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Alert: Independent Bank offices will be closed on Friday, July 4, 2025, in observance of Independence Day. All offices will return to normal business hours on Monday, July 7, 2025.
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Savings Accounts That Grow With You

Flexible savings options to help you plan for tomorrow while enjoying today.

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Explore Our Savings Options for Every Need

Savings options to help you plan, protect, and grow what matters most.
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Eagle Savings

Grow Your Everyday Savings

  • No Service Fee1
  • Competitive Interest Rate 
  • Free ATM Card
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Great for Kids
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Swift Savings Account

For 18 and Younger

  • No Service Fee2
  • Competitive Interest Rate
  • Free ATM Card
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Competitive Rates
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Relationship Money Market Account

For Higher Balance Accounts

  • No Service Fee3
  • Tiered Interest Rates Based on Account Balance
  • Free ATM Card
  • Elevated Rates When Accompanied by a Checking Account
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For Health Expenses
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Health Savings Account

No Fees and No Minimum Balance

  • Tax-Advantaged Savings for Medical Costs*
  • Competitive Interest Rate
  • Free HSA Debit Card
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Grow Your Savings
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Certificates of Deposit

Low Risk and a Fixed Rate

  • No Service Fee
  • $500 Minimum Balance Required to Open
  • Competitive Interest Rate 
  • Flexible Term Lengths
Learn More
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Manage Your Money with ONE Wallet Digital Banking

Get 24/7 access to your accounts with smart tools that simplify banking.
Explore ONE Wallet

1 No service fee with a minimum daily balance of $500, combined account statements, or eStatements. Otherwise, a $12 quarterly service fee applies.
2 No service fee if the primary account holder is under 18.
3 No service fee with a minimum daily balance of $2,500. Otherwise, a $12 monthly service fee applies.
*Consult your tax advisor for details.

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