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Linked web pages are not under the control of Independent Bank, its affiliates or subsidiaries. Be aware the privacy policy of the site to which you are going may differ from that of Independent Bank. Independent Bank provides external links as a convenience and is not responsible for the content, accessibility, or security of any linked web page.

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All Mortgage Loan Officers
Charles McClafferty

Charles McClafferty

VP, Area Sales Manager | Troy Mortgage Loan Center - No Cash Transactions | NMLS ID: 451102

Phone Number

Office: 248.689.2732
Fax: 248.689.4238
Cell: 248.444.7540

Address

201 W. Big Beaver Rd., Suite 201 Troy, MI 48084

Email

CMcClafferty@ibcp.com

Testimonials

Ignacio G.

March 24, 2023

"Always a pleasure to work with Independent Bank and Charlie! The process is always smooth and timely, will definitely keep doing business with Independent Bank in years to come!"

Kristofer H.

April 14, 2021

"My experience with Independent Bank was awesome. Very quick and easy process. Any questions or concerns were taken care of immediately!"

Clifford C.

July 6, 2018

"Charlie and his team were nothing short of spectacular with working with me on getting my loan approved and closed in an extremely timely manner. Can't say enough about Charlie and Independent Bank."

Leanne K.

June 4, 2018

"The process was seamless from the very beginning and Charlie went above and beyond as it took us a number of offers on different properties to finally land on 'the one'. Charlie was accommodating and helped us make critical decisions about the type of financing that would work best with our goals. Thank you, Charlie and Vallerie for your hard work!"

Michael M.

February 26, 2018

"They made me comfortable by answering all of my questions and educating me on the loan process."

Amy B.

January 18, 2018

"Charlie and Shay were both extremely helpful and communicative. The speed at which things moved once all documents were procured was pleasantly surprising. I would HIGHLY recommend working with either of them to anyone!"

Resources

Mortgage Do's & Don'ts

We know that the mortgage process can seem overwhelming, but at Independent Bank, it’s our goal to make this process as seamless as possible.

ACH Autopay Form

Automatic Transfer Request For Loans

Checkbook Register Worksheet

Download Checkbook Register Worksheet

Identity Theft Affidavit

A voluntary form for filing a report with law enforcement, and disputes with credit reporting agencies and creditors about identity theft-related problems. Visit identitytheft.gov to use a secure online version that you can print for your records.

All Resources