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Disclaimer

You are now leaving the Independent Bank website. Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content or security of any linked web page.

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Location

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ATM Only

Contact Information

A:

Services:
| Get Directions

Contact Information

A: 6018 US 31 North Williamsburg, MI 49690

 

24 Hour ATM Service

Services: Talking ATMs, ATM Only
| Get Directions

Contact Information

A: 525 N. Cleveland-Massillon Rd., Suite 101 Akron, OH 44333
P: 234.815.1501

Office

Monday - Friday  9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 3025 Boardwalk Dr., Suite 260 Ann Arbor, MI 48108
P: 734.545.7124

Office

Monday - Friday  9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Auburn | Independent Bank

 Branch Location

Contact Information

A: 1004 W. Midland Road Auburn, MI 48611
P: 989.662.4403

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Bad Axe | Independent Bank

 Branch Location

Contact Information

A: 655 N. Port Crescent Bad Axe, MI 48413
P: 989.269.6471

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 745 N. Euclid Ave. Bay City, MI 48706
P: 989.684.6021

 

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm
Sunday - closed 

Drive-Up

Monday - Thursday 9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm
Sunday - closed 

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 623 Washington Ave. Bay City, MI 48708
P: 989.892.3511

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Belding | Independent Bank

 Branch Location

Contact Information

A: 130 S. Bridge St. Belding, MI 48809
P: 616.794.0600

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  - closed 

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Bellevue | Independent Bank

 Branch Location

Contact Information

A: 204 W. Capital Ave. Bellevue, MI 49021
P: 269.763.9424

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 32800 Southfield Road Beverly Hills, MI 48025
P: 248.647.5900

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 404 Perry Ave., Suite A Big Rapids, MI 49307
P: 231.796.5865

 

Office

Monday - Thursday  9:00 am - 4:00 pm
Friday  9:00 am - 5:00 pm
Saturday  - closed 

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 4140 W. Maple Road Bloomfield Hills, MI 48301
P: 248.737.4242

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Brighton | Independent Bank

 Branch Location

Contact Information

A: 8700 N. Second St, Brighton, MI 48116
P: 810.819.8005

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 201 N. Mitchell St., Suite 104 Cadillac, MI 49601
P: 231.942.7156

Office

Monday - Friday  9:00 am - 5:30 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Caro | Independent Bank

 Branch Location

Contact Information

A: 1111 W. Caro Road Caro, MI 48723
P: 989.673.5656

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 323 W. Main St. Carson City, MI 48811
P: 989.584.3118

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  - closed 

Drive-Up

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 6727 Main St. Caseville, MI 48725
P: 989.856.2225

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 6241 Main St. Cass City, MI 48726
P: 989.872.2105

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  - closed 

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 4115 17 Mile Road Cedar Springs, MI 49319
P: 616.696.0050

 

Office

Monday - Wednesday  9:00 am - 5:00 pm
Thursday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 129 Lansing St. Charlotte, MI 48813
P: 517.543.4994

 

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 19176 Hall Road Suite 150, Clinton Township, MI 48038
P: 586.327.1315

Office

Monday - Friday  8:30 am - 5:00 pm

Services: Commercial Lending, No Cash Transactions
| Get Directions

Clio | Independent Bank

 Branch Location

Contact Information

A: 3500 W. Vienna Road Clio, MI 48420
P: 810.687.6710

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 8760 Orion Place, Suite 204 Columbus, OH 43240
P: 614.907.7243

Office

Monday - Friday  9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 7389 Croton Hardy Dr. Newaygo, MI 49337

24 Hour ATM Service

Services: Talking ATMs, ATM Only
| Get Directions

Contact Information

A: 16030 Michigan Ave., Suite 210 Dearborn, MI 48126
P: 313.446.8670

Office

Monday - Friday  9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 3800 Alpine Ave. NW Comstock Park, MI 49321
P: 616.784.6654

 

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  - closed 

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 1380 W. Lake Lansing Road East Lansing, MI 48823
P: 517.203.3800

 

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:30 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 2900 West Road East Lansing, MI 48823
P: 517.324.7400

Office

Monday - Friday  9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 2461 S. Michigan Road Eaton Rapids, MI 48827
P: 517.663.4108

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 1615 W. Center Ave. Essexville, MI 48732
P: 989.893.4563

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  - closed 
Sunday  - closed 

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm
Sunday  - closed 

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 32900 Middlebelt Road Farmington Hills, MI 48334
P: 248.539.4600

 

Office

Monday - Friday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 6750 Cascade Road SE Grand Rapids, MI 49546
P: 616.949.2189

 

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  - closed 

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 77 Monroe Center Ave. NW, Suite 1200 Grand Rapids, MI 49503
P: 616.458.7045

Office

Monday - Friday  8:30 am - 5:00 pm

Services: Commercial Lending, No Cash Transactions
| Get Directions

Contact Information

A: 4200 E. Beltline Grand Rapids, MI 49525
P: 616.363.1207

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  Closed 

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 77 Monroe Center NW Grand Rapids, MI 49503
P: 616.458.7045

 

Office

Monday - Friday  9:00 am - 4:30 pm

Services: Talking ATMs, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 3090 Plainfield NE Grand Rapids, MI 49505
P: 616.447.0900

 

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  - closed 

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 4525 Lake Michigan Dr. Walker, MI 49534
P: 616.735.2293

 

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 151 Central Ave. Suite 100, Holland, MI, 49423
P: 616.344.2465

Office

Monday - Friday  8:30 am - 5:00 pm

Services: Commercial Lending, No Cash Transactions
| Get Directions

Contact Information

A: 720 W. Shaw Howard City, MI 49329
P: 231.937.4374

 

Office

Monday - Thursday  9:00 am - 4:00 pm
Friday  9:00 am - 5:00 pm
Saturday - closed 

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 230 W. Main St. Ionia, MI 48846

 

24 Hour ATM Service

Services: Talking ATMs, ATM Only
| Get Directions

Contact Information

A: 450 S. Dexter St. Ionia, MI 48846
P: 616.527.7500

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Friday  8:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 2551 S. State St. Ionia, MI 48846
P: 616.527.6760

Drive-Up

Monday - Thursday  9:30 am - 5:00 pm
Friday  9:30 am - 5:00 pm
Saturday  - closed 

 

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 1090 N. 10th St., Suite 210 Kalamazoo, MI 49009
P: 269.569.7237

Office

Monday - Friday   9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 5854 State St. Kingston, MI 48741

24 Hour ATM Service

Services: Talking ATMs, ATM Only
| Get Directions

Lapeer | Independent Bank

 Branch Location

Contact Information

A: 1985 W. Genesee St. Lapeer, MI 48446
P: 810.245.8908

 

Office

Monday - Thursday 9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  - closed 

Drive-Up

Monday - Thursday 9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Leslie | Independent Bank

 Branch Location

Contact Information

A: 144 S. Main St. Leslie, MI 49251
P: 517.589.8222

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 37601 W. Five Mile Road Livonia, MI 48154
P: 734.591.4400

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Marlette | Independent Bank

 Branch Location

Contact Information

A: 2593 S. Van Dyke Marlette, MI 48453
P: 989.635.3541

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Mason | Independent Bank

 Branch Location

Contact Information

A: 190 W. Kipp Road Mason, MI 48854
P: 517.244.9361

 

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 319 E. Broadway Mt. Pleasant, MI 48858
P: 989.772.9405

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday   9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 1801 S. Mission St. Mt. Pleasant, MI 48858

24 Hour ATM Service

Services: ATMs, ATM Only
| Get Directions

Contact Information

A: 3251 Henry St. Muskegon, MI 49441
P: 231.830.3999

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Newaygo | Independent Bank

 Branch Location

Contact Information

A: 41 N. State Rd. Newaygo, MI 49337
P: 231.652.1665

 

Office

Monday - Thursday  9:00 am - 4:00 pm
Friday  9:00 am - 4:00 pm
Saturday  - closed 

Drive-Up

Monday - Thursday   9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 199 W. River Valley Newaygo, MI 49337

24 Hour ATM Service

Services: ATMs, ATM Only
| Get Directions

Contact Information

A: 4046 Huron St. North Branch, MI 48461
P: 810.688.3051

Office

Monday - Thursday  9:00 am - 4:00 pm
Friday  9:00 am - 5:00 pm

Services: Customer Service Representative/Teller
| Get Directions

Contact Information

A: 3765 Huron St. North Branch, MI 48461
P: 810.688.4727

 

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up
| Get Directions

Okemos | Independent Bank

 Branch Location

Contact Information

A: 2119 Hamilton Road Okemos, MI 48864
P: 517.381.0817

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  - closed 

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 112 S Main St, Olivet, MI 49076

24 Hour ATM Service

Services: Talking ATMs, ATMs
| Get Directions

Contact Information

A: 7237 Nitz Street, Pigeon, MI 48755

24 Hour ATM Service

Services: Talking ATMs, ATMs
| Get Directions

Contact Information

A: 408 Mable St. Pinconning, MI 48650
P: 989.879.2747

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 11628 Bunkerhill Road Pleasant Lake, MI 49272
P: 517.769.2200

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Portland | Independent Bank

 Branch Location

Contact Information

A: 1601 Grand River Ave. Portland, MI 48875
P: 517.647.7547

 

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  - closed 

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 320 E Vermontville Hwy, Potterville, MI 48876

24 Hour ATM Service

Services: Talking ATMs, ATMs
| Get Directions

Contact Information

A: 348 Main St. Rives Junction, MI 49277

24 Hour ATM Service

Services: ATMs, ATM Only
| Get Directions

Contact Information

A: 78 S. Main St. Rockford, MI 49341
P: 616.866.4471

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  - closed 

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 1445 N. Center Road Saginaw, MI 48638
P: 989.799.1673

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  - closed 

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 5500 Dixie Highway Saginaw, MI 48601
P: 989.777.1661

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday - closed 

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 4850 Bay Road Saginaw, MI 48604
P: 989.799.0070

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm
Sunday  - closed 

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm
Sunday - closed

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 3601 State St. Saginaw, MI 48602
P: 989.799.0720

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  - closed 

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 5 S 3rd St. Sand Lake MI 49343
P: 616.636.8881

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 4:30 pm
Saturday  - closed 

Drive-Up

Monday - Friday  9:00 am - 5:0 pm
Saturday 9:00 am - 12:00 pm 

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Saranac | Independent Bank

 Branch Location

Contact Information

A: 29 Church Street Saranac, MI 48881
P: 616.642.9406

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 4:30 pm
Saturday  - closed 

Drive-Up

Monday - Friday  9:00 am - 4:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 8880 Unionville Road Sebewaing, MI 48759
P: 989.883.3310

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  - closed 

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 49785 Van Dyke Ave. Shelby Township, MI 48317
P: 586.731.6130

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Sparta | Independent Bank

 Branch Location

Contact Information

A: 525 S. State St. Sparta, MI 49345
P: 616.887.8277

 

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  - closed 

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Standish | Independent Bank

 Branch Location

Contact Information

A: 209 S. Main St. Standish, MI 48658
P: 989.846.4595

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 93 W. Fourth St., Suite D Suttons Bay, MI 49682
P: 231.995.5565

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 4011 Eastern Sky Dr. Traverse City, MI 49684
P: 231.995.5540

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 333 W. Grandview Parkway Traverse City, MI 49684
P: 231.995.5508

 

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Services: Talking ATMs, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 1239 S. Garfield Traverse City, MI 49686
P: 231.995.5575

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm

Drive-Up

Monday - Friday  9:00 am - 5:30 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 201 W. Big Beaver Road Troy, MI 48084
P: 248.689.1200

 

Office

Monday - Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Friday  9:00 am - 5:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 201 W. Big Beaver Rd., Suite 201 Troy, MI 48084
P: 248.918.5690

Office

Monday - Friday  9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 6586 Center St. Unionville, MI 48767

24 Hour ATM Service

Services: Talking ATMs, ATM Only
| Get Directions

Contact Information

A: 194 Main St. Vermontville, MI 49096

24 Hour ATM Service

Services: Talking ATMs, ATM Only
| Get Directions

Contact Information

A: 1075 Wilcox Ave. White Cloud, MI 49349
P: 231.689.6608

 

Office

Monday - Thursday  9:00 am - 4:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 1245 E. Grand River Road Williamston, MI 48895
P: 517.655.2168

 

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions
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Overdraft Privilege and Overdraft Protection

Independent Bank offers Overdraft Coverage on our checking accounts. This service is designed to protect your account from unexpected overdrafts.

Overdraft Coverage Options

The choice is yours. Consider these ways to cover overdrafts:

Service

Cost

Overdraft Protection Link to another deposit account you have at Independent Bank¹
$7 fee per day if transfer is needed

Overdraft Protection Line of Credit¹ ² ³

 Subject to interest and annual fee

Overdraft Privilege

$34 Overdraft fee per item. Daily fees may apply. 
($6 daily fees apply after 5th consecutive business day overdrawn) 

Overdraft Protection Link to another deposit account you have at Independent Bank¹

Cost -
$7 fee per day if transfer is needed

Overdraft Protection Line of Credit¹ ² ³

Cost - Subject to interest and annual fee

Overdraft Privilege

Cost -

$34 Overdraft fee per item. Daily fees may apply. 
($6 daily fees apply after 5th consecutive business day overdrawn) 

1Call us at 800.355.0641 or visit a branch to sign up or apply for these services.
2Subject to credit approval.
3Available only on consumer accounts.

 

White Button with Overdraft on Computer Keyboard. Banking Concept.Overdraft Protection services apply to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another account or line of credit you may have at Independent Bank for a finance charge. Please note that overdraft lines of credit are subject to credit approval.

 

Overdraft Privilege allows you to overdraw your account up to the disclosed limit* for a fee in order to pay a transaction. Even if you have overdraft protection, Overdraft Privilege is still available as secondary coverage if the other protection source is exhausted.

*New accounts opened within the past 30 calendar days have an introductory limit of $100.

 

 

Transactions Covered with Overdraft Privilege

Standard Coverage (No action required)

Extended Coverage
(Your consent required on consumer accounts)*

Checks
X
X

ACH - Automatic Debits
X
X

Recurring Debit Card Payments
X
X

Teller Window Transactions
X
X

ATM Transactions
X**

Everyday Debit Card Transactions
X**

Checks

Standard Coverage (No action required) -
X
Extended Coverage
(Your consent required on consumer accounts)* -
X

ACH - Automatic Debits

Standard Coverage (No action required) -
X
Extended Coverage
(Your consent required on consumer accounts)* -
X

Recurring Debit Card Payments

Standard Coverage (No action required) -
X
Extended Coverage
(Your consent required on consumer accounts)* -
X

Teller Window Transactions

Standard Coverage (No action required) -
X
Extended Coverage
(Your consent required on consumer accounts)* -
X

ATM Transactions

Standard Coverage (No action required) -
Extended Coverage
(Your consent required on consumer accounts)* -
X**

Everyday Debit Card Transactions

Standard Coverage (No action required) -
Extended Coverage
(Your consent required on consumer accounts)* -
X**

If you would like to select Extended Coverage for future transactions:

*If you choose Extended Coverage on your consumer account, ATM withdrawals and everyday debit card transactions will be included with the transactions listed under Standard Coverage. If you already have Extended Overdraft Privilege coverage, it is not necessary to request it again. Business accounts automatically have Extended Coverage.

 

You can discontinue the Overdraft Privilege in its entirety by contacting us at 800.355.0641 or visiting a branch.

 

What Else You Should Know

  • A link to another account or a line of credit is a less expensive option than an overdraft. A single larger overdraft will result in just one fee, as opposed to multiple smaller overdrafts. Good account management is the best way to avoid overdrafts. Use our mobile banking, Internet banking, and telephone banking services to keep track of your balance. For additional financial education resources, please visit mymoney.gov.

  • The $34 Overdraft Fee is the same fee amount that is charged if a check is returned as unpaid. If multiple items overdraw your account on the same day, each item will be assessed an appropriate Overdraft Fee or a Return Fee of $34. All fees and charges will be included as part of the Overdraft Privilege limit amount. Your account may become overdrawn in excess of the Overdraft Privilege limit amount as a result of a fee.

  • If your account balance remains overdrawn for longer than 5 business days, including Saturday, we will charge your account a daily overdraft fee of $6 for each of the consecutive business days the account remains overdrawn, beginning with day 6.

  • For consumer accounts, there is a limit of 5 Overdraft Fees ($170) per day we will charge. For business accounts, there is a limit of 10 Overdraft Fees ($340) per day we will charge. We will not charge an Overdraft Fee if a transaction for $5 or less overdraws your account. Overdraft fees could be assessed on a Saturday.

  • We generally post items as they are received. Most items are posted immediately (real time) as they are presented. This includes credit/debit transactions performed at an Independent Bank branch and electronic transactions such as: ATM transactions, debit card transactions, mobile/online banking transactions, pre-authorized transactions and wires. Items presented via ACH (direct deposits or debits) are posted as received during multiple daily presentments. Checks transacted at other financial institutions will be posted as received. Funds authorizations and fee assessments (including overdraft fees and return item fees) are based on available balance at the time a transaction is posted. Holds on funds may also impact funds availability and fee assessments.

  • Although under payment system rules, Independent Bank may be obligated to pay some unauthorized debit card transactions, Independent Bank will not authorize debit card or ATM transactions unless there are available funds (including Overdraft Coverage Options) to cover the transactions and any fee(s).

  • Independent Bank authorizes and pays transactions using the available balance in your account. We may place a hold on deposited items in accordance with our Deposit Account Agreement and Disclosure, which will reduce the amount of your available balance. On accounts with Standard Coverage, the available balance for authorizing ATM and everyday debit card transactions is the current balance, less any holds on certain deposited items pursuant to Regulation CC, and pending debit card transactions, plus any available Overdraft Protection, but does NOT include the Overdraft Privilege On accounts with Extended Coverage, the available balance for authorizing ATM and everyday debit card transactions is the current balance, less any holds on certain deposited items pursuant to Regulation CC, and pending debit card transactions, plus any available Overdraft Protection and the applicable Overdraft Privilege limit.

  • Please be aware that the Overdraft Privilege amount is not included in your available balance provided through online banking, mobile banking, or Independent Bank’s

  • Independent Bank will reduce the available balance for authorized debit card transactions until the transactions settle or as permitted by payments system rules. In some cases, the reduction for the authorized debit card transactions may exceed the amount of the settled transaction. When the transaction settles, your account will update to reflect the available balance. If your account is overdrawn after the transaction settles, an Overdraft Fee(s) may be assessed.

  • Except as described in this letter, Independent Bank may not pay items if your account does not contain available funds (including the Overdraft Privilege limit) to cover the item(s) and the amount of any fee(s).

  • Independent Bank may suspend your debit card if your account is overdrawn more than thirty (30) consecutive calendar days. Debit cards on your account will remain suspended until you make sufficient deposits so that your account balance is positive.

  • If your debit card is suspended, you will be unable to use your debit card for purchases or to access your account at the ATM, and if you use your debit card for recurring payments, e.g., utilities, you are responsible to make other arrangements for your recurring debit payment(s).

  • Overdraft Privilege is not a line of credit; it is a discretionary overdraft service that can be withdrawn at any time without prior notice.

  • Overdraft Privilege may be discontinued if you default on any loan (30 days or more past due, bankruptcy) or other obligation to us, your account becomes subject to any legal or administrative order, garnishment or levy, or if you fail to maintain this account in good standing by not bringing your account to a positive balance within 30 calendar days for a minimum of one business day.

  • Depositor and each Authorized Signatory will continue to be liable, jointly and severally, for all overdraft and fee amounts, as described in the Deposit Account Agreement and Disclosures. The total (negative) balance, including all fees and charges, is due and payable upon demand.

  • New accounts opened within the past 30 calendar days have an introductory limit of $100.00. After 30 calendar days, the Overdraft Privilege limit is $1,000 for eligible business accounts and $600 for eligible personal accounts.

If you have any questions about Overdraft Protection or Overdraft Privilege, please call us at 800.355.0641 or visit any branch.

Need Help?

Routing Number: 072402652
24-hour Telephone Banking: 888.300.3193
Customer Experience Hub: 800.355.0641
Customer Experience Hub Hours: Mon-Fri: 8 am-8 pm | Sat-Sun: 8 am-6 pm (ET)
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