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If websites had red carpets... Our new site debuts April 24, 2025!

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Advocacy

We strive to help our customers Be Independent, reaching their financial goals, to help our businesses succeed and prosper, and to help our communities thrive.

My Home Reward

Our deep commitment to this business results in our understanding that in many of our markets, the growth rate in home prices continues to outpace the growth rate in personal income, making home ownership more difficult, particularly for those borrowers in the lower to moderate income levels. That is why we invested in multiple initiatives in 2021 to promote affordable housing. These include a $2 million investment to support affordable housing in partnership with Cinnaire, specifically the development and rehabilitation of nine apartment communities across Michigan; a $500,000 Affordable Housing Program (AHP) grant through the FHLB (Federal Home Loan Bank) for a rehabilitation project in Traverse City, MI; and a one million dollar pledge for our new My Home Reward Program which enables applicants to purchase or refinance homes in low-income neighborhoods throughout our markets with no closing costs. During 2021 we dispersed $450,000 of our multiyear $1 million My Home Reward pledge. Learn more about the My Home Reward Program

My Home Reward Program through Independent Bank is a wonderful program that assisted us in paying for our closing costs allowing us to purchase our first home in 2021. Having these costs covered took that financial item off our shoulders so we could put our extra money into any repairs or updates that were required for the home. We are grateful to Independent Bank for having this program available to us and that Paige was able to assist us in the process of purchasing our first home and answering all the questions we had in relation to the home purchase process and the My Home Reward Program.

-Adam & Jessica H.

 

 

We recently purchased our new home as a direct result of the My Home Reward Program. This program was extremely helpful for our family. We are first-time homebuyers, and this program made it possible and affordable for us to purchase our home because they covered all of our closing costs and fees. As a direct result of this program, we are currently into the second week of living in our new home and couldn't be happier. Thank you for offering this My Home Reward Program and for making our experience affordable, which relieved a lot of stress. We have had such a pleasant experience and hope that more families have the privilege of accessing this program. We are truly grateful for the opportunity.

-Trisha L.

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Independent Bank is proud to support Michigan Women Forward (MWF), a state-wide non-profit community development organization whose mission is to expand economic opportunity, empower the next generation, and celebrate and honor the achievements of Michigan women.

 

Since 2016, Independent Bank has contributed more than $100,000 to build a more inclusive economy in Michigan, so that all women and girls can reach their full potential. In 2021, Independent supported MWF with a $35,000 donation.

 

Independent Bank also participates in various initiatives to assist women business owners, including the 53 Voices campaign in West Michigan. 53 Voices is a pitch challenge for Michigan women to start or grow their own business idea, in which they are required to make a 53 second video outlining their business idea.