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All Mortgage Loan Officers
Howard Rose

Howard Rose

Senior Mortgage Loan Officer | Traverse City - Downtown | NMLS ID: 533605

Phone Number

Office: 231.778.1051
Fax: 231.778.1059
Cell: 231.590.5610


333 W. Grandview Parkway Traverse City, MI 49684




Daniel O.

November 29, 2017

"He was very responsive to all of our questions and had some great suggestions to help guide us through the process. I would wholeheartedly recommend him and Independent Bank."

David L.

November 28, 2017

"The process was so easy. We have never worked with anyone better than Howard. He always followed through with 100% accuracy. He always answered his phone (even later into the night) when we had questions. We cannot say enough about Howard. His commitment to his customers is second to none. Thanks so much for easily making our dream home a reality!"



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Mortgage Do's & Don'ts

We know that the mortgage process can seem overwhelming, but at Independent Bank, it’s our goal to make this process as seamless as possible.

ACH Autopay Form

Automatic Transfer Request For Loans

Checkbook Register Worksheet

Download Checkbook Register Worksheet

Graduation Checklist

A checklist for college-bound graduates, plus financial tips

Identity Theft Affidavit

A voluntary form for filing a report with law enforcement, and disputes with credit reporting agencies and creditors about identity theft-related problems. Visit identitytheft.gov to use a secure online version that you can print for your records.

All Resources