Overdraft Services | Independent Bank

Disclaimer

You are now leaving the Independent Bank website.

Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content, accessibility, or security of any linked web page.

Click “OK” to continue or “Cancel” to go back

Ok Cancel

Location

Find A Location

Akron Mortgage Loan Center | Independent Bank

Mortgage & Loan Center

Contact Information

A: 275 Springside Drive., Suite 101, Akron, OH 44333
P: 234.815.1501

Office

Monday - Friday 9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions

| Get Directions

Ann Arbor Mortgage Loan Center | Independent Bank

Mortgage & Loan Center

Contact Information

A: 3025 Boardwalk Dr., Suite 260 Ann Arbor, MI 48108
P: 734.545.7124

Office

Monday - Friday 9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions

| Get Directions

Auburn | Independent Bank

Branch Location

Contact Information

A: 1004 W. Midland Road Auburn, MI 48611
P: 989.662.4403

Schedule an appointment

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm

Drive-Up

Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm
Saturday CLOSED

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Bad Axe | Independent Bank

Branch Location

Contact Information

A: 655 N. Port Crescent Bad Axe, MI 48413
P: 989.269.6471

Schedule an appointment

Office

Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Drive-Up

Monday - Thursday 8:30 am - 5:00 pm
Friday 8:30 am - 6:00 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Bay City - Euclid | Independent Bank

Branch Location

Contact Information

A: 745 N. Euclid Ave. Bay City, MI 48706
P: 989.684.6021

Schedule an appointment

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm
Sunday - closed

Drive-Up

Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 12:00 pm
Sunday - closed

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Bay City - Washington Ave. | Independent Bank

Branch Location

Contact Information

A: 623 Washington Ave. Bay City, MI 48708
P: 989.892.3511

Schedule an appointment

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm

Drive-Up

Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Belding | Independent Bank

Branch Location

Contact Information

A: 130 S. Bridge St. Belding, MI 48809
P: 616.794.0600

Schedule an appointment

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm
Saturday CLOSED

Drive-Up

Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Bellevue | Independent Bank

Branch Location

Contact Information

A: 111 E. Capital Ave. Bellevue, MI 49021
P: 269.763.9424

Schedule an appointment

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Drive-Up

Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Beverly Hills | Independent Bank

Branch Location

Contact Information

A: 32800 Southfield Road Beverly Hills, MI 48025
P: 248.647.5900

Schedule an appointment

Office

Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Drive-Up

Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Big Rapids | Independent Bank

Branch Location

Contact Information

A: 404 Perry Ave., Suite A Big Rapids, MI 49307
P: 231.796.5865

Schedule an appointment

Office

Monday - Thursday 9:00 am - 4:00 pm
Friday 9:00 am - 5:00 pm
Saturday - closed

Drive-Up

Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Brighton | Independent Bank

Branch Location

Contact Information

A: 8700 N. Second St, Brighton, MI 48116
P: 810.819.8005

Schedule an appointment

Office

Monday - Friday 9:00 am - 5:00 pm
Saturday CLOSED

Drive-Up

Monday - Friday 9:00 am - 5:00 pm
Saturday CLOSED

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Mortgage Loan Center - Cadillac | Independent Bank

Mortgage & Loan Center

Contact Information

A: 201 N. Mitchell St., Suite 104 Cadillac, MI 49601
P: 231.942.7156

Office

Monday - Friday 9:00 am - 5:30 pm

Services: Mortgage, Loans, No cash transactions

| Get Directions

Caro | Independent Bank

Branch Location

Contact Information

A: 1111 W. Caro Road Caro, MI 48723
P: 989.673.5656

Schedule an appointment

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm

Drive-Up

Monday - Thursday 8:30 am - 5:00 pm
Friday 8:30 am - 6:00 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Carson City | Independent Bank

Branch Location

Contact Information

A: 323 W. Main St. Carson City, MI 48811
P: 989.584.3118

Schedule an appointment

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm
Saturday - closed

Drive-Up

Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Caseville | Independent Bank

Branch Location

Contact Information

A: 6727 Main St. Caseville, MI 48725
P: 989.856.2225

Schedule an appointment

Office

April 1 - September 30
Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm

October 1 - March 31
Monday - Thursday 9:00 am - 4:00 pm
Friday 9:00 am - 4:30 pm

Drive-Up

April 1 - September 30
Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

October 1 - March 31
Monday - Friday 9:00 am - 4:30 pm
Saturday CLOSED

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Cass City | Independent Bank

Branch Location

Contact Information

A: 6241 Main St. Cass City, MI 48726
P: 989.872.2105

Schedule an appointment

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm
Saturday - closed

Drive-Up

Monday - Thursday 8:30 am - 5:00 pm
Friday 8:30 am - 6:00 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Cedar Springs | Independent Bank

Branch Location

Contact Information

A: 4115 17 Mile Road Cedar Springs, MI 49319
P: 616.696.0050

Schedule an appointment

Office

Monday - Wednesday 9:00 am - 5:00 pm
Thursday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Drive-Up

Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller, Instant Issue Debit Cards

| Get Directions

Charlotte | Independent Bank

Branch Location

Contact Information

A: 129 Lansing St. Charlotte, MI 48813
P: 517.543.4994

Schedule an appointment

Office

Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Drive-Up

Monday - Friday 8:30 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Clinton Township Commercial Loan Center | Independent Bank

Mortgage & Loan Center

Contact Information

A: 19176 Hall Road Suite 150, Clinton Township, MI 48038
P: 586.327.1318

Office

Monday - Friday 8:30 am - 5:00 pm

Services: Commercial Lending, No Cash Transactions

| Get Directions

Clio | Independent Bank

Branch Location

Contact Information

A: 3500 W. Vienna Road Clio, MI 48420
P: 810.687.6710

Schedule an appointment

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm

Drive-Up

Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:30 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Croton - Hardy ATM Only | Independent Bank

ATM Only

Contact Information

A: 7389 Croton Hardy Dr. Newaygo, MI 49337

24 Hour ATM Service

Services: Talking ATMs, ATM Only

| Get Directions

Dearborn Mortgage Loan Center | Independent Bank

Mortgage & Loan Center

Contact Information

A: 16030 Michigan Ave., Suite 210 Dearborn, MI 48126
P: 313.446.8670

Office

Monday - Friday 9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions

| Get Directions

East Lansing | Independent Bank

Branch Location

Contact Information

A: 1380 W. Lake Lansing Road East Lansing, MI 48823
P: 517.203.3800

Schedule an appointment

Office

Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Drive-Up

Monday - Thursday 9:00 am - 5:30 pm
Friday 9:00 am - 5:30 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

East Lansing - West Road Loan Center | Independent Bank

Mortgage & Loan Center

Contact Information

A: 2900 West Road East Lansing, MI 48823
P: 517.324.7400

Office

Monday - Friday 9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions

| Get Directions

Eaton Rapids | Independent Bank

Branch Location

Contact Information

A: 2461 S. Michigan Road Eaton Rapids, MI 48827
P: 517.663.4108

Schedule an appointment

Office

Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Drive-Up

Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Essexville | Independent Bank

Branch Location

Contact Information

A: 1615 W. Center Ave. Essexville, MI 48732
P: 989.893.4563

Schedule an appointment

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm
Saturday - closed
Sunday - closed

Drive-Up

Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 12:00 pm
Sunday - closed

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Farmington Hills | Independent Bank

Branch Location

Contact Information

A: 32900 Middlebelt Road Farmington Hills, MI 48334
P: 248.539.4600

Schedule an appointment

Office

Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Drive-Up

Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Grand Rapids - Cascade | Independent Bank

Branch Location

Contact Information

A: 6750 Cascade Road SE Grand Rapids, MI 49546
P: 616.949.2189

Schedule an appointment

Office

Monday - Friday 9:00 am - 4:30 pm
Saturday CLOSED

Drive-Up

Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Grand Rapids - Commercial Loan Center | Independent Bank

Mortgage & Loan Center

Contact Information

A: 77 Monroe Center Ave. NW, Suite 1200 Grand Rapids, MI 49503
P: 616.458.7045

Office

Monday - Friday 8:30 am - 5:00 pm

Services: Commercial Lending, No Cash Transactions

| Get Directions

Grand Rapids - East Beltline | Independent Bank

Branch Location

Contact Information

A: 4200 E. Beltline Grand Rapids, MI 49525
P: 616.363.1207

Schedule an appointment

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm

Drive-Up

Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:00 pm
Saturday Closed

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Grand Rapids - Monroe Center | Independent Bank

Branch Location

Contact Information

A: 77 Monroe Center NW Grand Rapids, MI 49503
P: 616.458.7045

Schedule an appointment

Office

Monday - Friday 9:00 am - 4:30 pm

Services: Talking ATMs, Customer Service Representative/Teller

| Get Directions

Grand Rapids - Plainfield | Independent Bank

Branch Location

Contact Information

A: 3090 Plainfield NE Grand Rapids, MI 49505
P: 616.447.0900

Schedule an appointment

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm
Saturday - closed

Drive-Up

Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Grand Rapids - Standale | Independent Bank

Branch Location

Contact Information

A: 4525 Lake Michigan Dr. Walker, MI 49534
P: 616.735.2293

Schedule an appointment

Office

Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Drive-Up

Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Holland | Independent Bank

Branch Location

Contact Information

A: 12368 Riley St, Holland, MI 49424
P: 616.344.2470

Schedule an appointment

Office

Monday - Friday 9:00 am - 4:30 pm
Saturday - By Appointment

Drive-Up

Monday - Friday 9:00 am - 5:00 pm
Saturday CLOSED

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Howard City | Independent Bank

Branch Location

Contact Information

A: 720 W. Shaw Howard City, MI 49329
P: 231.937.4374

Schedule an appointment

Office

Monday - Thursday 9:00 am - 4:00 pm
Friday 9:00 am - 5:00 pm
Saturday - closed

Drive-Up

Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Ionia ATM Only | Independent Bank

ATM Only

Contact Information

A: 230 W. Main St. Ionia, MI 48846

24 Hour ATM Service

Services: Talking ATMs, ATM Only

| Get Directions

Ionia - Point | Independent Bank

Branch Location

Contact Information

A: 450 S. Dexter St. Ionia, MI 48846
P: 616.527.7500

Schedule an appointment

Office

Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Drive-Up

Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Ionia - South | Independent Bank

ATM Only

Contact Information

A: 2551 S. State St. Ionia, MI 48846

24 Hour ATM Service

Services: Talking ATMs, ATM Only

| Get Directions

Kingston ATM Only | Independent Bank

ATM Only

Contact Information

A: 5854 State St. Kingston, MI 48741

24 Hour ATM Service

Services: Talking ATMs, ATM Only

| Get Directions

Leslie | Independent Bank

Branch Location

Contact Information

A: 144 S. Main St. Leslie, MI 49251
P: 517.589.8222

Schedule an appointment

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Drive-Up

Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:30 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Livonia | Independent Bank

Branch Location

Contact Information

A: 37601 W. Five Mile Road Livonia, MI 48154
P: 734.591.4400

Schedule an appointment

Office

Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Drive-Up

Monday - Thursday 8:30 am - 5:00 pm
Friday 8:30 am - 5:30 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Marlette | Independent Bank

Branch Location

Contact Information

A: 2593 S. Van Dyke Marlette, MI 48453
P: 989.635.3541

Schedule an appointment

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm

Drive-Up

Monday - Thursday 8:30 am - 5:00 pm
Friday 8:30 am - 6:00 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Mason | Independent Bank

Branch Location

Contact Information

A: 190 W. Kipp Road Mason, MI 48854
P: 517.244.9361

Schedule an appointment

Office

Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Drive-Up

Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Muskegon | Independent Bank

Branch Location

Contact Information

A: 3251 Henry St. Muskegon, MI 49441
P: 231.830.3999

Schedule an appointment

Office

Monday - Friday 9:00 am - 4:30 pm
Saturday CLOSED

Drive-Up

Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Newaygo | Independent Bank

Branch Location

Contact Information

A: 41 N. State Rd. Newaygo, MI 49337
P: 231.652.1665

Schedule an appointment

Office

Monday - Thursday 9:00 am - 4:00 pm
Friday 9:00 am - 4:00 pm
Saturday - closed

Drive-Up

Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Services: ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Newaygo ATM Only - River Valley | Independent Bank

ATM Only

Contact Information

A: 199 W. River Valley Newaygo, MI 49337

24 Hour ATM Service

Services: ATMs, ATM Only

| Get Directions

North Branch | Independent Bank

Branch Location

Contact Information

A: 4046 Huron St. North Branch, MI 48461
P: 810.688.3051

Schedule an appointment

Office

Monday - Thursday 9:00 am - 4:00 pm
Friday 9:00 am - 5:00 pm

Services: Customer Service Representative/Teller

| Get Directions

North Branch Drive-Up | Independent Bank

Drive Up ATM Only

Contact Information

A: 3765 Huron St. North Branch, MI 48461
P: 810.688.4727

Drive-Up

Monday - Thursday 8:30 am - 5:00 pm
Friday 8:30 am - 6:00 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up

| Get Directions

Okemos | Independent Bank

Branch Location

Contact Information

A: 2119 Hamilton Road Okemos, MI 48864
P: 517.381.0817

Schedule an appointment

Office

Monday - Friday 9:00 am - 5:00 pm
Saturday CLOSED

Drive-Up

Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:30 pm
Saturday CLOSED

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Olivet ATM Only | Independent Bank

ATM Only

Contact Information

A: 112 S Main St, Olivet, MI 49076

24 Hour ATM Service

Services: Talking ATMs, ATMs

| Get Directions

Pigeon ATM Only | Independent Bank

ATM Only

Contact Information

A: 7237 Nitz Street, Pigeon, MI 48755

24 Hour ATM Service

Services: Talking ATMs, ATMs

| Get Directions

Pinconning | Independent Bank

Branch Location

Contact Information

A: 408 Mable St. Pinconning, MI 48650
P: 989.879.2747

Schedule an appointment

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm

Drive-Up

Monday - Friday 9:00 am - 5:00 pm
Saturday CLOSED

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Pleasant Lake | Independent Bank

Branch Location

Contact Information

A: 11628 Bunkerhill Road Pleasant Lake, MI 49272
P: 517.769.2200

Schedule an appointment

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Drive-Up

Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Portland | Independent Bank

Branch Location

Contact Information

A: 1601 Grand River Ave. Portland, MI 48875
P: 517.647.7547

Schedule an appointment

Office

Monday - Friday 9:00 am - 4:30 pm
Saturday CLOSED

Drive-Up

Monday - Friday 9:00 am - 4:30 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Potterville ATM Only| Independent Bank

ATM Only

Contact Information

A: 320 E Vermontville Hwy, Potterville, MI 48876

24 Hour ATM Service

Services: Talking ATMs, ATMs

| Get Directions

Rives Junction ATM Only | Independent Bank

ATM Only

Contact Information

A: 348 Main St. Rives Junction, MI 49277

24 Hour ATM Service

Services: ATMs, ATM Only

| Get Directions

Rockford | Independent Bank

Branch Location

Contact Information

A: 78 S. Main St. Rockford, MI 49341
P: 616.866.4471

Schedule an appointment

Office

Monday - Friday 9:00 am - 4:30 pm
Saturday CLOSED

Drive-Up

Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Saginaw - Center | Independent Bank

Branch Location

Contact Information

A: 1445 N. Center Road Saginaw, MI 48638
P: 989.799.1673

Schedule an appointment

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm
Saturday - closed

Drive-Up

Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Saginaw - Dixie Hwy | Independent Bank

ATM Only

Contact Information

A: 5500 Dixie Highway Saginaw, MI 48601
P: 989.777.1661

Services: Talking ATMs, ATM Only

| Get Directions

Saginaw - Fashion Square Mall | Independent Bank

Branch Location

Contact Information

A: 4850 Bay Road Saginaw, MI 48604
P: 989.799.0070

Schedule an appointment

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm
Sunday - closed

Drive-Up

Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 12:00 pm
Sunday - closed

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Saginaw - State St. | Independent Bank

Branch Location

Contact Information

A: 3601 State St. Saginaw, MI 48602
P: 989.799.0720

Schedule an appointment

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm
Saturday - closed

Drive-Up

Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Sand Lake | Independent Bank

Branch Location

Contact Information

A: 5 S 3rd St. Sand Lake MI 49343
P: 616.636.8881

Schedule an appointment

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 4:30 pm
Saturday - closed

Drive-Up

Monday - Friday 9:00 am - 5:0 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Saranac | Independent Bank

Branch Location

Contact Information

A: 29 Church Street Saranac, MI 48881
P: 616.642.9406

Schedule an appointment

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 4:30 pm
Saturday - closed

Drive-Up

Monday - Friday 9:00 am - 4:30 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Sebewaing | Independent Bank

Branch Location

Contact Information

A: 8880 Unionville Road Sebewaing, MI 48759
P: 989.883.3310

Schedule an appointment

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm
Saturday - closed

Drive-Up

Monday - Thursday 8:30 am - 5:00 pm
Friday 8:30 am - 6:00 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Shelby Township | Independent Bank

Branch Location

Contact Information

A: 49785 Van Dyke Ave. Shelby Township, MI 48317
P: 586.731.6130

Schedule an appointment

Office

Monday - Friday 9:00 am - 4:30 pm
Saturday 9:00 am - 12:00 pm

Drive-Up

Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Sparta | Independent Bank

Branch Location

Contact Information

A: 525 S. State St. Sparta, MI 49345
P: 616.887.8277

Schedule an appointment

Office

Monday - Friday 9:00 am - 5:00 pm
Saturday - closed

Drive-Up

Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Standish | Independent Bank

Branch Location

Contact Information

A: 209 S. Main St. Standish, MI 48658
P: 989.846.4595

Schedule an appointment

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm

Drive-Up

Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Suttons Bay | Independent Bank

Branch Location

Contact Information

A: 93 W. Fourth St., Suite D Suttons Bay, MI 49682
P: 231.995.5565

Schedule an appointment

Office

Monday - Friday 9:00 am - 5:00 pm

Drive-Up

Monday - Friday 9:00 am - 5:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Traverse City - Copper Ridge | Independent Bank

Branch Location

Contact Information

A: 4011 Eastern Sky Dr. Traverse City, MI 49684
P: 231.995.5540

Schedule an appointment

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm

Drive-Up

Monday - Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:30 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Traverse City - Downtown | Independent Bank

Branch Location

Contact Information

A: 333 W. Grandview Parkway Traverse City, MI 49684
P: 231.995.5508

Schedule an appointment

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday 9:00 am - 5:00 pm

Services: Talking ATMs, Customer Service Representative/Teller

| Get Directions

Traverse City - Garfield | Independent Bank

Branch Location

Contact Information

A: 1239 S. Garfield Traverse City, MI 49686
P: 231.995.5575

Schedule an appointment

Office

Monday - Friday 9:00 am - 4:30 pm

Drive-Up

Monday - Friday 9:00 am - 5:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Troy - Columbia Center | Independent Bank

Branch Location

Contact Information

A: 201 W. Big Beaver Road Troy, MI 48084
P: 248.689.1200

Schedule an appointment

Office

Monday - Friday 9:00 am - 5:00 pm

Drive-Up

Monday - Friday 9:00 am - 5:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Troy Mortgage Loan Center | Independent Bank

Mortgage & Loan Center

Contact Information

A: 201 W. Big Beaver Rd., Suite 201 Troy, MI 48084
P: 248.918.5690

Office

Monday - Friday 9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions

| Get Directions

Unionville ATM Only | Independent Bank

ATM Only

Contact Information

A: 6586 Center St. Unionville, MI 48767

24 Hour ATM Service

Services: Talking ATMs, ATM Only

| Get Directions

Vermontville ATM Only | Independent Bank

ATM Only

Contact Information

A: 194 Main St. Vermontville, MI 49096

24 Hour ATM Service

Services: Talking ATMs, ATM Only

| Get Directions

White Cloud | Independent Bank

Branch Location

Contact Information

A: 1075 Wilcox Ave. White Cloud, MI 49349
P: 231.689.6608

Schedule an appointment

Office

Monday - Friday 9:00 am - 4:00 pm
Saturday 9:00 am - 12:00 pm

Drive-Up

Monday - Friday 9:00 am - 4:30 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Williamston | Independent Bank

Branch Location

Contact Information

A: 1245 E. Grand River Road Williamston, MI 48895
P: 517.655.2168

Schedule an appointment

Office

Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Drive-Up

Monday - Friday 9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller

| Get Directions

Overdraft Services

We offer multiple options to lower the risk of unexpected overdrafts

Overdraft_CTATile-2

What is an overdraft

An overdraft occurs when your available account balance is not sufficient to cover a transaction.

Ways to avoid overdrafts

We understand that overdrafts can happen, but here are a few tips to help keep track of your balance and avoid them:

1

Track your withdrawals and deposits 24/7/365 with One Wallet.

2

Set up notifications and alerts in One Wallet to keep up with deposits, withdrawals, and recent transactions.

3

Pay special attention to delayed charges like gas, hotels, restaurant tips, and rental cars. It often takes a few days for the final amount to go through.

Overdraft options to fit your needs

At Independent Bank, we understand that life is full of surprises, and financial needs can arise when least expected. To help you navigate these situations with ease, we offer a range of overdraft services. With our solutions, you can gain financial peace of mind, avoid unnecessary fees, and stay in control of your finances.

Overdraft Privilege

Included with our ONE Account and all business checking options, is overdraft coverage for checks and recurring payments (such as ACH transactions and bill pay) when sufficient funds are not available.

The cost is $34 per transaction and an additional fee of $6 per day after the fifth consecutive business day of the account being overdrawn. For new accounts, we offer an introductory limit of $100 for the first 30 calendar days, and after that, eligible personal accounts can access up to $600, while eligible business accounts can access up to $1,000.

Open a ONE Account

Overdraft Protection Personal Line of Credit

For consumer accounts, our Overdraft Protection Personal Line of Credit offers an added layer of financial security. Subject to credit approval, interest, and an annual fee, this service automatically transfers funds from a line of credit at Independent Bank to cover overdrafts in your checking account. Rest easy, knowing you have a safety net during unforeseen situations.

You can apply by calling 800.355.0641, Monday-Friday 8 am-8 pm and Saturday 8 am-5 pm (ET) or by visiting your local branch to speak with a banker.

Extended Coverage

Our Extended Coverage option is designed to provide you with the convenience of authorizing and paying overdrafts for ATM and everyday debit card transactions.

The cost is $34 per transaction and an additional fee of $6 per day after the fifth consecutive business day of the account being overdrawn. For new accounts, we offer an introductory limit of $100 for the first 30 calendar days, and after that, eligible personal accounts can access up to $600, while eligible business accounts can access up to $1,000.

Open a ONE Account

Business accounts automatically have Extended Coverage.

Advanced Overdraft

With the Independent Bank Advanced Overdraft option, you pay a $10 monthly fee per enrolled account to cover up to two overdraft fees. Enroll in this service, and we'll refund you up to two overdraft or return item fees per calendar month (total of up to $68.00/month). The statement cycle falls on the last business day of each month. Please note that the rebate does not cover daily overdraft fees or other account service charges.

Open a ONE Account

Independent Bank Advanced Overdraft is only available for new ONE Accounts and is unavailable for Opportunity ONE Accounts.

Overdraft Transfer Link

Want a seamless solution to avoid overdrafts? Our Overdraft Transfer Link service automatically transfers funds from another account at Independent Bank when shortfalls occur in your checking account. This service is offered for personal accounts at no additional cost, and to business accounts for a $7 fee per transaction. Enrollment happens after account opening in ONE Wallet online and mobile banking.

Open a ONE Account

With Overdraft Transfer Link, you can link a qualifying deposit account to another qualifying deposit account you own at Independent Bank. Should your protected account become overdrawn and funds are available in your linked account, the amount required to bring your account back to $0.00 will be transferred to your protected account. If your linked account does not have the required funds to cover the entire overdraft, all available funds in the linked account will be transferred, and a $34.00 overdraft fee will be assessed per item.

Opportunity ONE

If you prefer a fee-free overdraft solution, our Opportunity ONE account is the perfect choice. With Opportunity ONE, you'll never be charged overdraft fees. This free account is Bank On-certified, offering you a hassle-free and transparent banking experience.

Bank On Certified

Open an Opportunity ONE Account

You can enroll in all overdraft options excluding Overdraft Protection Personal Line of Credit and Overdraft Transfer Link when opening a new account. If you already have an account, you can change or add most overdraft options by calling 800.355.0641, Monday-Friday 8 am-8 pm and Saturday 8 am-5 pm (ET) or by visiting your local branch to speak with a banker.

Overdraft_CTATile2-1

Layer your options

We understand that every individual's financial situation is unique. That's why we offer the flexibility to layer different types of overdraft protection to suit your specific needs. With our comprehensive approach, you can create the coverage that fits your needs by combining multiple overdraft services. Let us guide you through the options to help you make the right choice. Our experienced bankers can help you decide what’s right for you.

Change your options

You may change most your overdraft options by calling 800.355.0641, Monday-Friday 8 am-8 pm and Saturday 8 am-5 pm (ET) or by visiting your local branch to speak with a banker.

We're here to help

Call us at 800.355.0641
Hours of operation

Schedule an Appointment
Video, phone, or in-person

Branches
Search Locations

Be-Independent