If we don't close your loan in 21 calendar days, we'll deposit $500^ into your Independent Bank deposit account! Receive up to $1,000* off mortgage closing costs by setting up or maintaining an Independent Bank checking. Download our 21 & Done description to learn more.
^21 calendar days. If we don't close your loan in 21 calendar days, we'll deposit $500 into your Independent Bank deposit account!
*Excludes construction loans, MSHDA (Michigan State Housing Development Authority), VA (Veterans Administration), OHFA (Ohio Housing Finance Agency), and USDA Rural Development loans. However, if your loan is denied, withdrawn, or approved but not accepted, you will not qualify for the guarantee.
Receive up to $1,000** off mortgage closing costs by setting up or maintaining an Independent Bank checking account for your new mortgage. Plus, you will also have access to our convenient auto pay and eStatement services, giving you one less thing to worry about each month.
**Receive a 1/4% discount off of mortgage closing costs, based on loan amount, up to $1,000 by setting up or maintaining an Independent Bank checking account. Terms subject to change and loan approval, and conditions outlined in the executed 21 & Done Closing Commitment form.
A home equity loan or line of credit will allow you to borrow money secured by the equity in your home. Use the extra cash for whatever you choose: home improvements, tuition, debt consolidation, and more. Interest may even be tax deductible!
Use the Equity Access MasterCard to withdraw money from your home equity line of credit. You can make purchases with it just like a regular MasterCard. It’s convenient and hassle-free.
Normal Credit standards and restrictions apply. Consult your tax advisor regarding deductibility of interest.
With our Platinum Pro Sweep, your home equity line of credit (HELOC) and direct deposit checking account are combined to maximize your cash flow. The checking account is swept on a daily basis and applied to the HELOC’s outstanding balance, reducing its average daily interest charges. You can make the most of your money without doing a thing – the Sweep takes care of it for you! With Platinum Pro Sweep, you also get our interest-earning Premier Checking account free.