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You are now leaving the Independent Bank website.

Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content, accessibility, or security of any linked web page.

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Protect your business from fraud before it happens!


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With Positive Pay, you can review transactions and determine if an item is authorized and legitimate.

Take advantage of:

  ACH Positive Pay
  Check Positive Pay


How does Positive Pay work?

As transactions take place, your business is given the opportunity to review each transaction within our TreasuryONE online banking platform and decide whether or not the item should be paid. In the event that the transaction is fraudulent, you are able to return the transaction before you suffer a loss. If the transaction is legitimate, you are able to pay the item without an issue. Independent Bank offers both ACH Positive Pay and Check Positive Pay solutions with a variety of options to best fit the needs of your business. 

What other ways can you protect your account?

  • Keep checks in a locked and secure location
  • Utilize dual-control methodology of issuing checks if and when able
  • Utilize a secured mail receptacle—office park mail drops are often not secure
  • Select electronic payment methods (ACH origination, online payments, card-based payments) to reduce sharing sensitive account information
  • Review your deposit account activity daily

To get started, contact your Independent Bank
Treasury Management representative today!

Find a Treasury Representative