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All Mortgage Loan Officers
Janine Erridge

Janine Erridge

AVP, Branch Manager / Mortgage Loan Officer | Carson City | NMLS ID: 630942

I have been in the banking industry for more than 16 years, all of which have been with Independent Bank. I truly enjoy my job as a mortgage lender. As a lifetime resident of the area, it makes my job even more enjoyable to welcome you to our community. With more than 90 mortgage programs to choose from, I can help make the dream of home ownership a reality. Whether you are a first-time home buyer, looking to build a new home, or you are interested in refinancing, I can help. I am committed to making the process as easy as possible for you. I look forward to working with you and your family.

Phone Number

Office: 989.584.3118
Fax: 989.584.6275
Cell: 616.481.0258


323 W. Main St. Carson City, MI 48811




Todd W.

February 19, 2019

"The whole loan process was a lot easier than I anticipated! Thank you for all your help and guidance along the way!"



Gain access to our videos—learn about how Independent Bank is helping customers, inspiring employees, and investing in our communities.

Mortgage Do's & Don'ts

We know that the mortgage process can seem overwhelming, but at Independent Bank, it’s our goal to make this process as seamless as possible.

ACH Autopay Form

Automatic Transfer Request For Loans

Checkbook Register Worksheet

Download Checkbook Register Worksheet

Graduation Checklist

A checklist for college-bound graduates, plus financial tips

Identity Theft Affidavit

A voluntary form for filing a report with law enforcement, and disputes with credit reporting agencies and creditors about identity theft-related problems. Visit identitytheft.gov to use a secure online version that you can print for your records.

All Resources