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All Mortgage Loan Officers
Charles McClafferty

Charles McClafferty

VP, Area Sales Manager | Troy Mortgage Loan Center - No Cash Transactions | NMLS ID: 451102

Phone Number

Office: 248.689.2732
Fax: 248.689.4238
Cell: 248.444.7540


201 W. Big Beaver Rd., Suite 201 Troy, MI 48084




Clifford C.

July 6, 2018

"Charlie and his team were nothing short of spectacular with working with me on getting my loan approved and closed in an extremely timely manner. Can't say enough about Charlie and Independent Bank."

Leanne K.

June 4, 2018

"The process was seamless from the very beginning and Charlie went above and beyond as it took us a number of offers on different properties to finally land on 'the one'. Charlie was accommodating and helped us make critical decisions about the type of financing that would work best with our goals. Thank you, Charlie and Vallerie for your hard work!"

Michael M.

February 26, 2018

"They made me comfortable by answering all of my questions and educating me on the loan process."

Amy B.

January 18, 2018

"Charlie and Shay were both extremely helpful and communicative. The speed at which things moved once all documents were procured was pleasantly surprising. I would HIGHLY recommend working with either of them to anyone!"



Gain access to our videos—learn about how Independent Bank is helping customers, inspiring employees, and investing in our communities.

Mortgage Do's & Don'ts

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ACH Autopay Form

Automatic Transfer Request For Loans

Checkbook Register Worksheet

Download Checkbook Register Worksheet

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A checklist for college-bound graduates, plus financial tips

Identity Theft Affidavit

A voluntary form for filing a report with law enforcement, and disputes with credit reporting agencies and creditors about identity theft-related problems. Visit identitytheft.gov to use a secure online version that you can print for your records.

All Resources