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Often, we go beyond what people expect of a bank. But to us, community banking means serving our customers and communities as more than just their bankers. We’re their friends and neighbors, locally invested the same way they are.
But what does that mean for you? It means every time you step in one of our banks – whether in Bad Axe, Grand Rapids, or Traverse City – you’ll get the services of a big bank, the service of a small local bank, and the kind of support that comes from banking with a trusted partner.
With more than 60 locations across Michigan’s lower peninsula, Independent Bank Corporation (Nasdaq Symbol: IBCP) is a Michigan-based bank holding company with total assets of $3.5 billion. With a full range of financial services including commercial banking, mortgage lending, investments, and title services, we’re committed to providing exceptional service and value to our customers, our stockholders, and our communities.
In 1864 – more than 150 years ago – we started out as First National Bank of Ionia. Since then, we’ve maintained our local roots while growing across the state. During those 150 years, many things have changed, but our greatest achievements are rooted in the things that haven’t. We’re invested in our communities today just as we were in 1864, and we’re your friends and neighbors, not just your bankers. Those are the kind of relationships we began building 150 years ago, and they’re still the foundation of our business.
First National Bank of Ionia was founded as one of the National Bank Act's first charters. It had $50,000 in deposits.
The bank gave up its national charter, obtained a state charter, and reorganized as State Savings Bank of Ionia.
State Savings Bank of Ionia combined two offices into one Ionia location, which became the Ionia Main office.
State Savings Bank of Ionia changed its name to First Security Bank.
Independent Bank Corporation formed, but stayed inactive until it acquired First Security Bank on June 1, 1974.
Independent Bank joined the NASDAQ stock index.
Independent Bank entered the market in the Thumb region with the addition of offices in Caro and Unionville.
Offices were added in the Alpena, Hillman, Hale, and Rogers City areas in Northern Michigan.
Independent Bank first reached $1 billion in assets.
Offices were added in the Bay City, Saginaw, Mount Pleasant, Battle Creek and West Branch areas.
Independent Bank first reached $2 billion in assets.
Metro Detroit offices were added in Beverly Hills, Bloomfield Hills, Farmington Hills, Livonia, and Troy.
Independent Bank was ranked number 18 in the top 25 banks in the nation by the American Bankers Association “Banking Journal.”
Independent Bank completed the unification of four affiliated Michigan banks into one.
New offices were opened in Houghton Lake and Muskegon.
Independent Bank sold 21 offices in Battle Creek and Northeast Michigan to Chemical Bank.
Independent Bank rebranded with a more modern, forward-looking eagle to match the bank’s philosophy and direction.
Independent Bank added three branches in the Traverse City market, along with a branch in both Suttons Bay and Williamsburg.
Independent Bank was named a Forbes BEST-IN-STATE Bank for 2018.
Independent Bank was recently recognized as a 2020 top US community bank by S&P Global Market Intelligence.
Independent Bank is proud to announce a $500,000 Affordable Housing Program (AHP) grant to support the Traverse City Housing Commission’s (TCHC) efforts to rehabilitate the Riverview Terrace Apartments, located at 150 Pine Street in downtown Traverse City. The project will provide significant improvements and updates to this 10-story apartment building that was originally built in 1974.
Independent Bank is excited to announce the launch of their new My Home Reward Program, in which eligible home purchase or refinance applicants in low-income neighborhoods could pay zero closing costs.*