Terms, Agreements & Disclosures

To review terms, agreements and disclosures for opening an account online, please select a document from the list below.

Deposit Account Agreement
Retail Fee Schedule (effective October 15, 2015)
Truth-in-Savings Disclosure
Funds Availability Policy Disclosure
Privacy Policy
Online Service E-sign Disclosure
Online Banking Agreement
EFT Agreement and Disclosure
MasterCard Guide to Benefits

Important note regarding checks

If you are ordering checks, you will receive a 30-pack of Sterling Gentry checks for the cost of $15.00. Your new account will be debited this amount after your account is funded.

Interest rates

Click here to view our current rates.