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Due to COVID-19, some of our branches may have temporarily reduced in-person services. For the most up-to-date information, please contact your local branch.


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Homeowner Assistance Programs

When you need a hand, you can find one at Independent Bank. If you're experiencing financial challenges, we're here for you.

Let's find a solution.

If you’re experiencing difficulty paying for your mortgage, we’re here to offer solutions, some of which may include:

  • Refinancing
  • Loan modification
  • Short-term repayment plans
  • Forbearance plans
  • Short sales
  • Deed in lieu of foreclosure

Loan counselors can be reached at 844.279.2748, Monday-Friday from 8 am-7 pm (ET) and Saturday by appointment only. You can also contact us by email at homeownersupport@ibcp.com

Making Home Affordable Plan

Learn about the Making Home Affordable plan. To date, it’s helped millions of homeowners refinance or modify their mortgages.