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You are now leaving the Independent Bank website. Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content or security of any linked web page.

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Homeowner Assistance Programs

When you need a hand, you can find one at Independent Bank. If you're experiencing financial challenges, we're here for you.

Let's find a solution.

If you’re experiencing difficulty paying for your mortgage, we’re here to offer solutions, some of which may include:

  • Refinancing
  • Loan modification
  • Short-term repayment plans
  • Forbearance plans
  • Short sales
  • Deed in lieu of foreclosure

Loan counselors can be reached at 844.279.2748, Monday-Friday from 8 am-7 pm (ET) and Saturday by appointment only. You can also contact us by email at homeownersupport@ibcp.com.

Making Home Affordable Plan

Learn about the Making Home Affordable plan. To date, it’s helped millions of homeowners refinance or modify their mortgages.