Are you looking for an account that is convenient and free? Independent Bank is one of the only financial institutions in Michigan that still offers a FREE Checking account! You will get to enjoy all of the benefits of banking, without the monthly account maintenance fees or requirements.
Our FREE Checking account is loaded with many money-saving features, and with no minimum balance requirements, this means you can bank when, where, and how you want.
Enjoy FREE Online and Mobile Banking so you can stay up to date on your account even when you are on the go. With FREE Bill Pay, you can pay bills online and set up recurring payments, so it is one less thing you have to worry about each month. Have a check to deposit? No need to run to the bank! With SnapCheck Mobile Deposit, you can deposit your check right from your smartphone, just by taking a picture of the front and back of your check—it's a snap! Need to pay your friend back for lunch or your babysitter for Saturday night? No problem with PeoplePay (person-to-person payments) available online and on your phone! All you need is the name and email address or mobile phone number of the person you would like to pay, along with the amount and the account it will be coming from. Finally, you will also receive a FREE chip-enabled debit Mastercard® to make purchases easier and safer than carrying cash.
|NO MINIMUM BALANCE|
|FREE DEBIT CARD|
|FREE ONLINE BANKING|
|FREE BILL PAY|
|FREE MOBILE BANKING*|
|Open an Account Now|
**An Independent Bank account and online banking are required for mobile banking.
**Independent Bank SnapCheck is subject to eligibility and deposits are not immediately available.
$50 minimum deposit is required for all accounts at account opening.