Independent Bank account validation

To complete your account opening, just select the button to confirm two small dollar deposits that will be posted to your account.


Our checking accounts feature

Smart Switch

Switching to Independent Bank is simple and straightforward! Click here to download our convenient Switch Kit forms to transfer your automatic payments, direct deposits and account balances from your existing bank account to your new account at Independent Bank.

Find a banking office location near you

Click here to find a location.

Account disclosures and terms and conditions

Click here to review a complete list of account disclosures and terms and conditions regarding opening an account online.

*An Independent Bank account and online banking are required for enrollment in Independent Mobile.
**Independent Bank Foreign ATM fee waived.
^Customer must have an existing mortgage or a mortgage in process to qualify. If Select Plus Checking account is opened online, the customer must have an existing mortgage or close on a new mortgage within 60 calendar days of account opening, or the account will be converted to a Free Checking account.
^^To avoid the $15 service fee, keep a minimum $5,000 combined balance or $25,000 or more with IB Wealth Management.