No fees, no requirements.
Choose your option: 2 FREE overdraft transfers OR 4 FREE Foreign ATM transactions.**
For Mortgage Customers
Select Plus Checking is a great option for Independent Bank mortgage customers. Enjoy all of the benefits of Select Checking, plus up to four (4) free foreign ATM transactions.
Our competitive rate makes saving easy.
Money market account
The more you save, the more you earn.
Certificate of deposit (CD)
We offer a variety of rates and terms on CDs.
Independent Bank account validation
To complete your account opening, just select the button to confirm two small dollar deposits that will be posted to your account.
Our checking accounts feature
- Free Independent Bank debit card
- No per check charge and unlimited check writing
- Free online banking, bill pay and eStatements
- Free Independent Mobile*
- Check safekeeping
- Free telephone banking
- Free teller transactions
- Learn more about checking account features and options and customization.
Switching to Independent Bank is simple and straightforward! Click here to download our convenient Switch Kit forms to transfer your automatic payments, direct deposits and account balances from your existing bank account to your new account at Independent Bank.
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Account disclosures and terms and conditions
*An Independent Bank account and online banking are required for enrollment in Independent Mobile.
**Independent Bank Foreign ATM fee waived.
^Customer must have an existing mortgage or a mortgage in process to qualify. If Select Plus Checking account is opened online, the customer must have an existing mortgage or close on a new mortgage within 60 calendar days of account opening, or the account will be converted to a Free Checking account.
^^To avoid the $15 service fee, keep a minimum $5,000 combined balance or $25,000 or more with Independent Financial & Insurance Services.