Do you want an account that is convenient and offers the features you are looking for in a checking account? Independent Bank’s Select Checking is a great option! Plus, you can enjoy all of the benefits of banking without the monthly account maintenance fees. Simply enroll in eStatements and direct deposit, and the Select Checking account is completely free!*
Enjoy FREE Online and Mobile Banking so you can stay up to date on your account even when you are on the go. With FREE Bill Pay, you can pay your bills online and even set up recurring payments, so it is one less thing you have to worry about each month. Have a check to deposit? No need to run to the bank! With SnapCheck mobile deposit from Independent Bank, you can deposit your check right from your smartphone, just by taking a picture of the front and back of your check—it’s a snap! Need to pay your friend back for lunch or your babysitter for Saturday night? No problem with PeoplePay (person-to-person payments) from Independent Bank available online and on your phone! All you need is the name and email address or mobile phone number of the person you would like to pay, along with the amount and the account it will be coming from. Finally, you will also receive a free chip-enabled debit Mastercard® to make purchases easier and safer than carrying cash.
Select Checking | |
NO MINIMUM BALANCE | ![]() |
FREE DEBIT CARD | ![]() |
FREE ONLINE BANKING | ![]() |
FREE BILL PAY | ![]() |
FREE MOBILE BANKING** | ![]() |
FREE PEOPLEPAY | ![]() |
FREE SNAPCHECK*** | ![]() |
EARNS INTEREST | ![]() |
FREE CHECKS AT ACCOUNT OPENING |
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SERVICE FEE | NONE |
ADDITIONAL OPTIONS | 2 FREE OVERDRAFT TRANSFERS OR 4 FREE FOREIGN ATM TRANSFERS PER MONTH1 |
REQUIREMENTS | DIRECT DEPOSIT AND ESTATEMENT2 |
Open an Account Now |
*If account requirements are not met, selected option will be subject to standard fees.
**An Independent Bank account and online banking are required for mobile banking.
***Independent Bank SnapCheck is subject to eligibility and deposits are not immediately available
1ATM or transfer fees charged at time of service and refunded at end of statement cycle. $2 Independent Bank foreign ATM fee refunded or $7 Independent Bank transfer fee refunded. Overdraft transfers funding Select Checking account.
2If account requirements are not met, selected option will be subject to standard fees.
$50 minimum deposit is required for all accounts at account opening. Other fees and restricitions may apply.
Need Help? Call 800.355.0641
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