We offer Select Plus Checking for our mortgage customers,1 so they can bank when they want and where they want. Enjoy all of the benefits of Select Checking, plus up to four (4) free foreign ATM transactions per month. Plus, with at least $100 in monthly direct deposits and account eStatements, the account has no minimum balance or service fees.* This is an interest-bearing account with FREE online banking, bill pay, mobile banking, PeoplePay (person-to-person payments) and SnapCheck mobile deposit. Plus, customers will receive FREE checks at account opening. You will also receive a free chip-enabled debit Mastercard® to make purchases easier and safer than carrying cash.
|Select Plus Checking|
|NO MINIMUM BALANCE|
|FREE DEBIT CARD|
|FREE ONLINE BANKING|
|FREE BILL PAY|
|FREE MOBILE BANKING**|
|FREE CHECKS AT
|FREE (4) FOREIGN ATM
|REQUIREMENTS||$100 MONTHLY DIRECT DEPOSIT
|Open an Account Now|
*If account requirements are not met, selected option will be subject to standard fees.
**An Independent Bank account and online banking are required for mobile banking.
***Independent Bank SnapCheck is subject to eligibility and deposits are not immediately available
1Customers must have an existing mortgage or a mortgage in process to qualify. If Select Plus Checking account is opened online, the customer must have an existing mortgage or close on a new mortgage within 60 calendar days of account opening, or the account will be converted to a Free Checking account.
2ATM fees charged at time of service and refunded at end of statement cycle. $2 Independent Bank foreign ATM fee refunded and up to $3 of ATM owner fee refunded. Maximum refund of $20 per statement cycle.
3ATM or transfer fees charged at time of service and refunded at end of statement cycle. $2 Independent Bank foreign ATM fee refunded or $7 Independent Bank transfer fee refunded. Overdraft transfers funding Select Checking account.
4If account requirements are not met, selected option will be subject to standard fees.
$50 minimum deposit is required for all accounts at account opening. Other fees and restricitions may apply.