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You are now leaving the Independent Bank website.

Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content, accessibility, or security of any linked web page.

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Earn up to 5.00% APY* and a $200 bonus!

Never wonder if you’re getting the most from your checking account.
With the ONE Account, it's your checking and savings account all in one.
Terms & Conditions Apply

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Honest banking since Abe Lincoln

Since Abraham Lincoln’s time, 160 years ago, we have partnered with our customers to help them achieve their financial dreams and goals, and to ultimately Be Independent.

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Honest banking since Abe

Get $160 off an auto, boat, or RV loan for our 160th anniversary!*

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How can we help you?

 HELOC

 

 Mortgage

 

 Checking

 

 Invest

 

 CDs

 

 Boat Loans

 

Business Banking at its Best


Are you a business looking for a banking relationship with more perks and less fees?

Open a new business account and learn how Independent Bank can help your business grow.

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Start Saving with our CD Specials


Our Certificate of Deposit featured rate:

5.03% APY on a 6-month CD


Requirements include a $10,000 newly-deposited funds minimum along with an Independent Bank checking account.

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Bank anytime, with ONE Wallet


Take control of your finances and bank from the comfort of your phone, computer, or tablet.

Access all of your financial information, from checking accounts to mortgages, and more.

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mortgage rates@4xMortgages
as low as
6.527%
APR
RVandBoatLoans2@4xRV & Boat Loans
as low as
7.77%
APR
CD rates@4xCDs
as high as
5.03%
APY


See All Rates


Independent Bank in our Communities
Being the difference in the communities we serve.

Junior Achievement of the Michigan Great Lakes

Independent Bank is a proud sponsor and participant in BizTown, a simulated business community that allows fifth and sixth grade students in West Michigan the opportunity to interact in a real-world business setting.
 
Students apply, interview, and work within this simulated town, giving them the opportunity to experience different career opportunities, including one at Independent Bank.

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Annual Be The
Difference Day

Every year, Independent Bank participates in their all-employee volunteer day, Be the Difference Day. Employees volunteer in teams across Michigan and parts of Ohio at hundreds of non-profit organizations.

The Bank also donates funds raised by employees throughout the year as well as a bank match to the organizations where they volunteer for the day.

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Affordable Housing Development in Grand Rapids

Independent Bank is honored to partner with local non-profit housing developers across Michigan to provide much-needed affordable housing solutions, as well as assist in the submission of grant applications.

From Traverse City to Grand Rapids to Detroit, Independent Bank is working to support the acquisition, construction, and rehabilitation of properties for use as affordable homes.

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Call, meet, or stop by a branch!