Drive Up Your Savings with AutoPay on a New or Refinanced Auto Loan
Now you can save even more on a new or refinanced auto loan when you enroll in AutoPay from a new or existing Independent Bank checking account.+

Why Work With Independent Bank for Your Auto Loan?
Competitive Rates
Flexible Terms
Autopay Discounts+
Digital Closing
Lower your loan rate by 0.75% with AutoPay+
You can qualify for a 0.75% rate reduction when you enroll in AutoPay from a new or existing Independent Bank checking account for your auto loan payment. Increase payment convenience and drive up your savings—it's a win-win!


Map Out Your Next Move
Current Rates*
Auto Loan FAQs
Answers to Common Questions About Auto Loans
What credit score do I need to qualify for an auto loan?
What are your loan terms for an auto loan?
How do interest rates affect my auto loan at Independent Bank?
Can I get preapproved for an auto loan?
What is the difference between a new and used car loan?
Can I refinance my current auto loan?
+To qualify for the 0.75% rate discount, AutoPay must be set up from a new or existing Independent Bank checking account. Eligible loan types include auto, RV, marine, and powersports. The maximum loan amount for this offer is $150,000; larger loan amounts may qualify for a 0.25% AutoPay discount. Private Banking clients are eligible for a maximum AutoPay discount of 0.75% (no additional discounts). Offer valid for applications submitted through December 31, 2025. Standard checking account and loan eligibility requirements apply. Subject to credit approval. Offer subject to change. Member FDIC
* Standard consumer loan underwriting guidelines apply. Annual Percentage Rate (APR). Rate available for well-qualified borrowers. Your rates may vary depending on your specific credit profile.