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You are now leaving the Independent Bank website.

Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content, accessibility, or security of any linked web page.

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Independent Bank News

Here’s what we’ve been doing recently in communities across the state.

Independent Bank

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Recent Posts

May 23 2024

Independent Bank Kicks Off Second Year of Participating in the Neighborhood Impact Program

Independent Bank is partnering with Federal Home Loan Bank of Indianapolis (FHLBI) for the second consecutive year to assist in home renovations and...
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May 21 2024

Independent Bank Congratulates the 2024 MBA Perry School of Banking Graduates

Independent Bank is proud to recognize the tremendous accomplishments of the 2024 Michigan Bankers Association (MBA) Perry School of Banking...
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May 6 2024

Independent Bank Joins with Freddie Mac and Fannie Mae to Offer Funds Toward a New Home Purchase

Independent Bank is excited to partner with Freddie Mac and Fannie Mae to offer qualified borrowers a $2,500 credit to use toward down payment and/or...
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Apr 26 2024

Independent Bank Receives Great Place to Work® Certification for 2024

Independent Bank is proud to announce that it received the Great Place to Work® certification for 2024. This is the second consecutive year that...
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Apr 23 2024

Independent Bank Corporation Announces Appointment of Stephen L. Gulis, Jr. as Chairperson to its Board of Directors

Independent Bank Corporation (NASDAQ: IBCP), the holding company of Independent Bank, a Michigan-based community bank, announced that its Board of...
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Apr 22 2024

Independent Bank Receives Preferred Lender Status from the U.S. Small Business Administration

Independent Bank has been recognized by the U.S. Small Business Administration (SBA) with their highest designation of Preferred Lender status. SBA...
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Mar 25 2024

Independent Bank Receives the 2024 Michigan Bankers Association Financial Literacy Award

Independent Bank was recognized by the Michigan Bankers Association at the MBA BEST Conference on March 21, 2024, in Traverse City. Independent Bank...
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Feb 1 2024

Independent Bank Celebrates 160 Years of Business

On February 2, 2024, Michigan-based Independent Bank, a stalwart in the financial industry, proudly commemorated 160 years of business. Founded in...
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Competitive Rates

We offer competitive rates for checking accounts, savings accounts, certificates of deposit (CDs), and mortgages. 

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Frequently Asked Questions

How do I balance my checking account?

To get started, use the Balance Your Account form.

To get started, use the Balance Your Account form.

Why is my ATM balance different than my actual balance?

It may not reflect deposits or checks that have not cleared. To see an accurate balance, be sure to keep a check register, go to the branch, or visit online banking.

It may not reflect deposits or checks that have not cleared. To see an accurate balance, be sure to keep a check register, go to the branch, or visit online banking.

How is my personal information used?
Federal law requires all financial institutions to obtain, verify, and record information that ...
Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. Your information is securely stored on your account and customer records when your new account is opened.
How can I change my personal information?
If your personal information is already on file with Independent Bank, you can make changes through ...
If your personal information is already on file with Independent Bank, you can make changes through online banking to your address, phone number, or email address. Just log into your account and select the "Customer Service" tab. You can also visit any Independent Bank location. Please note some changes may require you to present documentation at your local branch.
How do I endorse my check for Mobile Deposit?
You should sign your check with your name or business name and “For Mobile Deposit Only at Independent Bank.”
You should sign your check with your name or business name and “For Mobile Deposit Only at Independent Bank.”
How can I make a deposit into my son's or daughter's account at college?
We know that banking for college students involves transactions both on campus and at home. That’s ...
We know that banking for college students involves transactions both on campus and at home. That’s why we make it easy to add money to your Independent Bank checking account through Independent Bank offices statewide, by mail or through wire transfers.
How can I speed up my application to open an account?
If you already have an account with us, we will automatically fill out parts of your application ...
If you already have an account with us, we will automatically fill out parts of your application using information you provided when you opened your other account. This could be information from your ATM or debit card, a deposit account (excluding CD accounts), or a loan account.
What is Independent Mobile?
Independent Mobile gives you access to your accounts from our mobile banking app, Independent ...
Independent Mobile gives you access to your accounts from our mobile banking app, Independent Mobile, on your smartphone or tablet. You can view account balances, pay bills to existing payees, search recent account activity, transfer funds, use SnapCheck mobile deposit, and find ATM or branch locations.
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