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Business Debit and Credit Cards

Give your business the flexibility it needs with our debit and credit card options.

We know businesses thrive on flexibility, so we offer a variety of cards to meet your credit and debit card needs.

All of them offer you the convenience of making purchases with the security of zero liability for unauthorized purchases, plus many offer other great benefits and rewards. Our Visa® credit cards and Business Debit MasterCard® allow you to choose the card that’s right for you.

Choosing the right business debit card or credit card is easier than ever. No matter which card you choose, you'll enjoy important features like:

  • Expense management tools
  • No fee for additional employee cards
  • Contactless payment and smart chip technology for added security
  • Mobile payment capability for added convenience

Business Debit Mastercard®


Business spending made
smarter & safer 

Your Business Debit Mastercard is a convenient way to get cash and make purchases for yourself and your business. Easily track, report, and separate expenses. Plus, with Mastercard’s benefits and security features, your card protects you from fraud and may save you money.

Access Worldwide

You have access to cash at over 1 million ATMs worldwide through the Mastercard ATM Network.^

^Fees may apply.

Fraud Monitoring
Your account is protected by a 24/7 fraud detection team that uses fraud-monitoring software to identify any suspicious card activity.
Identity Theft Resolution**

Identity Theft Resolution is available for all Independent Bank Debit Mastercard® holders. If someone attempts to steal your identity, Identity Theft Resolution with Wallet Protection** can help you resolve the situation promptly. You get an ID Theft Affidavit and an ID Theft Resolution Kit as well as access to a number of services, including credit bureau notification. You also have access to a 24-hour provider who will lock out all of your reported cards and documents, and, if needed, the provider can coordinate a conference call with your card issuer.

**Certain restrictions, terms, and conditions apply. Contact 1.800.Mastercard or see your Guide to Benefits (mailed upon account opening) for full details.

Mastercard Business Network
Because Mastercard is dedicated to helping businesses like yours succeed, they've created a resource for accomplishing business tasks quickly, like setting controls on employee travel expenses and purchasing products at a discount. It's free to register, or you can simply go to mastercardbusinessnetwork.com to learn more or check out the seven easy-to-use tools designed to save you time and money.
Mastercard Easy Savings®
Use your Business Debit Mastercard with qualified purchases at any participating merchants to earn rebates that will be automatically applied to your monthly statement. Register at no cost at here. Plus, you can add your employees' cards so they get these rebates as well, track your rebates on the site, and learn about new merchants and offers.

There are five categories of businesses that give you automatic rebates through Mastercard Easy Savings. To access the rest of your savings, you must sign up online.

  • Firestone Complete Auto Care (save 5%)
  • Fuelman Network of nearly 19,000 gas stations (save 1%)
  • Tires Plus Total Car Care (save 5%)
  • Mastercard Easy Savings Hotel Network (save 4%)
  • Over 10,000 restaurants (save 4%)
Mastercard SecureCode+

The security and privacy of your payments are important. We offer a free, easy way to protect your account with your own personal password every time you make online purchases.  It's easy, safe and free.

To enroll, please use Telephone Banking at 888.300.3193, or you can set it up or login here.

+Mastercard SecureCode only works with participating merchants.

Mastercard Zero Liability
You’re not responsible for any purchases if your card is used for unauthorized transactions.*
*Certain restrictions apply. Please see www.mastercard.us/zero-liability.html for more details.

Business Credit Cards


Flexible Cash Rewards for Your Business

Visa® Business Cash Card

Earn cash back1 every time you use your card: 3% on eligible net purchases from office supply stores and phone and TV services,2,4 2% on eligible net restaurant and gas purchases, and 1% on all other eligible net purchases, plus get $25 cash back after your first purchase.3

Learn More  Apply Now

Pay Down Balances

Visa® Business Platinum Card

Save on interest with a great low introductory rate for an extended time. Pay down other credit card balances faster with this non-rewards card.

Learn More

Please visit your nearest branch to apply.

Rewards to Use the Way You Want4

Visa® Business Real Rewards Card

Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back).5 Plus, earn 2,500 bonus rewards points after your first purchase.3 There is no limit on the total cash back you can earn, and you have five years to redeem rewards.4

Learn More  Apply Now  

Visa® Business Rewards Plus Card

Earn 3 points monthly for every $1 you spend the most on: cellular phone service, hotel, or airline.6 Earn 1.5 points monthly for every $1 you spend on eligible net purchases. Plus, earn 20,000 one-time bonus rewards points after you spend $2,000 in the first 3 months.3 There is no limit on the total cash back you can earn, and you have five years to redeem for rewards.4

Learn More  Apply Now

Access Your Credit Card

Check you balance, monitor your purchases, or pay your bill.

Login Now

Lost or Stolen Card?

If your ATM/debit card is lost or stolen, call 888.300.3193.

Learn More