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Disclaimer

You are now leaving the Independent Bank website.

Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content, accessibility, or security of any linked web page.

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The ONE_LOGO_RGB For You. 

 

Our checking accounts let you bank when and where you want, all to help you Be Independent.

Plus, open a new checking account & 

 

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Learn More

 


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A great option if:
  • You want to earn up to 3.00% APY*
  • You want a free account**
  • You would like free cellphone protection, discounted movie tickets, and more!

Open an Account  Learn About the Benefits

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A great option if:
  • You want a free account
  • You don't want to worry about overdraft fees
  • You want to rebuild a positive checking account history with a financial institution

Open an Account Learn About the Benefits

Your Checking Account Includes:

ONE Wallet

Modern online & mobile banking.

ONE Wallet+

Manage all of your information in one place.

Mobile Deposit

Deposit checks on the go with Mobile Deposit.

Bill Pay

Safely & securely pay your bills online.

Debit Mastercard®

Shop on the go with your Debit Mastercard!

Zelle®

Send money to people you know & trust.

MoneyPass

We waive your fees at over 32,000 MoneyPass ATMs nationwide.

*Please see Current Rates for interest tiers. Annual Percentage Yield (APY). Rate based on monthly volume of debit card swipes. Rate subject to change without notice. 

 

**If eStatements are not selected, a $2/month fee will be assessed for paper statements. Fee may reduce earnings. $10 minimum deposit is required for all accounts at account opening. Accounts are subject to standard account opening guidelines. Other fees and restrictions may apply.


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Change it Up Savings Program

An easy, free way to save a little more! Enroll in ONE Wallet and every debit card purchase you make will be rounded up to the nearest dollar, with that extra change deposited right into your savings account.

View terms and conditions.


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MoneyPass® ATM Network

Need cash on the go? We’ve got you covered!

Independent Bank waives your fees at over 32,000 MoneyPass ATMs nationwide. Visit moneypass.com today to find one nearest you. 


Be-IndependentGet Started with a ONE Account Today!

Independent Bank offers Overdraft Coverage on our checking accounts. This service is designed to protect your account from unexpected overdrafts.

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Easily switch your direct deposits and automated payments to your new account today!

Get started today!

Order Personal Checks

Independent Bank partners with Harland Clarke to offer you the highest quality checking products. For your protection, Independent Bank must place first time orders and orders with name and/or address changes. If you have questions, please call us toll free at 800.355.0641. Representatives are available Monday-Friday from 8 am-8 pm and Saturday-Sunday from 8 am-6 pm (ET).

Order Now

Frequently Asked Questions

How do I balance my checking account?

To get started, use the Balance Your Account form.

To get started, use the Balance Your Account form.

Why is my ATM balance different than my actual balance?

It may not reflect deposits or checks that have not cleared. To see an accurate balance, be sure to keep a check register, go to the branch, or visit online banking.

It may not reflect deposits or checks that have not cleared. To see an accurate balance, be sure to keep a check register, go to the branch, or visit online banking.

How is my personal information used?
Federal law requires all financial institutions to obtain, verify, and record information that ...
Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. Your information is securely stored on your account and customer records when your new account is opened.
How can I change my personal information?
If your personal information is already on file with Independent Bank, you can make changes through ...
If your personal information is already on file with Independent Bank, you can make changes through online banking to your address, phone number, or email address. Just log into your account and select the "Customer Service" tab. You can also visit any Independent Bank location. Please note some changes may require you to present documentation at your local branch.
How do I endorse my check for SnapCheck Mobile Deposit?
You should sign your check with your name or business name and “For Mobile Deposit Only at Independent Bank.”
You should sign your check with your name or business name and “For Mobile Deposit Only at Independent Bank.”
How can I make a deposit into my son's or daughter's account at college?
We know that banking for college students involves transactions both on campus and at home. That’s ...
We know that banking for college students involves transactions both on campus and at home. That’s why we make it easy to add money to your Independent Bank checking account through Independent Bank offices statewide, by mail or through wire transfers.
How can I speed up my application to open an account?
If you already have an account with us, we will automatically fill out parts of your application ...
If you already have an account with us, we will automatically fill out parts of your application using information you provided when you opened your other account. This could be information from your ATM or debit card, a deposit account (excluding CD accounts), or a loan account.
What is Independent Mobile?
Independent Mobile gives you access to your accounts from our mobile banking app, Independent ...
Independent Mobile gives you access to your accounts from our mobile banking app, Independent Mobile, on your smartphone or tablet. You can view account balances, pay bills to existing payees, search recent account activity, transfer funds, use SnapCheck mobile deposit, and find ATM or branch locations.
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Our Services

Independent Bank offers services for all of your banking needs.

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