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Open an account online
Welcome! At Independent Bank, we make opening your account simple, secure and hassle-free. To get started, choose an account below and select "Open an Account Now"
A FREE checking account for everyone.
If you bank on the go but want more customization, then our Custom checking account is for you!
Our competitive rate makes saving easy.
Money market account
The more you save, the more you earn.
Certificate of deposit (CD)
We offer a variety of rates and terms on CDs.
Independent Bank account validation
To complete your account opening, just select the button to confirm two small dollar deposits that will be posted to your account.
Our checking accounts feature
- Free Independent Bank debit card
- No per check charge and unlimited check writing
- Free online banking, bill pay and e-statements
- Free Independent Mobile*
- Free Classic Text+
- Check safekeeping
- Free telephone banking
- Free teller transactions
- Learn more about checking account features and options and customization.
Switching to Independent Bank is simple and straightforward! Click here to download our convenient Switch Kit forms to transfer your automatic payments, direct deposits and account balances from your existing bank account to your new account at Independent Bank.
Find a banking office location near you
Click here to find a location.
Account disclosures and terms and conditions
Click here to review a complete list of account disclosures and terms and conditions regarding opening an account online.
*An Independent Bank account and online banking are required for enrollment in Independent Mobile.
+An Independent Bank ATM or debit card is required for enrollment in Free Classic Text.
**The average daily balance is calculated by adding the principal in the account for each day of the cycle and dividing that by the number of days in the cycle.
***Independent Bank’s foreign ATM fee will be waived and $2.00 of the surcharge fee per transaction from the owner of the ATM will be credited to the account.