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All Mortgage Loan Officers
Joe Lockwood

Joe Lockwood

Senior Mortgage Loan Officer | Troy Mortgage Loan Center - No Cash Transactions | NMLS ID: 139312

Phone Number

Office: 248.918.5961
Fax: 248.918.5785
Cell: 248.613.2234


201 W. Big Beaver Rd., Suite 201 Troy, MI 48084




Mary B.

October 15, 2019

"Everyone I worked with was professional, prompt, and friendly. I am happy to be a part of the IB family. Thank you all!"

James G.

January 14, 2019

"Joe and Beth were fantastic!!!!!! The service provided was above and beyond."

James S.

March 23, 2018

"He was there the entire time we were on our home-buying journey."

Kimberly M.

June 9, 2017

"They often answered my questions after hours or on their days off with no hesitation. Joe was there for the closing and went above and beyond to make the process easier and figuring out how to get the best rate. He feels like a member of our family. I will certainly recommend Joe and IndependentBank to others and consider Independent Bank for our future financing needs. You guys have built a lasting relationship with us!"


Mortgage Do's & Don'ts

We know that the mortgage process can seem overwhelming, but at Independent Bank, it’s our goal to make this process as seamless as possible.

ACH Autopay Form

Automatic Transfer Request For Loans

Checkbook Register Worksheet

Download Checkbook Register Worksheet

Identity Theft Affidavit

A voluntary form for filing a report with law enforcement, and disputes with credit reporting agencies and creditors about identity theft-related problems. Visit identitytheft.gov to use a secure online version that you can print for your records.

All Resources