Government Banking | Independent Bank

Why Choose Independent Bank's Government Banking Services?

Specialized Expertise

Our team understands the complexities of public sector finance, offering insights that align with your community's goals.

Customized Solutions

We provide banking services tailored to meet the specific requirements of governmental entities, ensuring optimal financial management.

Advanced Technology

Utilize our secure digital platforms for streamlined transactions and real-time account monitoring, enhancing operational efficiency.

Community Commitment

As a bank headquartered in Michigan, we are dedicated to fostering the growth and prosperity of the communities we serve.

Seamless Deposits

Simplify fund deposits with remote check and cash solutions, plus electronic collection services.

Secure Payments

Easily pay employees and vendors with ACH, wire transfers, or card-based payment programs.

Smart Investment Options

Keep funds liquid and fully-insured, while maximizing returns and structuring accounts to meet your goals.

Advanced Fraud Protection

Dual control, advanced security, and fraud prevention tools keep funds secure.

Government Banking FAQs

Answers to Common Questions About our Government Banking Services

What government entities does Independent Bank serve?

We work with a variety of public sector organizations, including local municipalities, state and county government agencies, public authorities, utilities, school districts, and housing authorities across Michigan.

What banking solutions does Independent Bank offer for government entities?

We provide a range of services including competitive deposit accounts, TreasuryONE payment solutions for ACH and wire transfers, card-based payment programs, and customized investment strategies for growing your funds.

How does Independent Bank help manage payments and disbursements?

Our TreasuryONE system allows for seamless payment initiation. You can pay employees and vendors using ACH, wire bond payments, or streamline your payables through card-based programs.

How does Independent Bank protect government accounts?

We use advanced security features such as dual control for payment initiation, internet security algorithms, and fraud prevention tools to safeguard your check and ACH payments.

Can Independent Bank assist with investment strategies for government funds?

Yes, our government bankers will work with you to design an account structure that meets your investment goals, whether you need fully-insured investments, liquidity, or maximized returns.

How can Independent Bank streamline our daily operations?

Our TreasuryONE digital banking platform makes banking simple and accessible, with a dedicated support team to assist you whenever needed.

How many government entities does Independent Bank work with?

We currently serve nearly 400 Michigan government entities throughout the state with over 26,000 monthly transactions on average.