Beaver Rd., Suite 201 Troy, MI 48084
P: 248.918.5690

Office

Monday - Friday  9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 6586 Center St. Unionville, MI 48767

24 Hour ATM Service

Services: Talking ATMs, ATM Only
| Get Directions

Contact Information

A: 194 Main St. Vermontville, MI 49096

24 Hour ATM Service

Services: Talking ATMs, ATM Only
| Get Directions

Contact Information

A: 1075 Wilcox Ave. White Cloud, MI 49349
P: 231.689.6608

Office

Monday - Friday  9:00 am - 4:00 pm

Drive-Up

Monday - Thursday  8:30 am - 4:30 pm
Friday  8:30 am - 5:00 pm
Saturday  8:30 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 1245 E. Grand River Road Williamston, MI 48895
P: 517.655.2168

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions
Menu
Search
Locations
Login

Mortgages

There’s no place like home. Whether you’re a first-time or experienced buyer, we’ll make the mortgage process understandable and painless.

Independent Bank proudly offers more than 50 customizable mortgage programs.

Ask us about pre-qualification or apply online.

Learn More & Apply  View Mortgage Rates

 

Call or contact a mortgage loan officer by phone at 800.285.3111, or at your local Independent Bank office or loan center to request a prequalification to help find a home that fits within your budget.

Find a Loan Officer

Normal credit standards and restrictions apply to conventional loans. Additional credit standards apply to FHA & other government loans.

Already have a mortgage and need to make a payment?

Make a Mortgage Payment

 

Our Online Advance Deposit and Construction Rate-Lock Payment Centers are convenient ways to remit your payments for your real estate financing.

Online Advance Deposit Payment Center

Construction Rate-Lock Deposit Payment Center

Conventional Fixed Rate Loans
A Conventional Fixed Rate Loan offers a fixed rate throughout the life of the loan.
Adjustable Rate Mortgages (ARMs)
Adjustable Rate Mortgages (ARMs) start with an interest rate at the beginning of the loan and adjusts annually after the fixed rate period ends. Each subsequent adjustment is based on the market at that time.
Federal Housing Administration (FHA) Loans
A Federal Housing Administration (FHA) Loan is insured by the Federal Housing Administration. This is often a popular product for first-time homebuyers, as it offers low down payment options.
Veterans Administration (VA) Loans
A Veterans Administration (VA) Loan is a home mortgage option available to United States Veterans and Service Members, guaranteed by the U.S. Department of Veterans Affairs (VA).
USDA Rural Housing Services (RHS) Loans
The USDA Rural Housing Services (RHS) loan is a zero down payment mortgage option available to homebuyers in the United States who wish to purchase in a qualified rural or suburban area. USDA loans are guaranteed by the U.S. Department of Agriculture (USDA).
Michigan State Housing Development Authority (MSHDA) Loans
A MSHDA loan is for qualified customers within a specific income range and qualified credit score. It can also provide the borrower with interest free funds for a down payment. These loans are specific to the state of Michigan.
Ohio Housing Financing Agency (OHFA)
Like MSHDA, the Ohio Housing Financing Agency (OHFA) is the Ohio equivalent of the loan for qualified customers within a specific income range and qualified credit score. It can also provide the borrower with interest free funds for a down payment.
Construction Loans (including Jumbo Loans) and Special Renovation Loans
A Construction Loan is meant for customers who are looking to finance the building of a home or a renovation project. It allows customers to close one mortgage for both their construction loan and financing, while locking in the interest rate at the beginning of the construction project.
Jumbo Loans
A Jumbo Loan is a type of financing that exceeds the loan size limits set by the Federal Housing Finance Agency (FHFA). Unlike conventional mortgages, a jumbo loan is not eligible to be purchased, guaranteed, or securitized by Fannie Mae or Freddie Mac.
Portfolio Lending
A Portfolio Loan is a loan issued by the bank and typically kept as debt on the lender's portfolio instead of selling it into the secondary market.
Condominium Financing
We offer loans for customers looking to finance the purchase of a condominium.
Vacant Land Loans
Vacant Land Loans are used to finance a piece of property, whether it will be used to build a home or for other purposes.
Bridge Loans
Bridge Loans are used to assist our customers who are in the process of buying a new home before they have sold their current home. It allows a homeowner an opportunity to access equity from a current residence and apply towards a new property. 
Doctors and Dentists Loans
This is a loan specific to doctors with up to 100% financing and no Private Mortgage Insurance. Eligible doctors include Residents, MD, DO, DDS, DMD, DPM, OD (Optometrist), DVM (Veterinarian), DC (Chiropractor).

Affordable Mortgage Program

Eligible borrowers have two financing options to choose from: 

Independent Bank Community Affordable Mortgage

Independent Bank Community Affordable Mortgage provides borrowers with purchase money for a home at a 30-year fixed rate, and up to 97% loan to value. Loan to value is the mortgage amount as compared to the home’s value or purchase price, whichever is less. There would also be no up-front mortgage insurance premiums and no monthly mortgage insurance requirements.

Independent Bank Community Grant

Independent Bank Community Grant is a second financing option for customers that would be applied toward closing costs and up to $1,000 of the loan amount.
For questions, contact a Mortgage Loan Officer, visit a local branch, or call us at 800.285.3111.

Special Offers & Extras

21 & Done Guarantee

If we don't close your loan in 21 calendar days, we'll deposit $500^ into your Independent Bank deposit account! Receive up to $1,000* off mortgage closing costs by setting up or maintaining an Independent Bank checking account. 

Download 21 & Done flyer

^If we don't close your loan in 21 calendar days, we'll deposit $500 into your Independent Bank checking account! Excludes construction loans, MSHDA (Michigan State Housing Development Authority), VA (Veteran's Administration), OHFA (Ohio Housing Finance Agency), and USDA Rural Development loans.

*However, if your loan is denied, withdrawn, or approved but not accepted, you will not qualify for the guarantee.

Receive up to $1,000** off mortgage closing costs with our Eagle Premier Relationship (EPRO) offer

Receive up to $1,000** off mortgage closing costs by setting up or maintaining an Independent Bank checking account for your new mortgage. Plus, you will also have access to our convenient auto pay and eStatement services, giving you one less thing to worry about each month.

Contact your mortgage loan officer for prequalification or additional details at 800.285.3111. You can also apply for a loan online.

**Receive a 1/4% discount off of mortgage closing costs, based on loan amount, up to $1,000 by setting up or maintaining an Independent Bank checking account. Terms subject to change and loan approval, and conditions outlined in the executed 21 & Done Closing Commitment form.

Home Equity Line of Credit (HELOC)

A home equity loan or line of credit will allow you to borrow money secured by the equity in your home. Use the extra cash for whatever you choose: home improvements, tuition, debt consolidation, and more. Interest may even be tax deductible!

Use the Equity Access Mastercard to withdraw money from your home equity line of credit. You can make purchases with it just like a regular debit card. It’s convenient and hassle-free.

Normal credit standards and restrictions apply. Consult your tax advisor regarding deductibility of interest.

Platinum Pro Sweep

With our Platinum Pro Sweep, your home equity line of credit (HELOC) and direct deposit checking account are combined to maximize your cash flow. The checking account is swept on a daily basis and applied to the HELOC’s outstanding balance, reducing its average daily interest charges. You can make the most of your money without doing a thing – the Sweep takes care of it for you! With Platinum Pro Sweep, you also get our interest-earning Premier Checking account free.

Normal credit standards and restrictions apply. Consult your tax advisor regarding deductibility of interest.

Independent Smart Mortgage App

The Independent Smart Mortgage App simplifies the mortgage process with the convenience of a mortgage app available on the go. Whether you are interested in purchasing a new home, thinking about refinancing an existing one, or you are a real estate agent hoping to ease the process for your clients, Independent Smart Mortgage is here to help.

Features:

  • Apply for a mortgage right from your phone—no scanning or faxing documents
  • Receive instant status updates on your mortgage application
  • Connect directly with your Mortgage Loan Officer with any questions
  • Access FREE refinance, payment, and amortization calculators
  • Obtain mortgage pre-qualification letters
  • Read the latest mortgage industry news

The app is available to download from the App Store and Google Play Store.

Watch this demo video to learn more about how the Independent Smart Mortgage App works.

 

Questions regarding your current mortgage loan?

If you have questions regarding your account balance, payoff information, tax or insurance questions, or general information regarding your billing cycle, please contact one of our loan servicing specialists at 800.662.0102 ext. 11330.

If you need to speak with a specialist regarding a past due account, please call 844.279.2748 to speak with a counselor who is trained to assist you.

Error Resolution:

If you have concerns regarding the servicing of your mortgage loan, please call a customer service representative at 800.662.0102 ext. 11330. If you would like to file a Notice of Error or Complaint, please send your written request to:

Independent Bank
230 W. Main St.
Ionia, MI 48846

Independent Bank will acknowledge your Notice of Error or Complaint within five (5) days.

Amortization Calculator

Would you like to see the amortization schedule on your loan or mortgage? Use this amortization calculator to calculate your payment.

Calculate Your Payments

Need Help?

24-hour Telephone Banking: 888.300.3193
Customer Service: 800.355.0641
Customer Service Hours: Mon-Fri: 8 am-8 pm | Sat-Sun: 8 am-6 pm (ET)
Holiday Hours

Join Our Email List
  • Member FDIC
  • CDARS Network Member