Jeff Clatterbaugh
VP, Area Sales Manager
| NMLS ID: 771002
I’m Jeff Clatterbaugh, VP, Area Sales Manager and mortgage loan officer with Independent Bank (NMLS #771002), based in Livonia, Michigan. I serve families and homebuyers throughout Metro Detroit, with a focus on the I-275 corridor, including Northville, Novi, Farmington Hills, Livonia, and Plymouth.
My career in real estate and finance spans more than 25 years, including owning a real estate investment company and leading sales training and development. That experience helps me break down complex situations, explain options clearly, and guide families toward a home financing plan that feels achievable and sustainable.
I’m particularly experienced with construction loans, renovation loans, jumbo financing, and other home loan options for buyers who are building, renovating, or moving into their next chapter. Whether you’re purchasing your first home or your forever home, I’ll walk you through your choices and help structure a strategy aligned with your goals.
When you work with me, you can expect clear communication, transparency from start to finish, and a genuine personal connection, including in-person meetings when that’s helpful. I meet you where you are, listen to what’s most important to you, and help create a “blueprint to success” so you feel informed and confident at every step. For me, solution-based financing means understanding the guidelines and possibilities well enough to design a path around your needs, not asking you to fit into a one-size-fits-all box.
I’m an active member of the local community, involved with the St. Baldrick’s Foundation and the Optimist Club in Farmington Hills. Outside of work, I’m a proud father of two boys, a new grandpa, and recently married, family and community are at the heart of what I do.
If you’re exploring home loan options or working toward homeownership in the Metro Detroit area or along the 275 Corridor, I’d be glad to connect, answer your questions, and help you take the next step in your home financing journey.
"This was the best home buying experience I have had."
"The Mortgage Department is perfect as is, please don't change a thing!"
"Excellent service, great communication, super fast closing."
"Jeff was so very helpful with our construction loan. We encountered several road blocks on our end of our loan. Jeff was a master at solving them quickly and professionally, while keeping us informed and compliant."
"Jeff did an excellent job. He kept me informed and made the process easy."
"Diane is incredible. She has helped us so many times over the years, and this particular time she went above and beyond to help us get this done in a tight timeline. Thank you to her and her team, top notch professionals!"
"We’ve always had excellent service doing business with Independent Bank. Jeff Clatterbaugh, Mason Clatterbaugh, and their staff did an outstanding job, as always. Everything was done in a timely manner and delivered as promised. Again, thank you!"
“Jeff and his team are so wonderful to work with, they help me through the whole process, always answered any questions I had right away. I will be referring friends and family to Independent Bank. Such a good bank to work with and everyone there is very friendly. Jeff is a very caring person and will find a way to help you. I have worked with this bank for a few years now and will continue to do my personal and business loans through them.”
"I couldn't have asked for a better experience! Being a first time home buyer in an unfortunate situation had me scared beyond belief. Jeff was there every step of the way and I am so glad that I had the opportunity to work with independent and partner with Jeff for this process. He truly has your best interest at heart."
"We had a great experience working with our loan officer, Jeff Clatterbaugh. His attention to detail in explaining every step of the process was exceptional. He made sure we fully understood the terms and conditions of the loan before making a decision. He ensured that all necessary documents and information were collected and submitted in a timely matter avoiding unnecessary delay in the loan process. Good communication throughout the entire process. "