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Independent Bank's Construction Rate-Lock Deposit Payment Center

A convenient way for you to remit your construction rate-lock deposit

Please read and accept each of the following acknowledgements

Thank you for choosing Independent Bank for your real estate financing needs. As part of your application for a real estate mortgage, this online payment site is available as a convenient way for you to remit your construction rate-lock deposit.
 
After a few brief acknowledgements are completed, you may place a charge to your debit or credit card. We accept debit cards, Visa,® MasterCard or Discover.® Upon receipt of your advance deposit, we will continue processing your application.
I acknowledge that I have received the Loan Estimate and other applicable disclosures as referenced in the document titled “Mortgage Disclosure Acknowledgement and Intent to Proceed.”
I acknowledge that I have not paid any fee in connection with my application prior to receiving the disclosures.
I acknowledge that I have only made an application for a loan and that Independent Bank has not made any commitment to grant a loan.
I acknowledge that my signed disclosures will be returned to Independent Bank.
I acknowledge my intent to proceed with this real estate mortgage application.
I acknowledge that the construction rate-lock deposit will be used to defray the costs of processing the application and will not be refunded. At closing, the advance deposit will be credited toward actual closing costs.
I acknowledge that the credit card specified for this transaction belongs to one of the loan applicants.
Make a construction rate-lock deposit payment
Clicking the Submit button below will take you to our payment processing
website which is not a part of independentbank.com.

Competitive Rates

We offer competitive rates for checking accounts, savings accounts, certificates of deposit (CDs), and mortgages. 

View Our Current Rates

Frequently Asked Questions

How do I balance my checking account?

To get started, use the Balance Your Account form.

To get started, use the Balance Your Account form.

Why is my ATM balance different than my actual balance?

It may not reflect deposits or checks that have not cleared. To see an accurate balance, be sure to keep a check register, go to the branch, or visit online banking.

It may not reflect deposits or checks that have not cleared. To see an accurate balance, be sure to keep a check register, go to the branch, or visit online banking.

How is my personal information used?
Federal law requires all financial institutions to obtain, verify, and record information that ...
Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. Your information is securely stored on your account and customer records when your new account is opened.
How can I change my personal information?
If your personal information is already on file with Independent Bank, you can make changes through ...
If your personal information is already on file with Independent Bank, you can make changes through online banking to your address, phone number, or email address. Just log into your account and select the "Customer Service" tab. You can also visit any Independent Bank location. Please note some changes may require you to present documentation at your local branch.
How do I endorse my check for SnapCheck Mobile Deposit?
You should sign your check with your name or business name and “For Mobile Deposit Only at Independent Bank.”
You should sign your check with your name or business name and “For Mobile Deposit Only at Independent Bank.”
How can I make a deposit into my son's or daughter's account at college?
We know that banking for college students involves transactions both on campus and at home. That’s ...
We know that banking for college students involves transactions both on campus and at home. That’s why we make it easy to add money to your Independent Bank checking account through Independent Bank offices statewide, by mail or through wire transfers.
How can I speed up my application to open an account?
If you already have an account with us, we will automatically fill out parts of your application ...
If you already have an account with us, we will automatically fill out parts of your application using information you provided when you opened your other account. This could be information from your ATM or debit card, a deposit account (excluding CD accounts), or a loan account.
What is Independent Mobile?
Independent Mobile gives you access to your accounts from our mobile banking app, Independent ...
Independent Mobile gives you access to your accounts from our mobile banking app, Independent Mobile, on your smartphone or tablet. You can view account balances, pay bills to existing payees, search recent account activity, transfer funds, use SnapCheck mobile deposit, and find ATM or branch locations.
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