<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1594118447410323&amp;ev=PageView&amp;noscript=1">

Disclaimer

You are now leaving the Independent Bank website.

Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content, accessibility, or security of any linked web page.

Click “OK” to continue or “Cancel” to go back

Ok Cancel
x

Disclaimer

You are now leaving the Independent Bank website.

Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content, accessibility, or security of any linked web page.

Click “OK” to continue or “Cancel” to go back

x Want to chat? How can we help you? open chat
Menu
Search
Locations
Login

Government Banking

Strong foundations are built from relationships

We are here to help your government entity manage funds, streamline operations, and navigate your options efficiently, so that you can better serve your communities.

    Banking Solutions for all levels of the Public Sector

    When you're in charge of finances for a local government or municipality, your goals are focused on the people you serve. At Independent Bank, our dedicated government bankers understand these unique priorities. They know how to navigate requirements, shifting budgets, and the needs of your community.

    We'll help you do what it takes to build a thriving community in Michigan.

    Connect with a Government Banker


    Our Government Banking Services

    We offer competitive deposit accounts along with state-of-the-art treasury services.

    Our products and services are managed by a team of dedicated professionals who understand your government banking needs.

    Deposit Money
     

    Independent Bank makes depositing your funds easy and convenient. From remote solutions for checks and cash to electronic collection services, we can tailor solutions that work best for your organization.

    Disperse Money
     

    We provide a simple and secure platform for payment initiation. In addition to traditional check writing, our TreasuryONE system will let you easily pay employees and vendors using ACH, or send a bond payment via wire transfer. We also offer card-based payment programs to help streamline and consolidate your payables.

     
    Grow Money
     

    Whether you are focused on fully insured investments, keeping your funds liquid, or maximizing investment return, our experienced government bankers will work with you to create an account structure that will meet your current and future investment objectives.

     
     
    Monitor & Protect Money
     

    Independent Bank utilizes the latest technology to protect our customer's accounts and information. We require dual control for payment initiation, employ advanced internet security algorithms, and maintain state-of-the-art permissions controls. We also offer a full suite of fraud prevention tools to keep your check and ACH payments secure.

     

    We're Helping Entities Like Yours

    Independent Bank has the local insights, experience, and knowledge you need in a banking partner–and the customized solutions you need to meet your responsibilities to your municipality and taxpayers safely and efficiently.

    $636M
     

    Municipal and local government assets under management per month
    318
     

    Michigan government entities served
    26,732
     

    Average monthly transactions handled per municipal or local government

    TreasuryOneLandingPageTileGraphics0421-1

    Simplify your daily operations with our TreasuryONE Team and Services

    Our TreasuryONE Online and Mobile Banking platform makes banking easy and convenient when you’re on the go. Your dedicated TreasuryONE Support Team is available to assist you should a question arise.

     

    Learn More


    GovBanking_CTATile-Oct-03-2023-04-15-30-1954-PM

    Building Stronger Communities

    We understand the unique needs and requirements of local, county, and state governments. Together, we are committed to assisting local government partners in enhancing their communities across Michigan.

    Our services cater to a wide spectrum of organizations, including:

    •  Local municipalities
    •  State and county government agencies
    •  Public authorities and utilities
    •  Public school districts
    •  Public housing authorities


    What Our Customers Have To Say

     

    "We have had excellent customer service with Independent Bank. Ben Stone our account representative is fantastic. He and the bank listen and make recommendations that meet our needs This is what makes them a great bank to partner with."
     
     
    — Carl D., Macomb Township Deputy Treasurer

    Ready to meet with an Independent Bank Government Banker?

    We help your government entity operate smoothly, so you can better serve our communities.

    Western MichiganGovernment-Banking-Map

    Jeff-Case

    Jeff Case, ACPFIM
    FVP, Government Banking
    78 S. Main St.
    Rockford, MI 49341
    P: 616.866.7849
    E: JCase@ibcp.com 
     
    Get Started

    Eastern Michigan
    Government-Banking-Map2

    Ben-Stone-1

    Ben Stone, CTP, ACPFIM
    FVP, Government Banking
    35399 23 Mile Rd., #392
    New Baltimore, MI 48047
    P: 248.743.4329
    E: BStone@ibcp.com 
     
    Get Started