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COVID-19 Response: Most branch lobbies are currently open with new safety measures in place. We recommend checking our Website Locations Page before visiting us in person. Learn about potential assistance resources and our response on our Coronavirus Update Page.

Stimulus Payments: You should be able to access stimulus deposits in your account via direct deposit.  For more information, and to check the status of your payment in the coming weeks, please visit the IRS website.

PPP Loans:  A second round of Paycheck Protection Program loans was recently approved. We are now accepting Second Draw loan applications. The date of SBA program submission is currently pending, but expected to be released soon. We will share updates as they become available on our Commercial Lending Page.

Martin Luther King, Jr. Day: Independent Bank offices will be closed on Monday, January 18, 2021


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Personal Credit Cards

Choosing the right credit card is easier than ever.

Credit Card Tile ImageV3-2

No matter which card you choose, you'll enjoy important features like:

  • Smart chip technology for added security
  • Mobile purchasing capability for added convenience
  • Plus much more!

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Personal Credit Cards

Choosing the right card is easier than ever. Whether you want to pay down balances, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!


No matter which card you choose, you'll enjoy important features like:

  • Convenient and flexible purchasing power. Accepted at millions of locations worldwide.
  • Mobility purchasing capability for added convenience.
  • Zero fraud liability.* You won't be liable for fraudulent purchases when you card is lost or stolen. 
  • Cardmember service available 24 hours a day/365 days a year. 
  • Plus much more! 

Learn More & Apply Now

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. 

Lost or Stolen Card?

If your credit card is lost or stolen, please call 800.558.3424.


Learn More