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160 Years.
Honest banking since Abe.

Since Abraham Lincoln’s time, in 1864, we have partnered with our customers to help them achieve their financial dreams and goals. Our vision is to guide, serve, and empower people to improve their lives and the world we live in, and to ultimately Be Independent. This remains our primary focus today.

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Why Independent?

At Independent Bank, we are your trusted partner to guide you through your financial journey. Whether you are opening your first checking account, purchasing a new car, renovating your home, or planning for retirement, Independent Bank is here to help you Be Independent.

 

Since 1864

In 1864 – 160 years ago – we started out as First National Bank of Ionia. Since then, we are proud to say that our vision to guide, serve, and empower people to improve their lives and the world we live in, and to ultimately Be Independent, remains our primary focus today.

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Today

Based in Grand Rapids, Michigan, with nearly 60 locations across the lower peninsula, we offer comprehensive financial services. Like we were 160 years ago, we remain committed to delivering exceptional service & value to our customers, stockholders, & communities.

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Independent Bank in our Communities
Being the difference in the communities we serve.

Junior Achievement of the Michigan Great Lakes

Independent Bank is a proud sponsor and participant in BizTown, a simulated business community that allows fifth and sixth grade students in West Michigan the opportunity to interact in a real-world business setting.
 
Students apply, interview, and work within this simulated town, giving them the opportunity to experience different career opportunities, including one at Independent Bank.

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Annual Be The
Difference Day

Every year, Independent Bank participates in their all-employee volunteer day, Be the Difference Day. Employees volunteer in teams across Michigan and parts of Ohio at hundreds of non-profit organizations.

The Bank also donates funds raised by employees throughout the year as well as a bank match to the organizations where they volunteer for the day.

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Affordable Housing Development in Grand Rapids

Independent Bank is honored to partner with local non-profit housing developers across Michigan to provide much-needed affordable housing solutions, as well as assist in the submission of grant applications.

From Traverse City to Grand Rapids to Detroit, Independent Bank is working to support the acquisition, construction, and rehabilitation of properties for use as affordable homes.

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In The News

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Gracious Grounds Breaks Ground on Ability Way, a New Affordable Housing Community for Adults with Intellectual Disabilities

Gracious Grounds announced that construction has begun on Ability Way, a new 77-unit, 67,167-square-foot affordable housing community that will expand independent living opportunities for adults with intellectual disabilities. When completed in early 2027, Ability Way will increase Gracious Grounds’ capacity from 50 to 86 residents, strengthening its commitment to creating communities where adults can experience supported independence, continue building the skills needed for daily life, and live with dignity.

2 Jan 2026
Independent Bank Corporation Announces Appointment of Michael J. Stodolak as Executive Vice President Retail Banking following the Retirement of Russ Daniel

Independent Bank announced that it has promoted Mike Stodolak to Executive Vice President, Retail Banking. Most recently, Mr. Stodolak was the Senior Vice President, Market President at Independent Bank. The Bank also announced the upcoming retirement of current Executive Vice President, Retail Banking, Russ Daniel.

25 Nov 2025
Independent Bank Awarded Most Affordable Housing Grants Approved in Michigan for 2025

Independent Bank is pleased to announce that they were awarded four Affordable Housing Program (AHP) grants this year from the Federal Home Loan Bank of Indianapolis (FHLBI). The FHLBank Indianapolis selected 43 grant recipients from applicants across Indiana and Michigan, awarding a total of $34 million to support the acquisition, construction, or rehabilitation of properties for use as affordable homes. Independent Bank was awarded the most grants approved (4) and the most units of affordable housing (205) for projects located in the State of Michigan this year.

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