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You are now leaving the Independent Bank website.

Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content, accessibility, or security of any linked web page.

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Independent Bank News

Here’s what we’ve been doing recently in communities across the state.
Oct 15 2019

Independent Bank 'Made A Difference' in Local Communities

Michigan-based bank participated in 4th annual company-wide volunteer day Independent Bank closed its offices on Columbus Day, October 14, 2019, to...
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Aug 26 2019

Independent Bank Corp. Announces Succession Plan for CFO Position

Independent Bank Corporation (NASDAQ: IBCP), the holding company of Independent Bank, a Michigan-based community bank, announced that Stephen Erickson
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Jul 9 2019

Independent Bank Named SBA 504 Third Party Lender of the Year

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Jul 1 2019

Independent Bank Receives the United Way Gold Award

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Jul 1 2019

Independent Bank Named Best Bank in Michigan by Forbes Magazine

BEST-IN-STATE bank award recipient two years in a row
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May 21 2019

Zelle® Now Live in Independent Bank's Mobile Banking App

Zelle® Changes the way money moves – makes sending money digitally to friends and family fast, safe and easy for more than 95-million mobile banking...
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Mar 19 2019

Independent Bank Named Small Business Administration 504 Lender of the Year

Independent Bank was recently named Small Business Administration (SBA) 504 Lender of the Year by the Economic Development Foundation.
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Mar 19 2019

Independent Bank Receives Mastercard Community Institutions Innovation Award

Independent Bank leverages technology on recent billboard campaign to win Mastercard recognition
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Jan 14 2019

Independent Bank is helping Government Employees during the Shutdown

Independent Bank understands that this is a time of uncertainty, and is working to provide as much support as possible to their customers. Federal...
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Oct 12 2018

Independent Bank 'Made a Difference' In Local Communities 2018

4th largest Michigan-based bank participated in 3rd annual company-wide volunteer day Independent Bank closed its offices on Columbus Day, October...
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Oct 4 2018

Independent Bank Named a Class of 2018 Sandler O'Neill SM-ALL Star

Independent Bank was one of 30 banks and thrifts that comprised the Sandler O’Neill Sm-All Stars Class of 2018. The list identified top performing...
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Competitive Rates

We offer competitive rates for checking accounts, savings accounts, certificates of deposit (CDs), and mortgages. 

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Frequently Asked Questions

How do I balance my checking account?

To get started, use the Balance Your Account form.

To get started, use the Balance Your Account form.

Why is my ATM balance different than my actual balance?

It may not reflect deposits or checks that have not cleared. To see an accurate balance, be sure to keep a check register, go to the branch, or visit online banking.

It may not reflect deposits or checks that have not cleared. To see an accurate balance, be sure to keep a check register, go to the branch, or visit online banking.

How is my personal information used?
Federal law requires all financial institutions to obtain, verify, and record information that ...
Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. Your information is securely stored on your account and customer records when your new account is opened.
How can I change my personal information?
If your personal information is already on file with Independent Bank, you can make changes through ...
If your personal information is already on file with Independent Bank, you can make changes through online banking to your address, phone number, or email address. Just log into your account and select the "Customer Service" tab. You can also visit any Independent Bank location. Please note some changes may require you to present documentation at your local branch.
How do I endorse my check for Mobile Deposit?
You should sign your check with your name or business name and “For Mobile Deposit Only at Independent Bank.”
You should sign your check with your name or business name and “For Mobile Deposit Only at Independent Bank.”
How can I make a deposit into my son's or daughter's account at college?
We know that banking for college students involves transactions both on campus and at home. That’s ...
We know that banking for college students involves transactions both on campus and at home. That’s why we make it easy to add money to your Independent Bank checking account through Independent Bank offices statewide, by mail or through wire transfers.
How can I speed up my application to open an account?
If you already have an account with us, we will automatically fill out parts of your application ...
If you already have an account with us, we will automatically fill out parts of your application using information you provided when you opened your other account. This could be information from your ATM or debit card, a deposit account (excluding CD accounts), or a loan account.
What is Independent Mobile?
Independent Mobile gives you access to your accounts from our mobile banking app, Independent ...
Independent Mobile gives you access to your accounts from our mobile banking app, Independent Mobile, on your smartphone or tablet. You can view account balances, pay bills to existing payees, search recent account activity, transfer funds, use SnapCheck mobile deposit, and find ATM or branch locations.
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