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Be The Difference Day: Independent Bank offices will be closed on Monday, October 10, 2022, to volunteer in our local communities.

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Disclaimer

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Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content, accessibility, or security of any linked web page.

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You are now leaving the Independent Bank website.

Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content, accessibility, or security of any linked web page.

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Business Checking

We offer competitive business checking account options for businesses of all sizes. Our accounts are designed so that you can pick the services you need.

Plus, enjoy a free membership to the Small Business Association of Michigan (SBAM) and earn up to $500 annually by referring other businesses! 

Business Freedom Checking 

For businesses that are looking for all of the perks without the fees. Enjoy free business checking options tailored to meet the unique needs of your business.

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Learn More About the Benefits >

Business Flex Checking

For businesses that keep a larger balance and want a larger return. Get rewarded for keeping a larger balance on your account by earning a competitive interest rate.

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Learn More About the Benefits >

 

Eagle Advantage Checking

For businesses with higher transaction activity that want the options to match. When you have a high volume and variety of transactions, you need more options and tools to stay.

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Learn More About the Benefits > 


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Account Details

Our accounts are designed so that you can pick the services you need.

Business Freedom Checking

Business Freedom Checking
For the unique needs of small businesses, sole proprietors, and non-profit organizations.

Service charge+ & minimum balance:

NONE with an average daily** balance of $1,000+ or with eStatements OR $2/month service charge

 
Interest:
Non-Interest Bearing 
 
Monthly Per Item Fee (Checks/Paid Debits, Deposits/Credits, Deposited Items):
First 250 items FREE each month 
then $0.40 per additional item
 
Currency/coin deposited/monthly:
$0 - $10K
FREE

$10,001 - $25K
$0.50/$1,000

$25,001 - $50K
$1.00/$1,000

$50,001+
$1.50/$1,000
 
Business Flex Checking

Business Flex Checking
For businesses that would like to earn a competitive rate.

Service charge+ & minimum balance:

NONE with an average daily** balance of $25,000+ or with eStatements OR $2/month service charge

 
Interest:
Competitive interest rate on daily collected balance
 
Monthly Per Item Fee (Checks/Paid Debits, Deposits/Credits, Deposited Items):
Checks paid/debits: $0.20 per item
Deposits/credits: $0.40 per item
Deposited items: $0.12 per item
 
Currency/coin deposited/monthly:
$0 - $10K
FREE

$10,001 - $25K
$0.50/$1,000

$25,001 - $50K
$1.00/$1,000

$50,001+
$1.50/$1,000
 
Eagle Advantage Checking

Eagle Advantage Checking
For businesses with a high volume of activity.

Service charge+ & minimum balance:

$12/month service charge but earnings credit can offset fees*

 
Interest:
Non-Interest bearing
 
Monthly Per Item Fee (Checks/Paid Debits, Deposits/Credits, Deposited Items):
Checks paid/debits: $0.20 per item
Deposits/credits: $0.40 per item
Deposited items: $0.12 per item
 
Currency/coin deposited/monthly:
$0.50 per $1,000
 

Interested in a checking account for your business? Submit your information below and a banker will reach out to help you get started.

Order Business Checks

Independent Bank partners with Harland Clarke to offer you the highest quality checking products. For your protection, Independent Bank must place first time orders and orders with name and/or address changes. 

For added convenience, you can also order your business checks and forms online or by phone, 800.503.2345. Representatives are available Monday-Friday from 8 am-8 pm and Saturday-Sunday from 8 am-6 pm (ET).

 

Order Now