Electric Funds Transfer (EFT) Disclosure
Deposit Account Disclosures
Independent Bank Fee Schedule
Business Banking Schedule of Services and Fees
(effective June 15, 2018)
Personal Banking Schedule of Services and Fees
(effective June 11, 2018)
Deposit Insurance Coverage Information
- To learn more about FDIC deposit insurance coverage, see the Electronic Deposit Insurance Estimator (EDIE) on the FDIC website.
- To download comprehensive information about FDIC deposit insurance coverage, see the FDIC website: Your Insured Deposits.
Mortgage Loan Disclosures
Mortgage Schedule of Fees
(effective March 1, 2015)
Electronic Banking Disclosures
Identity Theft Protection
We’re committed to safeguarding your privacy. To learn more about more identity theft protection, visit the Harland Clarke website.
Adobe Acrobat Reader will be needed to view the Online Banking Agreement. For information about browser requirements or to download the free Adobe Acrobat Reader Software, click here to go the Adobe website. Then follow the instructions for downloading and installing the software for your operating system.