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COVID-19 Response: Most branch lobbies are currently open with new safety measures in place. We recommend checking our Website Locations Page before visiting us in person. Learn about potential assistance resources and our response on our Coronavirus Update Page.

Stimulus Payments: You should be able to access stimulus deposits in your account via direct deposit.  For more information, and to check the status of your payment in the coming weeks, please visit the IRS website.

PPP Loans:  Small Business Administration (SBA) PPP loans can begin being submitted on 1/19/2021. For more information, please visit our Commercial Lending Page.

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You are now leaving the Independent Bank website. Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content or security of any linked web page.

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Location

Find A Location

Contact Information

A: 6018 US 31 North Williamsburg, MI 49690

 

24 Hour ATM Service

Services: Talking ATMs, ATM Only
| Get Directions

Contact Information

A: 525 N. Cleveland-Massillon Rd., Suite 101 Akron, OH 44333
P: 234.815.1501

Office

Monday - Friday  9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 3025 Boardwalk Dr., Suite 260 Ann Arbor, MI 48108
P: 734.545.7124

Office

Monday - Friday  9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Auburn | Independent Bank

 Branch Location

Contact Information

A: 1004 W. Midland Road Auburn, MI 48611
P: 989.662.4403

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Bad Axe | Independent Bank

 Branch Location

Contact Information

A: 655 N. Port Crescent Bad Axe, MI 48413
P: 989.269.6471

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 745 N. Euclid Ave. Bay City, MI 48706
P: 989.684.6021

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 1:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:00 am - 6:00 pm
Saturday  9:00 am - 1:00 pm
Sunday  10:00 am - 1:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 623 Washington Ave. Bay City, MI 48708
P: 989.892.3511

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Belding | Independent Bank

 Branch Location

Contact Information

A: 130 S. Bridge St. Belding, MI 48809
P: 616.794.0600

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Bellevue | Independent Bank

 Branch Location

Contact Information

A: 204 W. Capital Ave. Bellevue, MI 49021
P: 269.763.9424

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 32800 Southfield Road Beverly Hills, MI 48025
P: 248.647.5900

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 4140 W. Maple Road Bloomfield Hills, MI 48301
P: 248.737.4242

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 802 W. Grand River Ave. Brighton, MI 48116
P: 810.224.5880

Office

Monday - Friday  9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Caro | Independent Bank

 Branch Location

Contact Information

A: 1111 W. Caro Road Caro, MI 48723
P: 989.673.5656

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  8:30 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 323 W. Main St. Carson City, MI 48811
P: 989.584.3118

Office

Monday - Wednesday  9:00 am - 4:30 pm
Thursday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Wednesday  9:00 am - 4:30 pm
Thursday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 6727 Main St. Caseville, MI 48725
P: 989.856.2225

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Friday  8:30 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 6241 Main St. Cass City, MI 48726
P: 989.872.2105

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  8:30 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 4115 17 Mile Road Cedar Springs, MI 49319
P: 616.696.0050

Office

Monday - Wednesday  9:00 am - 5:00 pm
Thursday - Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Wednesday  8:30 am - 5:00 pm
Thursday  8:30 am - 7:00 pm
Friday  8:30 am - 5:30 pm
Saturday  8:30 am - 1:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 129 Lansing St. Charlotte, MI 48813
P: 517.543.4994

 

Office

 Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 1:00 pm

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 1:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Clio | Independent Bank

 Branch Location

Contact Information

A: 3500 W. Vienna Road Clio, MI 48420
P: 810.687.6710

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 8760 Orion Place, Suite 204 Columbus, OH 43240
P: 614.907.7243

Office

Monday - Friday  9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 7389 Croton Hardy Dr. Newaygo, MI 49337

24 Hour ATM Service

Services: Talking ATMs, ATM Only
| Get Directions

Contact Information

A: 16030 Michigan Ave., Suite 210 Dearborn, MI 48126
P: 313.446.8670

Office

Monday - Friday  9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 8700 N. Second St, Brighton, 48116
P: 810.819.8005

Office

Monday - Thursday  8:30 am - 5:30 pm
Friday  8:30 am  - 6:00 pm
Saturday  8:30 am - 1:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:30 pm
Friday  8:30 am  - 6:00 pm
Saturday  8:30 am - 1:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 404 Perry Ave., Suite A Big Rapids, MI 49307
P: 231.796.5865

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 1380 W. Lake Lansing Road East Lansing, MI 48823
P: 517.203.3800

 

Office

Monday - Thursday  9:00 am - 6:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 2:00 pm

Drive-Up

Monday - Thursday  9:00 am - 6:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 2:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 2900 West Road East Lansing, MI 48823
P: 517.324.7400

Office

Monday - Friday  9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 2461 S. Michigan Road Eaton Rapids, MI 48827
P: 517.663.4108

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 1615 W. Center Ave. Essexville, MI 48732
P: 989.893.4563

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  8:00 am - 5:00 pm
Friday  8:00 am - 6:00 pm
Saturday  9:00 am - 1:00 pm
Sunday  10:00 am - 1:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 32900 Middlebelt Road Farmington Hills, MI 48334
P: 248.539.4600

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 6750 Cascade Road SE Grand Rapids, MI 49546
P: 616.949.2189

Office

Monday - Wednesday  9:00 am - 5:00 pm
Thursday - Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Wednesday  9:00 am - 5:00 pm
Thursday - Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 77 Monroe Center Ave. NW, Suite 1200 Grand Rapids, MI 49503
P: 616.458.7045

Office

Monday - Friday  8:30 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 3800 Alpine Ave. NW Comstock Park, MI 49321
P: 616.784.6654

Office

Monday - Wednesday  9:00 am - 5:00 pm
Thursday - Friday  9:00 am - 6:00 pm
Saturday   9:00 am - 12:00 pm

Drive-Up

Monday - Wednesday  9:00 am - 5:00 pm
Thursday - Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 4200 E. Beltline Grand Rapids, MI 49525
P: 616.363.1207

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 3090 Plainfield NE Grand Rapids, MI 49505
P: 616.447.0900

Office

Monday - Wednesday  9:00 am - 5:00 pm
Thursday - Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Wednesday  9:00 am - 5:00 pm
Thursday - Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 4525 Lake Michigan Dr. Walker, MI 49534
P: 616.735.2293

Office

Monday - Thursday  9:00 am - 6:00 pm
Friday  9:00 am - 7:00 pm
Saturday  9:00 am - 2:00 pm

Drive-Up

Monday - Thursday  9:00 am - 6:00 pm
Friday  9:00 am - 7:00 pm
Saturday  9:00 am - 2:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 720 W. Shaw Howard City, MI 49329
P: 231.937.4374

Office

Monday - Thursday  9:00 am - 4:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 230 W. Main St. Ionia, MI 48846

 

24 Hour ATM Service

Services: Talking ATMs, ATM Only
| Get Directions

Contact Information

A: 2551 S. State St. Ionia, MI 48846
P: 616.527.6760

Drive-Up

Monday - Friday  9:30 am - 6:00 pm
Saturday  9:30 am - 2:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 1090 N. 10th St., Suite 210 Kalamazoo, MI 49009
P: 269.569.7237

Office

Monday - Friday   9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 5854 State St. Kingston, MI 48741

24 Hour ATM Service

Services: Talking ATMs, ATM Only
| Get Directions

Lapeer | Independent Bank

 Branch Location

Contact Information

A: 1985 W. Genesee St. Lapeer, MI 48446
P: 810.245.8908

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday 8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  8:30 am - 1:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Leslie | Independent Bank

 Branch Location

Contact Information

A: 144 S. Main St. Leslie, MI 49251
P: 517.589.8222

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 37601 W. Five Mile Road Livonia, MI 48154
P: 734.591.4400

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 450 S. Dexter St. Ionia, MI 48846
P: 616.527.7500

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Friday  8:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Marlette | Independent Bank

 Branch Location

Contact Information

A: 2593 S. Van Dyke Marlette, MI 48453
P: 989.635.3541

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  8:30 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Mason | Independent Bank

 Branch Location

Contact Information

A: 190 W. Kipp Road Mason, MI 48854
P: 517.244.9361

Office

Monday - Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 2:00 pm

Drive-Up

Monday - Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 2:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 201 N. Mitchell St., Suite 104 Cadillac, MI 49601
P: 231.942.7156

Office

Monday - Friday  9:00 am - 5:30 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 319 E. Broadway Mt. Pleasant, MI 48858
P: 989.772.9405

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday   9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 103 East Preston St Mt. Pleasant, MI. 48859

24 Hour ATM Service

Services: ATMs, ATM Only
| Get Directions

Contact Information

A: 202 W. Broomfield St. Mt. Pleasant, MI 48858

24 Hour ATM Service

Services: ATMs, ATM Only
| Get Directions

Contact Information

A: 1801 S. Mission St. Mt. Pleasant, MI 48858

24 Hour ATM Service

Services: ATMs, ATM Only
| Get Directions

Contact Information

A: 3251 Henry St. Muskegon, MI 49441
P: 231.830.3999

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Newaygo | Independent Bank

 Branch Location

Contact Information

A: 41 N. State Rd. Newaygo, MI 49337
P: 231.652.1665

Office

Monday - Thursday  9:00 am - 4:00 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday   8:30 am - 5:00 pm
Friday  8:30 am - 5:30 pm
Saturday  8:30 am - 12:00 pm

Services: ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 199 W. River Valley Newaygo, MI 49337

24 Hour ATM Service

Services: ATMs, ATM Only
| Get Directions

Contact Information

A: 4046 Huron St. North Branch, MI 48461
P: 810.688.3051

Office

Monday - Thursday  9:00 am - 4:00 pm
Friday  9:00 am - 5:00 pm

Services: Customer Service Representative/Teller
| Get Directions

Contact Information

A: 3765 Huron St. North Branch, MI 48461
P: 810.688.4727

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  8:30 am - 1:00 pm

Services: Talking ATMs, Drive-Up
| Get Directions

Okemos | Independent Bank

 Branch Location

Contact Information

A: 2119 Hamilton Road Okemos, MI 48864
P: 517.381.0817

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 1:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 1:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 112 S Main St, Olivet, MI 49076

24 Hour ATM Service

Services: Talking ATMs, ATMs
| Get Directions

Contact Information

A: 75 S Main St, Pigeon, MI 48755

24 Hour ATM Service

Services: Talking ATMs, ATMs
| Get Directions

Contact Information

A: 408 Mable St. Pinconning, MI 48650
P: 989.879.2747

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 11628 Bunkerhill Road Pleasant Lake, MI 49272
P: 517.769.2200

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Portland | Independent Bank

 Branch Location

Contact Information

A: 1601 Grand River Ave. Portland, MI 48875
P: 517.647.7547

Office

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 5:30 pm
Saturday  8:30 am - 12:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 5:30 pm
Saturday  8:30 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 320 E Vermontville Hwy, Potterville, MI 48876

24 Hour ATM Service

Services: Talking ATMs, ATMs
| Get Directions

Contact Information

A: 348 Main St. Rives Junction, MI 49277

24 Hour ATM Service

Services: ATMs, ATM Only
| Get Directions

Contact Information

A: 78 S. Main St. Rockford, MI 49341
P: 616.866.4471

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 1:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 5:30 pm
Saturday  8:30 am - 1:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 1445 N. Center Road Saginaw, MI 48638
P: 989.799.1673

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday 9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:30 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 1:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 5500 Dixie Highway Saginaw, MI 48601
P: 989.777.1661

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm Saturday  9:00 am - 1:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 4850 Bay Road Saginaw, MI 48604
P: 989.799.0070

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 6:00 pm
Friday  9:00 am - 7:00 pm
Saturday  9:00 am - 2:00 pm
Sunday  10:00 am - 1:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 3601 State St. Saginaw, MI 48602
P: 989.799.0720

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 1:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 7400 Bay Road University Center, MI 48710

24 Hour ATM Service

Services: Talking ATMs, ATM Only
| Get Directions

Contact Information

A: 7400 Bay Road University Center, MI 48710

24 Hour ATM Service

Services: Talking ATMs, ATM Only
| Get Directions

Contact Information

A: 5 Third St. SE Sand Lake, MI 49343
P: 616.636.8881

Office

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Friday  8:30 am - 5:00 pm
Saturday  8:30 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Saranac | Independent Bank

 Branch Location

Contact Information

A: 29 Church Street Saranac, MI 48881
P: 616.642.9406

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Friday  9:00 am - 5:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 8880 Unionville Road Sebewaing, MI 48759
P: 989.883.3310

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 49785 Van Dyke Ave. Shelby Township, MI 48317
P: 586.731.6130

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Sparta | Independent Bank

 Branch Location

Contact Information

A: 525 S. State St. Sparta, MI 49345
P: 616.887.8277

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Standish | Independent Bank

 Branch Location

Contact Information

A: 209 S. Main St. Standish, MI 48658
P: 989.846.4595

Office

Monday - Thursday  9:00 am - 4:30 pm
Friday  9:00 am - 5:00 pm

Drive-Up

Monday - Thursday  8:30 am - 5:00 pm
Friday  8:30 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 93 W. Fourth St., Suite D Suttons Bay, MI 49682
P: 231.995.5565

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 77 Monroe Center NW Grand Rapids, MI 49503
P: 616.458.7045

Office

Monday - Friday  9:00 am - 5:00 pm

Services: Talking ATMs, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 4011 Eastern Sky Dr. Traverse City, MI 49684
P: 231.995.5540

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm

Drive-Up

Monday - Friday  9:00 am - 5:30 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 333 W. Grandview Parkway Traverse City, MI 49684
P: 231.995.5508

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm

Services: Talking ATMs, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 1239 S. Garfield Traverse City, MI 49684
P: 231.995.5575

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:30 pm

Drive-Up

Monday - Friday  9:00 am - 5:30 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 201 W. Big Beaver Road Troy, MI 48084
P: 248.689.1200

New appointment

Office

Monday - Friday  9:00 am - 4:30 pm

Drive-Up

Monday - Friday  9:00 am - 5:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 201 W. Big Beaver Rd., Suite 201 Troy, MI 48084
P: 248.918.5690

Office

Monday - Friday  9:00 am - 5:00 pm

Services: Mortgage, Loans, No cash transactions
| Get Directions

Contact Information

A: 6586 Center St. Unionville, MI 48767

24 Hour ATM Service

Services: Talking ATMs, ATM Only
| Get Directions

Contact Information

A: 194 Main St. Vermontville, MI 49096

24 Hour ATM Service

Services: Talking ATMs, ATM Only
| Get Directions

Contact Information

A: 1075 Wilcox Ave. White Cloud, MI 49349
P: 231.689.6608

Office

Monday - Friday  9:00 am - 4:00 pm

Drive-Up

Monday - Thursday  8:30 am - 4:30 pm
Friday  8:30 am - 5:00 pm
Saturday  8:30 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions

Contact Information

A: 1245 E. Grand River Road Williamston, MI 48895
P: 517.655.2168

Office

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Drive-Up

Monday - Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm

Services: Talking ATMs, Drive-Up, Customer Service Representative/Teller
| Get Directions
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Personal Loans

Independent Bank offers customers many ways to finance their dreams through personal loans. 

Our loans can help you pay for your education, buy a new boat or RV, or let you access credit through the equity in your home.

 

Stop by and we’ll help find the product or service that’s best for you, or you can quickly and conveniently apply for personal loans online.

 

Apply for a Loan  

View Personal Loan Rates

Our Online HELOC Advance Deposit Payment Center is a convenient way to remit your payments.

Online HELOC Advance Deposit Payment Center

Already have a Personal Loan and need to make a payment?

Make a Loan Payment

Personal Line of Credit

A personal line of credit is a pre-approved, unsecured line of credit. When you would like to withdraw funds, complete one of the provided checks. You can use this check to deposit money in an account or pay a third party for a purchase.

Alternatively, you may request the line be used as overdraft protection on your Independent Bank checking account at the time of your application.

With a line of credit, you only pay interest on the amount you use, when you use it.  The line can be paid down at any time and drawn on again up to the credit limit as long as the account remains in good standing.

Unsecured Loan
This is a loan that isn’t secured by collateral, and your ability to qualify is based on how creditworthy you are. It can be a good option for small home improvement projects, and can provide savings if your alternative is a credit card, which almost always carries a higher interest rate than an Independent Bank unsecured loan.
Home Equity Line of Credit (HELOC)

A home equity loan or line of credit will allow you to borrow money secured by the equity in your home. Use the extra cash for whatever you choose: home improvements, tuition, debt consolidation and more. Interest may even be tax-deductible. We offer competitive interest rates and, with approved credit, loan amounts up to 85% of your home’s value!

You can use the Equity Access MasterCard to withdraw money from your home equity line of credit. It’s the card that works just like a Debit MasterCard for purchases and ATM withdrawals; it’s convenient and hassle-free. Unlike credit card advances, HELOC funds accessed with your Equity Access Card are not assessed cash advance fees.

Boat, Auto, and RV Loans

With our deep roots in Michigan, we understand how important it is to get out on the water or hop in an RV to enjoy our great state. Whether you need a 12’ fishing boat or a 40’ RV, we offer low rates and attractive financing terms. Also, we’re often able to save you money if you refinance your boat or RV through Independent Bank.

We always have great rates on auto loans as well, and we’ll help you get your loan quickly and conveniently. Simply apply online or stop by a branch to speak with a lender.

Student Loans

Whether you're an undergraduate, graduate student, or parent, get money for school from Sallie Mae®

Sallie Mae® higher education loans are designed for the needs of undergraduates, graduate students, and parents.

  • Competitive interest rates
  • Multiple repayment options
  • No origination fees; no prepayment penalty1

Loan Options

  • Smart Option Student Loan for Undergraduate Students
  • Parent Loan
  • Plus, a suite of graduate loans to pay for expenses included in your school's cost of attendance and designed for your specific degree

Find out which loan is right for you!

Learn More & Apply

Scholarship Search Tool

Borrow responsibly
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank or a lender partner. Independent Bank is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Smart Option Student Loan and graduate loan products: This information is for borrowers attending degree-granting institutions only. Smart Option Student Loan information is for undergraduate borrowers only. You must be attending a participating school located in the U.S. or have attended one during an eligible prior enrollment period. You must be a U.S. citizen or a permanent resident or a Non-U.S. citizen borrower with a creditworthy cosigner (who must be a U.S. citizen or permanent resident) and required U.S. Citizenship and Immigration Service (USCIS) documentation. U.S. citizens and permanent residents enrolled in eligible study abroad programs or who are attending or have attended schools located outside the U.S. are also eligible. For the Dental School Loan, Law School Loan, MBA Loan, and Medical School Loan, students must be enrolling in a graduate-level degree program in a field of study that is eligible for the loan and Graduate Certificate/Continuing Education coursework is not eligible. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

Parent Loan: This information is for borrowers with students attending degree-granting institutions only. The student is not eligible to be a borrower or cosigner and must be attending or have attended a participating school during an eligible prior enrollment period, or be enrolled in an eligible study abroad program. The borrower, cosigner and student must be U.S. citizens or permanent residents. The school may refund loan funds directly to the student, and if that occurs, borrower and cosigner (if applicable) would still be responsible for repaying that amount to Sallie Mae. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

1Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.

© 2018 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

Student Loan Consolidation Product
We offer student loan consolidation options that allow college graduates to combine all of their outstanding student debt into one easy-to-manage monthly payment. With competitive rates on an unsecured loan up to $50,000, and a fixed term up to 15 years, Independent Bank’s Student Loan Consolidation product is the smart choice for graduates who have completed their degree and have been employed for at least two years.
Certificate of Deposit (CD) Secured Loan

This is a loan that is secured by a certificate of deposit that you own. It’s a convenient and low-cost way to obtain a loan quickly, and it generally carries a lower interest rate than an unsecured loan.

Normal Credit standards and restrictions apply. Consult your tax advisor regarding deductibility of interest.

Testimonials

Greg A.

December 7, 2020

"Leonard was great. I belong to a credit union and they were difficult. Called Leonard and he had my loan complete before the credit union got back to me."

"Leonard was great. I belong to a credit union and they were difficult. Called Leonard and he had my loan complete before the credit union got back to me."
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Lynell J.

December 7, 2020

"Carol was so great to work with...your company is very lucky to have her as an employee. Williamston Branch and the community is lucky to have her."

"Carol was so great to work with...your company is very lucky to have her as an employee. Williamston Branch and the community is lucky to have her."
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Paul O.

January 11, 2021

"Honestly in just a few phone calls and emails my loan was done. This was very convenient for me since I live on the east side of the state. A big thanks to Gina for her help."

"Honestly in just a few phone calls and emails my loan was done. This was very convenient for me since I live on the east side of the state. A big thanks to Gina for her help."
Read More

Need Help?

Routing Number: 072402652
24-hour Telephone Banking: 888.300.3193
Customer Service: 800.355.0641
Customer Service Hours: Mon-Fri: 8 am-8 pm | Sat-Sun: 8 am-6 pm (ET)
Holiday Hours
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