Open a New Checking Account & Score a Rate of 4.33% APY^* on a 3-Month CD

* 3-Month CD Special Terms & Conditions: Annual Percentage Yield (APY) is accurate as of 06/30/2025. A $10,000 minimum balance in new money, not currently held with Independent Bank is required to open certificate, up to $100,000. Valid for new checking account customers only. Offer not available for existing Independent Bank consumer checking customers or who accounts have been closed during the current or previous calendar year or previously closed at any time with a negative balance. All new accounts are subject to Independent Bank approval. Fees may reduce earnings on the account. Deposits into or withdrawals from the CD are not available until the maturity date. Penalty for early withdrawal may be imposed. Offer ends 08/01/2025.

** Subject to 1099-INT reporting. Offer paid out within 60 calendar days of qualification. Valid for new checking account customers only. Offer not available for existing Independent Bank consumer checking customers or who accounts have been closed during the current or previous calendar year or previously closed at any time with a negative balance. All new accounts are subject to Independent Bank approval. Cannot be combined with any other offer. Account must be in good standing to receive the bonus. Account must be opened by December 31, 2025.