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You Could Receive up to $25,000*

Towards the down payment, closing costs & housing counseling costs of your first home!

Qualifying buyers may receive up to $25,000—up to 20% of the purchase price—for down payment, closing costs, and housing counseling through the HomeBoost Program when financing with Independent Bank.

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HomeBoost Down Payment Assistance Program

Independent Bank and the HomeBoost Down Payment Assistance Program have teamed up to offer a program designed to make your home purchase more affordable—plus, no repayment of the funds are required. Funds are limited, and available on a first-come, first-served basis until all funds are exhausted. Don't wait! 

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Wondering if you're Eligible?
To Qualify for Assistance Applicants Must

  • Be a first-time homebuyer and a first-generation homebuyer

  • Be purchasing a primary residence in Indiana or Michigan 

  • Have a household income at or below 120% of the local Area Median Income

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Let our team of experts help you find financing that fits your home goals, budget, and life.

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*To qualify, at least one borrower on the loan must be a first-time homebuyer and first-generation homebuyer and must be purchasing a primary residence in Indiana or Michigan, have a household income at or below 120% of the local area median income. Funds are limited, and available on a first-come, first-served basis until all funds are exhausted. In order to apply for the HomeBoost Down Payment Assistance Program, Independent Bank must be providing the financing for the purchase. The homebuyer(s) must contribute a minimum of $500 in personal funds towards the purchase. The homebuyer(s) must complete housing counseling. Additional fees may apply. Subject to standard underwriting guidelines. Program subject to change or termination. Taxes and insurance required.

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