Terms, Agreements & Disclosures

To review terms, agreements and disclosures for opening an account online, please select a document from the list below.

Deposit Account Agreement
Retail Fee Schedule (effective October 15, 2015)
Truth-in-Savings Disclosure
Funds Availability Policy Disclosure
Privacy Policy
Online Service E-sign Disclosure
Online Banking Agreement
EFT Agreement and Disclosure
MasterCard Guide to Benefits
Substitute Check Policy
Overdraft Privilege Disclosure
Extended Coverage Consent Form

Important note regarding checks

If you are ordering checks, you will receive a 30-pack of Sterling Gentry checks for the cost of $15.00. Your new account will be debited this amount after your account is funded.

Interest rates

Click here to view our current rates.