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The new and enhanced ONE Wallet digital banking experience is here! Please make sure you update your mobile app and log in for an even better banking experience.

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Disclaimer

You are now leaving the Independent Bank website.

Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content, accessibility, or security of any linked web page.

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Disclaimer

You are now leaving the Independent Bank website.

Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content, accessibility, or security of any linked web page.

Click “OK” to continue or “Cancel” to go back

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Earn1000-01_V2

Earn1000-02

Schedule an appointmentLearn more


To earn your $1,000, simply open a Business ONE
checking
account & complete the following:

 

Steps-01

Get approved for a
small business loan**

Steps-04

15 business debit
card swipes***

Steps-04

Enroll in
Merchant Services^

Steps-03

Enroll in
SurePayroll^

Steps-04

Set up appointment
for Bank@Work^

Steps-02

Refer your
friends & family^^


Click here to learn more 

Ready to get started?

Open an Account Online
Video, Phone, or In-Person!

*See terms & conditions

Compare your options:

Most Popular Business_One_Account_0223-1


For business that are looking for all the benefits of a business checking account, with the opportunity to earn up to $1,000* when you bundle additional business products and services.

Learn More About the Benefits >

Open an Account Online
Video, Phone, or In-Person!

 

Business Flex Checking

For businesses that keep a larger balance and want a larger return. Get rewarded for keeping a larger balance on your account by earning a competitive interest rate.

Learn More About the Benefits >

Schedule an appointment
Video, Phone, or In-Person!

 

Eagle Advantage Checking

For businesses with higher transaction activity that also seek an earnings credit to offset additional services. More options and tools for higher transaction volume and variety.

Learn More About the Benefits > 

Schedule an appointment
Video, Phone, or In-Person!

Account Details

Our accounts are designed with your business in mind, so that you can pick the services you need.

Business ONE

Business ONE
For the unique needs of small businesses, sole proprietors, and non-profit organizations.

Service charge+ & minimum balance:

NONE with an average daily** balance of $1,000+ or with eStatements OR $10/month service charge

 
Interest:
Non-Interest Bearing 
 
Monthly Per Item Fee (Checks/Paid Debits, Deposits/Credits, Deposited Items):
First 500 items FREE each month 
then $0.50 per additional item
 
Currency/coin deposited/monthly:
$0 - $25K
FREE

$25,001 - $50K
$1.50/$1,000

$50,001+
$1.50/$1,000
Business Flex Checking

Business Flex Checking
For businesses that would like to earn a competitive rate.

Service charge+:

$15/month service charge.

Interest:
Competitive variable interest rate on daily collected balance.
 
Monthly Per Item Fee (Checks/Paid Debits, Deposits/Credits, Deposited Items):
Checks paid/debits: $0.25 per item
Deposits/credits: $0.50 per item
Deposited items: $0.15 per item
ACH Debits/Credits: $0.15 per item
 
Currency/coin deposited/monthly:
$1.00 per $1,000 Cash Deposited
 
Eagle Advantage Checking

Eagle Advantage Checking
For businesses with a high volume of activity.

Service charge+ & minimum balance:

$15/month service charge but earnings credit can offset fees*

 
Interest:
Non-Interest bearing
 
Monthly Per Item Fee (Checks/Paid Debits, Deposits/Credits, Deposited Items):
Checks paid/debits: $0.25 per item
Deposits/credits: $0.50 per item
Deposited items: $0.15 per item
ACH Debits/Credits: $0.15 per item
 
Currency/coin deposited/monthly:
$1.00 per $1,000 Cash Deposited
 

Enjoy these benefits with each account:

Personal_Checking_Page_ONE_Wallet_Tile_0223

ONE_Wallet_Business_0523

Take control of your finances by banking anytime from the comfort of your computer, phone, or tablet with ONE Wallet Business online & mobile banking.

  • View transactions and history from a single page
  • Are you a larger business looking for additional options? Check out our TreasuryONE online banking platform.

 

Personal_Checking_Page_App_Rating_Tile_0223_V2

4.5 Star Rated App

Take advantage of our 4.5 star rated app on both the Apple App Store and the Google Play Store.

Download on the App Store  Get it on Google Play

Business_Debit_Benefits_Tile_0721

Free Business Debit MasterCard® 

Your Business Debit Mastercard is a convenient way to get cash and make purchases for yourself and your business. Easily track, report, and separate expenses. Plus, with Mastercard’s benefits and security features, your card protects you from fraud and may save you money.

Q3_ReferLive_CTATile_2

Earn up to $500 every year!

Refer your friends & family & you’ll both receive a $50 Mastercard® Reward card as our gift to you when they open a new account, up to $500 annually.
Please see terms and conditions

Click here to learn more 

Ready to get started?

Schedule an appointment
Video, Phone, or In-Person!


Prefer to Open at Your Local Branch?

Submit your information below and a banker will reach out to help you get started

Bonus code will only be applied when you click to apply through the buttons on this page, or by applying in person with the code provided. Apply buttons on other pages will not generate the bonus code to apply the current offer. By providing your email address and phone number, you agree that we may contact you regarding this offer.


Be-Independent

 

Order Business Checks

Independent Bank partners with Harland Clarke to offer you the highest quality checking products. For your protection, Independent Bank must place first time orders and orders with name and/or address changes. 

For added convenience, you can also order your business checks and forms online or by phone, 800.503.2345. For hours of operation, please visit our contact page.

 

Order Now

Business ONE Bundle Incentives

*Each incentive may be pursued separately. Offer begins September 1, 2023 and is subject to change or termination.

**Applied as a one-time discount on Small Business Loan processing fee. Small Business Loan approval must occur within 90 calendar days of deposit account opening and funding. Available on business loans less than $250,000. Loans processed through Business Loan Express are ineligible. Subject to standard underwriting guidelines, discount is non-transferable, and does not apply if business loan does not result in origination.

*** Qualifications must be met within 90 calendar days of account opening and funding to receive bonus. Offer paid out within 120 calendar days of qualification. Valid for new business checking accounts only. Account must be in good standing to receive the bonus. Subject to standard account opening guidelines. Subject to 1099-INT reporting.  

^Customer must complete these individual requirements within 90 calendar days of account opening and funding to receive the respective bonus. Offer paid out within 120 calendar days of qualification for each individual bonus. Subject to 1099-INT reporting.

^^Referred party must not have had an Independent Bank business checking account within the last 60 calendar days. Accounts must be in good standing at the time of payment. Bonus will be paid out within 60 calendar days of new account opening and completion of requirements. Bonus subject to 1099-MISC for aggregate awards totaling $600 annually. Standard account opening guidelines apply. Please see Terms and Conditions.

Learn more at: https://www.independentbank.com/refer