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All Mortgage Loan Officers
Josh Hinch

Josh Hinch

Senior Mortgage Loan Officer | NMLS ID: 586237 | Serving Southwest MI and the Greater Michiana area

Phone Number

Office: 269.569.7255
Fax: 269.569.7258
Cell: 269.369.4122

Address

Email

JHinch@ibcp.com

Testimonials

Samantha M.

February 29, 2024

"We had the pleasure of working with Josh, who truly went above and beyond. Josh was not only professional and caring, but also incredibly adept at finding creative solutions to our unique situation. Throughout the entire process, Josh was thorough in explaining each step of the mortgage process, making himself available to answer any questions we had. He was easy to reach via email or call and always responded promptly. The whole team we worked with -- including Hazel and Simone -- made the experience seamless and stress-free. My husband and I highly recommend Josh and Independent Bank! They are genuinely invested in their clients' best interests."

Victor N.

November 20, 2023

"I wish there was a rating level above 5, as Josh deserves it. I can't speak more highly about Josh and the service he provided. He is a top-notch agent and a great representative of Independent Bank."

Jennifer M.

May 29, 2020

"Josh is the best!! I will only work with Independent Bank on my loans."

Harry S.

April 22, 2020

"Josh was amazing through the process. He responded quickly to questions and was able to get the loan closed much quicker than anticipated."

Elizabeth H.

October 23, 2019

"What a great staff! Josh is wonderful to work with! Quick, easy, very informative, professional, and got us a great rate! Thank you."

Conor M.

September 10, 2019

"I cannot imagine what your team could have done better. Truly a wonderful experience working with Independent Bank."

Elena G.

July 19, 2019

"We feel very fortunate to have worked with Josh on our loan application. Josh is an extremely knowledgeable professional, who has guided us with patience and understanding through this complex process from the beginning to the end. We will not hesitate to recommend Josh to others."

Caryn B.

June 10, 2019

"This was the best customer service experience I have ever received. Josh and his staff were incredibly attentive and knowledgeable. I highly recommend Independent Bank for your banking needs. Wonderful experience."

Carol T.

January 30, 2019

"My experience with Independent Bank was very smooth. A good experience, and the process was surprisingly easy."

RaeAnne B.

July 6, 2018

"Returned calls and emails promptly. Happy to answer any and all questions. Independent Bank made this process so easy and quick for myself and my family. Thank you."

Rogerio C.

July 6, 2018

"He went above and beyond every step of the process. Responded quickly, even during the weekends. He is truly committed to his job and a true professional."

Roger K.

November 28, 2017

"I will definitely be recommending Josh and the Independent Bank team to all my friends. Thank you for your great work."

Resources

Mortgage Do's & Don'ts

We know that the mortgage process can seem overwhelming, but at Independent Bank, it’s our goal to make this process as seamless as possible.

ACH Autopay Form

Automatic Transfer Request For Loans

Checkbook Register Worksheet

Download Checkbook Register Worksheet

Identity Theft Affidavit

A voluntary form for filing a report with law enforcement, and disputes with credit reporting agencies and creditors about identity theft-related problems. Visit identitytheft.gov to use a secure online version that you can print for your records.

All Resources