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You are now leaving the Independent Bank website.

Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content, accessibility, or security of any linked web page.

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Independent Bank News

Here’s what we’ve been doing recently in communities across the state.
Sep 13 2023

Independent Bank Now Offers HomeBoost Minority Down Payment Assistance Program

In partnership with the Federal Home Loan Bank of Indianapolis (FHLBI), Independent Bank now offers the HomeBoost Minority Down Payment Assistance...
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Sep 13 2023

Independent Bank Joins with Freddie Mac to Offer Freddie Mac GreenCHOICE Mortgages®

Independent Bank is excited to partner with Freddie Mac to offer Freddie Mac GreenCHOICE Mortgages,® providing customers with a green solution to...
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Aug 10 2023

Independent Bank Named One of Best-In-State Banks by Forbes Magazine

Independent Bank was recently named a BEST-IN-STATE bank by Forbes magazine for 2023. Forbes partnered with market research firm, Statista, to survey...
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Jul 17 2023

Independent Bank Receives Great Place to Work® Certification for 2023

Independent Bank is proud to announce that it received the Great Place to Work® certification for 2023. With just over 900 employees, 92% said that...
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Jul 14 2023

Independent Bank ONE Account Now Offers Up to 5.00% APY*

Independent Bank recently launched an update to their ONE Account checking product, giving customers the opportunity to earn up to 5.00% APY
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Jul 11 2023

Independent Bank Mortgage Loan Officers Recognized by Grand Rapids Magazine’s 2023 Real Estate All-Stars as Top Mortgage Professionals

Grand Rapids Magazine recently announced the 2023 Real Estate All Stars who had sales volume in the top 5% in revenue of real estate in the Grand...
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Jun 8 2023

Mortgage Executive Magazine Recognizes Independent Bank’s Mortgage Loan Officers as Being in the Top 1% of Mortgage Originators for 2022

Mortgage Executive Magazine recently announced the mortgage loan officers who were in the top 1% of mortgage originators nationally for 2022. Several...
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Jun 1 2023

Independent Bank Mortgage Loan Officers Recognized by Hour Detroit Magazine’s 2023 Real Estate All Stars as Top Mortgage Professionals

Hour Detroit magazine recently announced the 2023 Real Estate All Stars who had sales volume in the top 5% in revenue of real estate in the Metro...
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Apr 24 2023

The New Tom Fox Family JA BizTown® Facility in Grand Rapids is Now Open for Students

The new Tom Fox Family JA BizTown® facility in Grand Rapids officially welcomed its first group of students on April 14, 2023. The facility is...
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Apr 19 2023

Jeremy Hawke Joins Independent Bank as Senior Vice President of Credit

Jeremy Hawke has joined Independent Bank as Senior Vice President of Credit at Independent Bank. He will be active with the Bank’s state-wide...
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Mar 29 2023

Kyle Anne Johns Named a 2023 Notable Leader in Commercial Banking by Crain’s Detroit Business

Kyle Anne Johns, Senior Commercial Banker at Independent Bank, was recently named a 2023 Notable Leader in Commercial Banking by Crain’s Detroit...
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Competitive Rates

We offer competitive rates for checking accounts, savings accounts, certificates of deposit (CDs), and mortgages. 

View Our Current Rates

Frequently Asked Questions

How do I balance my checking account?

To get started, use the Balance Your Account form.

To get started, use the Balance Your Account form.

Why is my ATM balance different than my actual balance?

It may not reflect deposits or checks that have not cleared. To see an accurate balance, be sure to keep a check register, go to the branch, or visit online banking.

It may not reflect deposits or checks that have not cleared. To see an accurate balance, be sure to keep a check register, go to the branch, or visit online banking.

How is my personal information used?
Federal law requires all financial institutions to obtain, verify, and record information that ...
Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. Your information is securely stored on your account and customer records when your new account is opened.
How can I change my personal information?
If your personal information is already on file with Independent Bank, you can make changes through ...
If your personal information is already on file with Independent Bank, you can make changes through online banking to your address, phone number, or email address. Just log into your account and select the "Customer Service" tab. You can also visit any Independent Bank location. Please note some changes may require you to present documentation at your local branch.
How do I endorse my check for Mobile Deposit?
You should sign your check with your name or business name and “For Mobile Deposit Only at Independent Bank.”
You should sign your check with your name or business name and “For Mobile Deposit Only at Independent Bank.”
How can I make a deposit into my son's or daughter's account at college?
We know that banking for college students involves transactions both on campus and at home. That’s ...
We know that banking for college students involves transactions both on campus and at home. That’s why we make it easy to add money to your Independent Bank checking account through Independent Bank offices statewide, by mail or through wire transfers.
How can I speed up my application to open an account?
If you already have an account with us, we will automatically fill out parts of your application ...
If you already have an account with us, we will automatically fill out parts of your application using information you provided when you opened your other account. This could be information from your ATM or debit card, a deposit account (excluding CD accounts), or a loan account.
What is Independent Mobile?
Independent Mobile gives you access to your accounts from our mobile banking app, Independent ...
Independent Mobile gives you access to your accounts from our mobile banking app, Independent Mobile, on your smartphone or tablet. You can view account balances, pay bills to existing payees, search recent account activity, transfer funds, use SnapCheck mobile deposit, and find ATM or branch locations.
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