Why switch to Independent for campus banking?

If you currently have a checking account with another financial institution, consider switching to Independent Bank’s Free checking account. It’s the most convenient, low-cost bank account on and off campus, and it offers many great features.

  • Gift with account opening when you open your account at our CMU or SVSU campus locationsIndependent Bank debit card
  • No minimum balance
  • No monthly service charge
  • Free Independent Mobile app*
  • Free Classic Text**
  • 24-hour convenience: you can access your account information through online banking or by calling Independent Bank’s telephone banking at 888.300.3193
  • For SVSU and CMU students, use a convenient and secure ACCESS card as an ATM card and for purchases
  • Learn more about our other customizable checking accounts, including accounts with a competitive interest rate!

Student loans

Do you need financial support to pay college expenses? Independent Bank can help you. Click here to learn more about student loans.

General Questions

How can I make deposits into my son's or daughter's account?

We know that banking for college students involves transactions both on campus and at home. That’s why we make it easy to add money to your Independent Bank checking account through Independent Bank offices statewide, by mail or through wire transfers.

How can I make a deposit?

1. Make a deposit at any Independent Bank office in Michigan.
2. Bank by mail: 

  • SVSU office: deposit to your account by sending a deposit slip and checks payable to you to Independent Bank, 7400 Bay Road, The Doan Center, University Center, MI 48710, or to Independent Bank.
  • CMU office: deposit to your account by sending a deposit slip and checks payable to you to Independent Bank, 103 E. Preston, Bovee University Center 2nd Floor, 319 E. Broadway, Mt. Pleasant, MI 48858.

3. Wire transfers: move money from an account at another bank to your Independent Bank checking account (and vice versa) electronically. The Independent Bank routing number is 072402652.

Can I have my financial aid refund directly deposited in my account?


Where is the CMU campus office location?

103 E. Preston
Bovee University Center, 2nd Floor
Mt. Pleasant, MI 48858
Get additional location information.

Where is the SVSU campus office location?

The Doan Center
7400 Bay Road
University Center, MI 48710
Get additional location information.

*An Independent Bank account and online banking are required for enrollment in Independent Mobile.
**An Independent Bank ATM or debit card is required for enrollment in free Classic Text.