terms, agreements & disclosures

To review terms, agreements and disclosures for opening an account online, please select a document from the list below.

Deposit Account Agreement
Retail Fee Schedule (effective February 17, 2014)
Truth-in-Savings Disclosure

EFT Agreement and Disclosure

Funds Availability Policy Disclosure

Privacy Policy

Online Service E-sign Disclosure
Online Banking Agreement


Important note regarding checks
If you are ordering checks, you will receive a 30-pack of Sterling Gentry checks for the cost of $17.40. Your new account will be debited this amount after your account is funded.

Interest rates
Click here to view our current rates.