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You are now leaving the Independent Bank website.

Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content, accessibility, or security of any linked web page.

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Why Independent Bank?

For 150 years, we’ve worked hard to earn the business, and the trust, of those across Michigan. Our customers have been our focus since the day we opened our doors, and doing whatever it takes to meet their needs has always been our top priority.
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why-independent

Why Independent?

Often, we go beyond what people expect of a bank. But to us, community banking means serving our customers and communities as more than just their bankers. We’re their friends and neighbors, locally invested the same way they are.

But what does that mean for you? It means every time you step in one of our banks – whether in Bad Axe, Grand Rapids, or Traverse City – you’ll get the services of a big bank, the service of a small local bank, and the kind of support that comes from banking with a trusted partner.

Since 1864

About Us

With more than 60 locations across Michigan’s lower peninsula, Independent Bank Corporation (Nasdaq Symbol: IBCP) is a Michigan-based bank holding company with total assets of $3.5 billion. With a full range of financial services including commercial banking, mortgage lending, investments, and title services, we’re committed to providing exceptional service and value to our customers, our stockholders, and our communities.

Our corporation also owns Independent Title Services.

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Our historic timeline since 1864.

In 1864 – more than 150 years ago – we started out as First National Bank of Ionia. Since then, we’ve maintained our local roots while growing across the state. During those 150 years, many things have changed, but our greatest achievements are rooted in the things that haven’t. We’re invested in our communities today just as we were in 1864, and we’re your friends and neighbors, not just your bankers. Those are the kind of relationships we began building 150 years ago, and they’re still the foundation of our business.

 

Timeline

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1864 -

FIRST NATIONAL BANK OF IONIA WAS FOUNDED FEBRUARY 02 1864

First National Bank of Ionia was founded as one of the National Bank Act's first charters. It had $50,000 in deposits.

1896 -

THE BANK GAVE UP ITS NATIONAL CHARTER

The bank gave up its national charter, obtained a state charter, and reorganized as State Savings Bank of Ionia.

1924 -

STATE SAVINGS BANK OF IONIA COMBINED TWO OFFICES

State Savings Bank of Ionia combined two offices into one Ionia location, which became the Ionia Main office.

1952 -

STATE SAVINGS BANK OF IONIA CHANGED ITS NAME TO FIRST SECURITY BANK

State Savings Bank of Ionia changed its name to First Security Bank.

1973 -

INDEPENDENT BANK CORPORATION FORMED

Independent Bank Corporation formed, but stayed inactive until it acquired First Security Bank on June 1, 1974.

1985 -

INDEPENDENT BANK JOINED THE NASDAQ STOCK INDEX

Independent Bank joined the NASDAQ stock index.

1993 -

INDEPENDENT BANK ENTERED THE MARKET IN THE THUMB REGION

Independent Bank entered the market in the Thumb region with the addition of offices in Caro and Unionville.

1996 -

NEW OFFICES ADDED

Offices were added in the Alpena, Hillman, Hale, and Rogers City areas in Northern Michigan.

1998 -

INDEPENDENT BANK FIRST REACHED $1 BILLION IN ASSETS

Independent Bank first reached $1 billion in assets.

1999 -

NEW OFFICES ADDED

Offices were added in the Bay City, Saginaw, Mount Pleasant, Battle Creek and West Branch areas.

2002 -

INDEPENDENT BANK FIRST REACHED $2 BILLION IN ASSETS

Independent Bank first reached $2 billion in assets.

2004 -

METRO DETROIT OFFICES ADDED

Metro Detroit offices were added in Beverly Hills, Bloomfield Hills, Farmington Hills, Livonia, and Troy.

2006 -

RANKED 18 IN THE TOP 25 BANKS

Independent Bank was ranked number 18 in the top 25 banks in the nation by the American Bankers Association “Banking Journal.”

2007 -

COMPLETED THE UNIFICATION OF 4 BANKS

Independent Bank completed the unification of four affiliated Michigan banks into one.

2008 -

NEW OFFICES OPENED

New offices were opened in Houghton Lake and Muskegon.

2012 -

SOLD 21 OFFICES

Independent Bank sold 21 offices in Battle Creek and Northeast Michigan to Chemical Bank.

2014 -

REBRANDING TO MATCH OUR PHILOSOPHY

Independent Bank rebranded with a more modern, forward-looking eagle to match the bank’s philosophy and direction.

2018 -

INDEPENDENT BANK ACQUIRED TRAVERSE CITY STATE BANK

Independent Bank added three branches in the Traverse City market, along with a branch in both Suttons Bay and Williamsburg.

2018 -

INDEPENDENT BANK AWARDED 2018 FORBES BEST-IN-STATE BANK

Independent Bank was named a Forbes BEST-IN-STATE Bank for 2018.

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At Independent Bank, giving back to our communities is as important to us as giving loans or holding deposits.
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In the News

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Independent Bank Celebrates 160 Years of Business

On February 2, 2024, Michigan-based Independent Bank, a stalwart in the financial industry, proudly commemorated 160 years of business. Founded in 1864 as First National Bank of Ionia, Independent Bank is now headquartered in Grand Rapids, and operates nearly 60 branches across Michigan’s lower peninsula as well as loan production offices in Ohio.

19 Dec 2023
Patrice Uhnavy Receives the Connie A. Vickroy Distinguished Service Award

Independent Bank would like to congratulate Patrice Uhnavy, First Vice President, Commercial Operations at Independent Bank for receiving the Connie A. Vickroy Distinguished Service Award from the Great Lakes Chapter of the Appraisal Institute.

5 Dec 2023
Independent Bank Partners with the L.E.A.D. Foundation to Support Legacy Center Sports Complex in Brighton

Independent Bank is proud to partner with the Leadership Education Action Development (L.E.A.D.) Foundation and the Legacy Sports Organization in Brighton. The L.E.A.D. Foundation focuses on helping and empowering student-athletes through social awareness, educational guidance, and financial assistance. Through the Foundation’s efforts, students are given the tools and opportunities to excel in reaching their academic and athletic goals as well as impact their local community.