Money Management

Managing your money can be tough. Here are some ways to make it a whole lot easier.

GreenPath

At Independent Bank, we’re committed to equipping you with the tools needed to make healthy financial decisions by partnering with GreenPath, Inc. Receive assistance with:

  • Personal and family budgeting
  • Understanding your personal credit score and how to improve your score
  • Personal money management
  • Debt repayment
  • Dealing with job loss
  • Avoiding bankruptcy, foreclosure, and repossession
  • Planning for a first home purchase

To use this service, simply call 877.337.3399 or visit the GreenPath website.

The latest version of GreenPath's newsletter Pathways, can be found here.

BudgetSmart

This easy-to-use, free software tool helps you manage your money more effectively.

  • Establish a budget
  • Track spending
  • View tips for improving areas of overspending or inadequate saving
  • Experiment with “what if” scenarios to determine how a major purchase or change in income would impact your budget

Click here to download BudgetSmart.

CheckRight

CheckRight is a web-based checking account management education tool. Whether you’re looking to open a checking account for the first time or you’ve had difficulty handling an account in the past, CheckRight will teach you how to:

  • Open an account
  • Write checks
  • Make deposits
  • Maintain a check register
  • Reconcile an account
  • Create a spending plan

Click here to get started.

Check your credit report

Need a copy of your credit report? Visit the Annual Credit Report website.

Money Matters

The Federal Trade Commission (FTC), the nation’s consumer protection agency, created a website to help individuals tackle some money issues head-on. To find tips and resources on money matters, visit the Money Matters website.