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You are now leaving the Independent Bank website.

Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content, accessibility, or security of any linked web page.

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Independent Bank News

Here’s what we’ve been doing recently in communities across the state.
Apr 27 2022

Independent Bank Recognized As One Of The Top 100 Publicly Traded Banks And Mortgage Loan Officers As Being In The Top 1% Of Mortgage Originators For 2021

Mortgage Executive Magazine recently announced that Independent Bank was in the top 100 publicly traded banks and mortgage companies in America for...
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Apr 21 2022

Independent Bank Donates Over $112,000 to Help the People of Ukraine

Independent Bank recently donated $112,240 to assist the people of Ukraine. The Bank selected two 501(c)(3) nonprofit organizations to equally send...
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Apr 19 2022

Gandy Joins the IB Wealth Management Team

Eric Gandy has joined the IB Wealth Management team as an AVP, Investment Executive and is working from Independent Bank’s Copper Ridge office in...
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Apr 7 2022

Independent Bank Continues to Make Financial Literacy a Top Priority in 2022

Independent Bank is continuing to make Financial Literacy a top priority this year through various programs and special promotions for both children...
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Apr 2 2022

VanHouzen Joins Independent Bank's Commercial Lending Team

Wade VanHouzen has joined Independent Bank as First Vice President, Senior Commercial Banker at Independent Bank. He will be working out of the...
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Mar 27 2022

Independent Bank Joins with Freddie Mac to Offer the Freddie Mac BorrowSmart(SM) program, Helping Customers Achieve Sustainable Homeownership

Independent Bank is excited to announce the launch of the new Freddie Mac BorrowSmart program. The program provides assistance up to $2,500 for...
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Mar 11 2022

Independent Bank Simplifies Saving for Customers With Their Change it Up Program

Independent Bank is making saving easier than ever for their customers with their Change It Up program.
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Feb 25 2022

Independent Bank is Promoting Brand Loyalty with Their #stuckonib Campaign

Independent Bank is currently promoting brand loyalty with their #StuckonIB social media campaign. Customers have the opportunity to win fun...
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Feb 24 2022

Independent Bank is Currently Participating in the FDIC's #GetBanked Initiative

Independent Bank is currently participating in the FDIC’s #GetBanked Public Awareness Campaign. The initiative was created to help consumers who...
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Feb 15 2022

Josh Meyers Promoted to Senior Vice President, Operations at Independent Bank

Independent Bank Corporation (NASDAQ: IBCP), the holding company of Independent Bank, a Michigan-based community bank, announced that it has promoted...
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Jan 25 2022

Kim Martin Joins Independent Bank as Senior Vice President, Director of Internal Audit

Independent Bank Corporation (NASDAQ: IBCP), the holding company of Independent Bank, a Michigan-based community bank, announced that it has hired...
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Competitive Rates

We offer competitive rates for checking accounts, savings accounts, certificates of deposit (CDs), and mortgages. 

View Our Current Rates

Frequently Asked Questions

How do I balance my checking account?

To get started, use the Balance Your Account form.

To get started, use the Balance Your Account form.

Why is my ATM balance different than my actual balance?

It may not reflect deposits or checks that have not cleared. To see an accurate balance, be sure to keep a check register, go to the branch, or visit online banking.

It may not reflect deposits or checks that have not cleared. To see an accurate balance, be sure to keep a check register, go to the branch, or visit online banking.

How is my personal information used?
Federal law requires all financial institutions to obtain, verify, and record information that ...
Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. Your information is securely stored on your account and customer records when your new account is opened.
How can I change my personal information?
If your personal information is already on file with Independent Bank, you can make changes through ...
If your personal information is already on file with Independent Bank, you can make changes through online banking to your address, phone number, or email address. Just log into your account and select the "Customer Service" tab. You can also visit any Independent Bank location. Please note some changes may require you to present documentation at your local branch.
How do I endorse my check for Mobile Deposit?
You should sign your check with your name or business name and “For Mobile Deposit Only at Independent Bank.”
You should sign your check with your name or business name and “For Mobile Deposit Only at Independent Bank.”
How can I make a deposit into my son's or daughter's account at college?
We know that banking for college students involves transactions both on campus and at home. That’s ...
We know that banking for college students involves transactions both on campus and at home. That’s why we make it easy to add money to your Independent Bank checking account through Independent Bank offices statewide, by mail or through wire transfers.
How can I speed up my application to open an account?
If you already have an account with us, we will automatically fill out parts of your application ...
If you already have an account with us, we will automatically fill out parts of your application using information you provided when you opened your other account. This could be information from your ATM or debit card, a deposit account (excluding CD accounts), or a loan account.
What is Independent Mobile?
Independent Mobile gives you access to your accounts from our mobile banking app, Independent ...
Independent Mobile gives you access to your accounts from our mobile banking app, Independent Mobile, on your smartphone or tablet. You can view account balances, pay bills to existing payees, search recent account activity, transfer funds, use SnapCheck mobile deposit, and find ATM or branch locations.
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